{"product_id":"antique-store-startup-costs","title":"Opening An Antique Store Costs: Plan For $180k In CAPEX","description":"\u003cdiv class=\"card_smpl\"\u003e\n\n\u003cdiv class=\"double_border\"\u003e\n\n\u003cdiv class=\"card_smpl_header\"\u003e\n\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-plus-icon.svg\" alt=\"Key Takeaways\" class=\"icon_how_to_use\"\u003e\n\n\u003ch3\u003eKey Takeaways\u003c\/h3\u003e\n\n\u003c\/div\u003e\n\n\u003cul class=\"lst_crct_blog\"\u003e\n\n\u003cli\u003eSplit owned inventory, consignment, and replenishment costs.\u003c\/li\u003e\n\n\u003cli\u003eBudget buildout, deposits, and monthly rent separately.\u003c\/li\u003e\n\n\u003cli\u003eTreat fixtures, POS, and security as startup CAPEX.\u003c\/li\u003e\n\n\u003cli\u003eGet local quotes for licenses, insurance, and legal.\u003c\/li\u003e\n\n\u003c\/ul\u003e\n\n\u003c\/div\u003e\n\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eEstimate Startup Costs with Calculator\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-capex-calculator\" aria-label=\"Antique Store Startup CAPEX Calculator\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Startup CAPEX calculator.xlsx\" data-source-site-name=\"Financial Models Lab\" data-source-site-url=\"https:\/\/financialmodelslab.com\" data-source-page-title=\"Antique Store Startup CAPEX Calculator\" data-note-title=\"CAPEX only\" data-note-text=\"This calculator covers capitalized startup assets only. It excludes inventory purchases, payroll runway, rent deposits, debt service, working capital, marketing spend, and ongoing operating expenses.\"\u003e\u003cdiv class=\"fml-capex-card\"\u003e\n\u003cheader class=\"fml-capex-header\"\u003e\u003cdiv class=\"fml-capex-heading\"\u003e\n\u003cp class=\"fml-capex-eyebrow\"\u003eStartup CAPEX Calculator\u003c\/p\u003e\n\u003cp class=\"fml-capex-intro\"\u003eEstimates the one-time capitalized startup assets needed before opening an antique store, not ongoing operating cash.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-scenarios\" aria-label=\"Scenario presets\"\u003e\n\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"lean\"\u003eLean\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"full\"\u003eFull\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-capex-layout\"\u003e\n\u003cform class=\"fml-capex-inputs\"\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eStore Renovation \u0026amp; Fit-Out\u003c\/span\u003e\u003csmall\u003eBuild-out, finishes, and layout work before opening; larger scope and higher-spec materials raise this fast.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"store_renovation_fitout\" data-capex-kind=\"money\" data-capex-label=\"Store Renovation \u0026amp; Fit-Out\" data-capex-note=\"Build-out, finishes, and layout work before opening; larger scope and higher-spec materials raise this fast.\" data-lean=\"60000\" data-base=\"75000\" data-full=\"90000\" name=\"store_renovation_fitout\" type=\"text\" inputmode=\"numeric\" value=\"75,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eDisplay Cases \u0026amp; Lighting\u003c\/span\u003e\u003csmall\u003eCases, shelves, and lighting for furniture, art, and jewelry; fixture intensity drives the total.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"display_cases_lighting\" data-capex-kind=\"money\" data-capex-label=\"Display Cases \u0026amp; Lighting\" data-capex-note=\"Cases, shelves, and lighting for furniture, art, and jewelry; fixture intensity drives the total.\" data-lean=\"20000\" data-base=\"30000\" data-full=\"40000\" name=\"display_cases_lighting\" type=\"text\" inputmode=\"numeric\" value=\"30,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eSecurity System Installation\u003c\/span\u003e\u003csmall\u003eAlarm, cameras, and installation; higher coverage and better hardware lift startup cost.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"security_system\" data-capex-kind=\"money\" data-capex-label=\"Security System Installation\" data-capex-note=\"Alarm, cameras, and installation; higher coverage and better hardware lift startup cost.\" data-lean=\"10000\" data-base=\"15000\" data-full=\"20000\" name=\"security_system\" type=\"text\" inputmode=\"numeric\" value=\"15,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003ePOS, Inventory Software \u0026amp; Office Equipment\u003c\/span\u003e\u003csmall\u003ePoint of sale hardware, inventory software, and office equipment; more terminals and back-office setup increase spend.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"tech_setup\" data-capex-kind=\"money\" data-capex-label=\"POS, Inventory Software \u0026amp; Office Equipment\" data-capex-note=\"Point of sale hardware, inventory software, and office equipment; more terminals and back-office setup increase spend.\" data-lean=\"18000\" data-base=\"23000\" data-full=\"30000\" name=\"tech_setup\" type=\"text\" inputmode=\"numeric\" value=\"23,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eUsed Delivery Vehicle \u0026amp; Website Build\u003c\/span\u003e\u003csmall\u003eUsed delivery vehicle and website development; vehicle condition and website depth are the main swing factors.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"vehicle_website\" data-capex-kind=\"money\" data-capex-label=\"Used Delivery Vehicle \u0026amp; Website Build\" data-capex-note=\"Used delivery vehicle and website development; vehicle condition and website depth are the main swing factors.