{"product_id":"arv","title":"ARV Calculator – After Repair Value","description":"\u003cstyle\u003e\n.arv-calculator {\n  --ink: #0f172a;\n  --muted: #475569;\n  --border: #e2e8f0;\n  --surface: #ffffff;\n  --tint: #f8fafc;\n  --primary: #1d4ed8;\n  --accent: #c2410c;\n  --accent-hover: #9a3