\" data-lean=\"30000\" data-base=\"37000\" data-full=\"50000\" name=\"vehicle_website\" type=\"text\" inputmode=\"numeric\" value=\"37,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eContingency Reserve\u003c\/span\u003e\u003csmall\u003eCovers overruns in fit-out, fixtures, tech, and vehicle costs before opening.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-percent\"\u003e\n\u003cinput data-capex-field=\"contingency_reserve\" data-capex-kind=\"percent\" name=\"contingency_reserve\" type=\"range\" min=\"0\" max=\"15\" step=\"1\" data-lean=\"5\" data-base=\"7\" data-full=\"10\" value=\"7\"\u003e\u003coutput data-capex-output=\"contingencyValue\"\u003e7%\u003c\/output\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/form\u003e\n\u003caside class=\"fml-capex-results\" aria-live=\"polite\"\u003e\u003cspan class=\"fml-capex-tag\"\u003eTotal Startup CAPEX\u003c\/span\u003e\u003cdiv class=\"fml-capex-total\"\u003e\n\u003cspan\u003eTotal startup CAPEX\u003c\/span\u003e\u003cstrong data-capex-output=\"totalCapex\"\u003e$192,600\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdl class=\"fml-capex-result-list\"\u003e\n\u003cdiv\u003e\n\u003cdt\u003eSubtotal before contingency\u003c\/dt\u003e\n\u003cdd data-capex-output=\"subtotal\"\u003e$180,000\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eContingency amount\u003c\/dt\u003e\n\u003cdd data-capex-output=\"contingencyAmount\"\u003e$12,600\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eLargest cost driver\u003c\/dt\u003e\n\u003cdd data-capex-output=\"largestDriver\"\u003eStore Renovation \u0026amp; Fit-Out\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003c\/dl\u003e\n\u003cdiv class=\"fml-capex-chart\" aria-label=\"CAPEX cost category breakdown\"\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eRenovation\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"store_renovation_fitout\" style=\"--fml-capex-share: 42%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"store_renovation_fitout\"\u003e42%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eFixtures\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"display_cases_lighting\" style=\"--fml-capex-share: 17%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"display_cases_lighting\"\u003e17%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eSecurity\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"security_system\" style=\"--fml-capex-share: 8%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"security_system\"\u003e8%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eTech Setup\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"tech_setup\" style=\"--fml-capex-share: 13%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"tech_setup\"\u003e13%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eVehicle + Web\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"vehicle_website\" style=\"--fml-capex-share: 21%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"vehicle_website\"\u003e21%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-capex-export\" type=\"button\" data-capex-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/aside\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-note\"\u003e\n\u003cspan class=\"fml-capex-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003eCAPEX only\u003c\/strong\u003e This calculator covers capitalized startup assets only. It excludes inventory purchases, payroll runway, rent deposits, debt service, working capital, marketing spend, and ongoing operating expenses.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\u003cdiv class=\"container_new_design_blog\"\u003e\n\n\u003cdiv class=\"text-section_blog text-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"line_top_blog\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat does the CAPEX tab show?\u003c\/span\u003e\u003c\/h3\u003e\n\n\u003cp\u003eThe \u003cstrong\u003eCAPEX\u003c\/strong\u003e tab in the \u003ca href=\"\/products\/antique-store-financial-model\"\u003eAntique Store Financial Model Template\u003c\/a\u003e shows startup cost categories, timing, and depreciation\/amortization; review assumptions.\u003c\/p\u003e\n\n\u003ch4\u003eScreenshot highlights\u003c\/h4\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eStartup costs by month\u003c\/li\u003e\n\u003cli\u003eDepreciation and amortization\u003c\/li\u003e\n\u003cli\u003eReview funding assumptions\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003c\/div\u003e\n\n\u003cdiv class=\"image-section_blog image-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"preview-card\" data-preview-src=\"\/cdn\/shop\/files\/antique-store-financial-model-capex-financialmodelslab_40456a0a-d9da-44b3-bc2a-c5c3152c2be7.webp\"\u003e\n\u003cimg class=\"preview-img\" width=\"100%\" height=\"auto\" src=\"\/cdn\/shop\/files\/antique-store-financial-model-capex-financialmodelslab_40456a0a-d9da-44b3-bc2a-c5c3152c2be7.webp?width=500\" alt=\"Antique Store Financial Model capex inputs tab showing capital expenditure categories and customizable purchase schedules, useful to plan startup and growth investments and forecast cash needs.\"\u003e\n\u003cdiv class=\"preview-overlay\"\u003e\n\u003cbutton class=\"preview-btn\" type=\"button\" style=\"align-items: center; vertical-align: middle; display: inline-flex; justify-content: center; gap: 6px; line-height: 1;\"\u003e\nPREVIEW \u003csvg fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\" role=\"presentation\" viewbox=\"0 0 448 512\" width=\"14\"\u003e\u003cpath d=\"M416 176V86.63L246.6 256L416 425.4V336c0-8.844 7.156-16 16-16s16 7.156 16 16v128c0 8.844-7.156 16-16 16h-128c-8.844 0-16-7.156-16-16s7.156-16 16-16h89.38L224 278.6L54.63 448H144C152.8 448 160 455.2 160 464S152.8 480 144 480h-128C7.156 480 0 472.8 0 464v-128C0 327.2 7.156 320 16 320S32 327.2 32 336v89.38L201.4 256L32 86.63V176C32 184.8 24.84 192 16 192S0 184.8 0 176v-128C0 39.16 7.156 32 16 32h128C152.8 32 160 39.16 160 48S152.8 64 144 64H54.63L224 233.4L393.4 64H304C295.2 64 288 56.84 288 48S295.2 32 304 32h128C440.8 32 448 39.16 448 48v128C448 184.8 440.8 192 432 192S416 184.8 416 176z\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\n\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eHow much inventory do you need to start an antique store?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eYou don’t need a fixed \u003cstrong\u003eopening inventory dollar\u003c\/strong\u003e; you size the Antique Store from \u003cstrong\u003efloor coverage\u003c\/strong\u003e, \u003cstrong\u003esell-through\u003c\/strong\u003e, and how much is \u003cstrong\u003eowned\u003c\/strong\u003e versus \u003cstrong\u003econsignment\u003c\/strong\u003e. Using the Year 1 mix, the average list price is \u003cstrong\u003e$3,860\u003c\/strong\u003e per item: \u003cstrong\u003e$4,000\u003c\/strong\u003e furniture at \u003cstrong\u003e50%\u003c\/strong\u003e, \u003cstrong\u003e$5,000\u003c\/strong\u003e fine art at \u003cstrong\u003e30%\u003c\/strong\u003e, and \u003cstrong\u003e$1,800\u003c\/strong\u003e vintage jewelry at \u003cstrong\u003e20%\u003c\/strong\u003e. After launch, plan cash for \u003cstrong\u003e10%\u003c\/strong\u003e acquisition cost plus \u003cstrong\u003e3%\u003c\/strong\u003e restoration and authentication fees, so each item carries about \u003cstrong\u003e13%\u003c\/strong\u003e of sales in direct cost.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eSet floor stock\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eMatch pieces to floor space.\u003c\/li\u003e\n\u003cli\u003eUse sell-through to size units.\u003c\/li\u003e\n\u003cli\u003eBuy more of fast movers.\u003c\/li\u003e\n\u003cli\u003eUse consignment to cut cash need.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eUse the Year 1 mix\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eFurniture: \u003cstrong\u003e50%\u003c\/strong\u003e of mix.\u003c\/li\u003e\n\u003cli\u003eFine art: \u003cstrong\u003e30%\u003c\/strong\u003e of mix.\u003c\/li\u003e\n\u003cli\u003eVintage jewelry: \u003cstrong\u003e20%\u003c\/strong\u003e of mix.\u003c\/li\u003e\n\u003cli\u003eAverage item price: \u003cstrong\u003e$3,860\u003c\/strong\u003e.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eHow do you fund an antique store?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eFund an \u003cstrong\u003eAntique Store\u003c\/strong\u003e with proof, not just a loan ask: show how \u003cstrong\u003e$180k CAPEX\u003c\/strong\u003e, an \u003cstrong\u003e$8k\u003c\/strong\u003e monthly lease, and \u003cstrong\u003e$173k\u003c\/strong\u003e monthly Year 1 payroll get paid back by traffic and sales. With only \u003cstrong\u003e12%\u003c\/strong\u003e visitor-to-buyer conversion in Year 1 and breakeven at \u003cstrong\u003eMonth 37\u003c\/strong\u003e, the model has to test visitor traffic, order value, sales mix, acquisition cost, restoration and authentication fees, and working capital before you sign the lease or buy inventory.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eWhat lenders want\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$180k\u003c\/strong\u003e startup CAPEX\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$8k\u003c\/strong\u003e monthly lease\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$173k\u003c\/strong\u003e Year 1 payroll\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e12%\u003c\/strong\u003e Year 1 conversion\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eWhat the model must test\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eVisitor traffic by month\u003c\/li\u003e\n\u003cli\u003eAverage order value\u003c\/li\u003e\n\u003cli\u003eSales mix by category\u003c\/li\u003e\n\u003cli\u003eRestoration and working capital\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat hidden costs should an antique store budget for?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eIf you're opening an \u003cstrong\u003eAntique Store\u003c\/strong\u003e, budget for hidden cash needs beyond buildout CAPEX: the rent deposit tied to an \u003cstrong\u003e$8k monthly lease\u003c\/strong\u003e, utility setup, insurance binders, local licenses, appraisal or authentication help, moving, storage, cleaning, repairs, shrinkage, and fragile-item handling. For a quick read on owner economics, see \u003ca href=\"\/blogs\/how-much-makes\/antique-store\"\u003eHow Much Does The Owner Of An Antique Store Typically Make?\u003c\/a\u003e because \u003cstrong\u003eYear 1 EBITDA is -$317k\u003c\/strong\u003e and minimum cash reaches \u003cstrong\u003e-$19k\u003c\/strong\u003e in \u003cstrong\u003eMonth 37\u003c\/strong\u003e. The recurring base alone is about \u003cstrong\u003e$3,000\/month\u003c\/strong\u003e from \u003cstrong\u003e$1k\u003c\/strong\u003e utilities, \u003cstrong\u003e$400\u003c\/strong\u003e business insurance, \u003cstrong\u003e$700\u003c\/strong\u003e professional services, \u003cstrong\u003e$300\u003c\/strong\u003e website\/POS software, \u003cstrong\u003e$200\u003c\/strong\u003e security monitoring, and \u003cstrong\u003e$400\u003c\/strong\u003e cleaning.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eBudget the setup\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eRent deposit\u003c\/strong\u003e tied to the \u003cstrong\u003e$8k\u003c\/strong\u003e lease\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUtility setup\u003c\/strong\u003e and insurance binders\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLocal licenses\u003c\/strong\u003e and authentication help\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMoving, storage, repairs\u003c\/strong\u003e, and fragile-item handling\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eProtect cash\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$3,000\/month\u003c\/strong\u003e in fixed overhead\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eYear 1 EBITDA\u003c\/strong\u003e sits at \u003cstrong\u003e-$317k\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMonth 37\u003c\/strong\u003e cash minimum hits \u003cstrong\u003e-$19k\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eShrinkage risk\u003c\/strong\u003e rises on high-value items\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCalculate Fuding Needs\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-summary-static\" aria-label=\"Antique Store Startup Cost Summary\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Antique Store Startup Cost Summary Table.xlsx\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Antique Store Startup Cost Summary\" data-source-url=\"\"\u003e\u003cdiv class=\"fml-summary-static-card\"\u003e\n\u003cheader class=\"fml-summary-static-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-summary-static-eyebrow\"\u003eStartup cost summary\u003c\/p\u003e\n\u003cp class=\"fml-summary-static-description\"\u003eThis table summarizes startup CAPEX and excluded launch cash needs for the antique store across low, base, and high cases.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-actions\"\u003e\n\u003cdiv class=\"fml-summary-static-scenarios\" aria-label=\"Highlight scenario\"\u003e\n\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"low\"\u003eLow\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"high\"\u003eHigh\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-summary-static-export\" type=\"button\" data-summary-export\u003eEXPORT XLSX\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003csection class=\"fml-summary-static-metrics\" aria-live=\"polite\"\u003e\u003cdiv class=\"fml-summary-static-metric is-primary\"\u003e\n\u003cspan\u003eHighlighted CAPEX\u003c\/span\u003e\u003cstrong data-summary-metric=\"capex\"\u003e$157,000\u003c\/strong\u003e\u003csmall data-summary-metric=\"scenario\"\u003eBase planning example\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric is-warning\"\u003e\n\u003cspan\u003eExcluded cash needs\u003c\/span\u003e\u003cstrong data-summary-metric=\"working\"\u003e$19,000\u003c\/strong\u003e\u003csmall\u003eOutside CAPEX total\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric\"\u003e\n\u003cspan\u003eFunding need\u003c\/span\u003e\u003cstrong data-summary-metric=\"funding\"\u003e$176,000\u003c\/strong\u003e\u003csmall\u003eCAPEX + excluded cash needs\u003c\/small\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cdiv class=\"fml-summary-static-table-wrap\"\u003e\u003ctable class=\"fml-summary-static-table\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth scope=\"col\"\u003eCost Category\u003c\/th\u003e\n\u003cth scope=\"col\" class=\"fml-summary-static-estimate-header\" data-summary-estimate-header\u003eBase Estimate\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eMain Cost Driver\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eCAPEX Calculator\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-summary-row data-low=\"65000\" data-base=\"75000\" data-high=\"90000\" data-capex=\"true\"\u003e\n\u003ctd\u003eStore Renovation \u0026amp; Fit-out\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$75,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eLeasehold build-out and opening condition\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"25000\" data-base=\"30000\" data-high=\"38000\" data-capex=\"true\"\u003e\n\u003ctd\u003eDisplay Cases \u0026amp; Lighting\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$30,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eShowroom fixtures and presentation quality\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"20000\" data-base=\"25000\" data-high=\"32000\" data-capex=\"true\"\u003e\n\u003ctd\u003eDelivery Vehicle (Used)\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$25,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eUsed vehicle condition and transport needs\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"12000\" data-base=\"15000\" data-high=\"18000\" data-capex=\"true\"\u003e\n\u003ctd\u003eSecurity System Installation\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$15,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eAlarm, cameras, and installation scope\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"9000\" data-base=\"12000\" data-high=\"16000\" data-capex=\"true\"\u003e\n\u003ctd\u003eInitial Website Development\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$12,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eSite scope and setup complexity\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr class=\"is-excluded\" data-summary-row data-low=\"10000\" data-base=\"19000\" data-high=\"30000\" data-capex=\"false\"\u003e\n\u003ctd\u003eWorking Capital Reserve\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$19,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eModeled cash shortfall, early payroll, and operating timing\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill is-no\"\u003eNo\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cfooter class=\"fml-summary-static-note\"\u003e\u003cspan class=\"fml-summary-static-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e Ranges use researched assumptions; excluded cash needs cover working capital and launch reserves.\u003c\/p\u003e\u003c\/footer\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eAntique Store Core Five Startup Costs\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\u003cbr\u003e\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eInitial Inventory Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eOwned Stock\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eFor an antique store, the opening inventory should cover only owned resale pieces, not consignment or post-launch restocks. Use a mix of \u003cstrong\u003e50%\u003c\/strong\u003e furniture, \u003cstrong\u003e30%\u003c\/strong\u003e art, and \u003cstrong\u003e20%\u003c\/strong\u003e jewelry. At assumed ticket prices of \u003cstrong\u003e$4,000\u003c\/strong\u003e, \u003cstrong\u003e$5,000\u003c\/strong\u003e, and \u003cstrong\u003e$1,800\u003c\/strong\u003e, the weighted average sale price is about \u003cstrong\u003e$3,860\u003c\/strong\u003e per unit.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eCost Build\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eEstimate startup cash from \u003cstrong\u003eopening SKU count\u003c\/strong\u003e × \u003cstrong\u003eaverage cost per piece\u003c\/strong\u003e, then layer in \u003cstrong\u003e10%\u003c\/strong\u003e acquisition cost and \u003cstrong\u003e3%\u003c\/strong\u003e restoration\/authentication fees on the owned pieces. That means about \u003cstrong\u003e13%\u003c\/strong\u003e of planned sales value before rent or fixtures. Ask for the consignment percentage too, because consigned stock should not sit in the owned-inventory budget.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eOpening SKU count\u003c\/li\u003e\n\u003cli\u003eAverage cost per piece\u003c\/li\u003e\n\u003cli\u003eConsignment percentage\u003c\/li\u003e\n\u003cli\u003eTarget weeks of inventory\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eControl\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eKeep post-launch replenishment out of the launch budget. Set a target in \u003cstrong\u003eweeks of inventory\u003c\/strong\u003e so cash tied up in furniture, art, and jewelry matches sales speed, not wishful buying. The main mistake is stocking every category evenly; in this model, the mix should follow the \u003cstrong\u003e50\/30\/20\u003c\/strong\u003e plan and shift only when sell-through data proves it.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eInputs Needed\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eTo price this right, I still need four inputs: \u003cstrong\u003eopening SKU count\u003c\/strong\u003e, \u003cstrong\u003eaverage cost per piece\u003c\/strong\u003e, \u003cstrong\u003econsignment percentage\u003c\/strong\u003e, and \u003cstrong\u003etarget weeks of inventory\u003c\/strong\u003e. With those, the owned-inventory budget can be tied to actual cash needs instead of a guess, and consignment can stay separate from launch funding.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eLocation And Leasehold Setup Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eBuildout Budget\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003e$75k\u003c\/strong\u003e covers the one-time storefront buildout: minor renovations, flooring, wall repair, lighting upgrades, accessibility work, signage, and storage layout. Keep this separate from leasehold improvements, monthly rent, and working capital reserves. This is the customer-facing spend that gets the space ready before opening.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eLease Cash\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eModel the lease in three parts: monthly rent, deposit, and reserve. At \u003cstrong\u003e$8k\u003c\/strong\u003e rent per month, the ongoing lease burden is \u003cstrong\u003e$96k\u003c\/strong\u003e a year. The deposit should equal \u003cstrong\u003elease months × $8k\u003c\/strong\u003e, using the actual landlord term. This line excludes buildout and working capital.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eUse landlord terms, not guesses\u003c\/li\u003e\n\u003cli\u003eKeep rent off CAPEX\u003c\/li\u003e\n\u003cli\u003eHold cash for opening delays\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eFit-Out Scope\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eGet quotes that break out flooring, wall repair, lighting, accessibility, signage, and storage changes. Ask what the landlord requires at move-out, because that changes cost. A clean scope avoids paying twice for work that should be repaired, removed, or approved before opening.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eCash Buffer\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eKeep a working capital reserve outside the buildout. It should cover the first rent payments, deposits, and any delay in opening while the store is being finished. If the lease starts before sales do, that cash burn is real. One clean rule: don’t fund fit-out from the same cash you need for monthly operations.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eFixtures, Display, And Storage Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eFixture CAPEX\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003eDurable fixtures\u003c\/strong\u003e belong in \u003cstrong\u003eCAPEX\u003c\/strong\u003e when they will last beyond launch. The source model points to \u003cstrong\u003e$30k\u003c\/strong\u003e for display cases and lighting plus \u003cstrong\u003e$10k\u003c\/strong\u003e for office furniture and equipment, so the opening cash need is shaped by how much is built before day one.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat It Covers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis bucket covers \u003cstrong\u003eglass cases\u003c\/strong\u003e for jewelry and small collectibles, shelving, racks, counters, furniture display zones, tagging supplies, storage areas, lighting, and safe handling equipment. Estimate it with \u003cstrong\u003efixture count × unit price\u003c\/strong\u003e, then add quotes for lighting scope and any security-grade cases. Keep office furniture separate.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eCount cases, racks, and counters\u003c\/li\u003e\n\u003cli\u003ePrice lighting by zone\u003c\/li\u003e\n\u003cli\u003eSplit office gear from retail\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eHow To Trim\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe biggest cost drivers are \u003cstrong\u003ejewelry security\u003c\/strong\u003e, \u003cstrong\u003eart lighting quality\u003c\/strong\u003e, furniture footprint, backroom storage, and customer flow. Ask whether used fixtures are acceptable; that can cut cash needs without hurting presentation. Don’t underbuy lighting or case security, because those are the parts customers and staff touch every day.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eReuse fixtures if condition allows\u003c\/li\u003e\n\u003cli\u003eLight key zones first\u003c\/li\u003e\n\u003cli\u003eMatch spend to floor layout\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eBudget Check\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eWith the source model’s \u003cstrong\u003e$30k\u003c\/strong\u003e display-and-lighting line plus \u003cstrong\u003e$10k\u003c\/strong\u003e for office furniture and equipment, the base fixture budget is \u003cstrong\u003e$40k\u003c\/strong\u003e before any reserve. Final spend shifts with case type, fixture count, and whether the shop needs a full lighting refresh or only spot upgrades.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eTechnology, POS, And Security Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eTech stack\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eAn antique store’s tech budget covers checkout, stock control, and loss prevention. The source model totals \u003cstrong\u003e$40,000\u003c\/strong\u003e in startup CAPEX: \u003cstrong\u003e$15,000\u003c\/strong\u003e for security installation, \u003cstrong\u003e$8,000\u003c\/strong\u003e for POS, \u003cstrong\u003e$5,000\u003c\/strong\u003e for inventory software, and \u003cstrong\u003e$12,000\u003c\/strong\u003e for the website. Add payment terminals, barcode tools, cameras, an alarm system, and a safe.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eEstimate it\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eHere’s the quick math: one-time spend is \u003cstrong\u003e$40,000\u003c\/strong\u003e, and monthly operating cost is \u003cstrong\u003e$500\u003c\/strong\u003e for software and monitoring, or \u003cstrong\u003e$6,000\u003c\/strong\u003e a year. Price it by counting terminals, cameras, tags, and software months. Ask for quotes on install labor, device count, and any custom inventory tracking.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eTerminals × unit price\u003c\/li\u003e\n\u003cli\u003eCameras, alarm, and safe\u003c\/li\u003e\n\u003cli\u003eSoftware months × monthly fee\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eCut waste\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eKeep this lean by matching the system to an in-store antique shop, not a full online retail build. Use a simple catalog only if the store plan needs it. Bundle POS and security quotes, but don’t trim cameras, alarms, or tagging tools. The biggest mistake is paying for features staff won’t use.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eSkip full ecommerce if unnecessary\u003c\/li\u003e\n\u003cli\u003eBundle install and devices\u003c\/li\u003e\n\u003cli\u003eDo not cut core security\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eCash impact\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis cost is front-loaded, so it hits cash before the store opens. With \u003cstrong\u003e$500\u003c\/strong\u003e in monthly run-rate and \u003cstrong\u003e$40,000\u003c\/strong\u003e upfront, the first-year burden is about \u003cstrong\u003e$46,000\u003c\/strong\u003e before repairs or upgrades. Keep it separate from inventory and leasehold cash so the opening budget stays readable.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eLicenses, Insurance, Professional Setup, And Launch Readiness Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat it covers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis bucket covers the pre-open setup: \u003cstrong\u003ebusiness registration\u003c\/strong\u003e, resale certificate, local retail licenses, sales tax setup, bookkeeping, legal review, and insurance. Base model uses \u003cstrong\u003e$400\/month\u003c\/strong\u003e for business insurance and \u003cstrong\u003e$700\/month\u003c\/strong\u003e for professional services, but permit fees, legal work, and premiums need \u003cstrong\u003elocal quotes\u003c\/strong\u003e because state and city rules change.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eHow to price it\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eBuild the budget from two parts: quote-based items and recurring spend. Use \u003cstrong\u003e3% of Year 1 revenue\u003c\/strong\u003e for online marketing and \u003cstrong\u003e2% of revenue\u003c\/strong\u003e for sales commissions. Then layer in permits, insurance, and setup fees so you can separate opening cash from monthly overhead.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eAsk for state and city fee quotes\u003c\/li\u003e\n\u003cli\u003eGet insurance quotes by policy\u003c\/li\u003e\n\u003cli\u003eForecast Year 1 revenue first\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eHow to save\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eCut cost by getting \u003cstrong\u003ethree local quotes\u003c\/strong\u003e before filing, using one clean bookkeeping setup, and keeping launch marketing tied to opening week. Don’t trim general liability, property, or inventory coverage just to save a small amount; those policies protect the stock and the lease. The goal is fewer surprises, not the cheapest invoice.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\n\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eOpen-ready cash\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eFor this setup, the cash plan should cover the first month of recurring items plus quote-based startup fees. That means \u003cstrong\u003e$400\u003c\/strong\u003e for insurance, \u003cstrong\u003e$700\u003c\/strong\u003e for professional services, plus local permit, legal, and policy costs. Keep launch marketing at \u003cstrong\u003e3%\u003c\/strong\u003e of Year 1 revenue and watch commissions at \u003cstrong\u003e2%\u003c\/strong\u003e so early sales don’t get eaten by front-end spend.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCompare 3 Startup Cost Scenarios\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-scenario-table\" aria-label=\"Antique Store Startup Cost Scenarios\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Antique Store Startup Cost Scenarios\" data-note-label=\"Planning note\" data-note-text=\"These scenario ranges are researched planning assumptions, not vendor quotes or exact bids.\"\u003e\u003cdiv class=\"fml-scenario-table-card\"\u003e\n\u003cheader class=\"fml-scenario-table-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-scenario-table-eyebrow\"\u003eStartup cost scenarios\u003c\/p\u003e\n\u003cp class=\"fml-scenario-table-description\"\u003eA lean antique shop can open with fewer fixtures and no vehicle, while the base case matches the current $180k build. The full case adds deeper display, inventory readiness, and more working capital.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-actions\"\u003e\u003cbutton class=\"fml-scenario-table-export\" type=\"button\" data-scenario-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-scenario-table-wrap\"\u003e\u003ctable class=\"fml-scenario-table-grid\"\u003e\n\u003ccaption\u003eLean, base, and full startup bands for an antique store.\u003c\/caption\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth class=\"fml-scenario-table-stub\" scope=\"col\" data-export-value=\"Scenario\"\u003eScenario\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Lean Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eLean Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eSmaller footprint\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Base Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eBase Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eStandard build\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Full Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eFull Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003eLarger showroom\u003c\/span\u003e\n\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Launch model\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-launch\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-launch-model.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eLaunch model\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Open a smaller shop with a tighter assortment, fewer fixtures, no vehicle, and a delayed website if the founder wants to keep cash light.\"\u003eOpen a smaller shop with a tighter assortment, fewer fixtures, no vehicle, and a delayed website if the founder wants to keep cash light.\u003c\/td\u003e\n\u003ctd data-export-value=\"Launch with the current store build, full opening fixtures, and the Year 1 staffing plan.\"\u003eLaunch with the current store build, full opening fixtures, and the Year 1 staffing plan.\u003c\/td\u003e\n\u003ctd data-export-value=\"Launch a larger showroom with deeper inventory, stronger displays, and more cash on hand for stock and staff.\"\u003eLaunch a larger showroom with deeper inventory, stronger displays, and more cash on hand for stock and staff.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Typical setup\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-setup\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-typical-setup.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eTypical setup\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Use a compact floor plan, basic display cases, and a lean opening team.\"\u003eUse a compact floor plan, basic display cases, and a lean opening team.\u003c\/td\u003e\n\u003ctd data-export-value=\"Use the researched $180k CAPEX base, one store manager, one curator, and 1.5 sales associate FTEs in Year 1.\"\u003eUse the researched $180k CAPEX base, one store manager, one curator, and 1.5 sales associate FTEs in Year 1.\u003c\/td\u003e\n\u003ctd data-export-value=\"Use the same core store model but add more fixtures, broader assortment depth, and extra working capital.\"\u003eUse the same core store model but add more fixtures, broader assortment depth, and extra working capital.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Cost drivers\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-drivers\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-cost-drivers.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eCost drivers\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Reduced fit-out; fewer display cases; no vehicle; delayed website; lower opening inventory\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eReduced fit-out\u003c\/li\u003e\n\u003cli\u003efewer display cases\u003c\/li\u003e\n\u003cli\u003eno vehicle\u003c\/li\u003e\n\u003cli\u003edelayed website\u003c\/li\u003e\n\u003cli\u003elower opening inventory\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"Store renovation; display cases; security system; POS and website; Year 1 payroll\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eStore renovation\u003c\/li\u003e\n\u003cli\u003edisplay cases\u003c\/li\u003e\n\u003cli\u003esecurity system\u003c\/li\u003e\n\u003cli\u003ePOS and website\u003c\/li\u003e\n\u003cli\u003eYear 1 payroll\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"Deeper inventory; stronger display build; higher working capital; more staffing; larger opening stock\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eDeeper inventory\u003c\/li\u003e\n\u003cli\u003estronger display build\u003c\/li\u003e\n\u003cli\u003ehigher working capital\u003c\/li\u003e\n\u003cli\u003emore staffing\u003c\/li\u003e\n\u003cli\u003elarger opening stock\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Planning range\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-range\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-planning-range.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003ePlanning range\u003c\/span\u003e\u003cspan class=\"fml-scenario-row-subtitle\"\u003eCAPEX only\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"$120,000 - $160,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$120,000 - $160,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eLower cash need\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"$180,000 - $220,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$180,000 - $220,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eCore build\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"$240,000 - $320,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$240,000 - $320,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003eHigher capital\u003c\/span\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Best fit\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-fit\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-best-fit.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eBest fit\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Fits a founder who wants lower risk and can start with a narrow, high-turn shop.\"\u003eFits a founder who wants lower risk and can start with a narrow, high-turn shop.\u003c\/td\u003e\n\u003ctd data-export-value=\"Fits a founder who wants a standard neighborhood store with balanced risk and a full opening plan.\"\u003eFits a founder who wants a standard neighborhood store with balanced risk and a full opening plan.\u003c\/td\u003e\n\u003ctd data-export-value=\"Fits an operator with higher risk tolerance and enough capital to support slower-turn items.\"\u003eFits an operator with higher risk tolerance and enough capital to support slower-turn items.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-note\"\u003e\n\u003cspan class=\"fml-scenario-table-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e These scenario ranges are researched planning assumptions, not vendor quotes or exact bids.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e","brand":"FinancialModelsLab","offers":[{"title":"Default Title","offer_id":49303538794739,"sku":"antique-store-startup-costs","price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0522\/6191\/2762\/files\/antique-store-startup-costs.webp?v=1782675350","url":"https:\/\/financialmodelslab.com\/products\/antique-store-startup-costs","provider":"Financial Models Lab","version":"1.0","type":"link"}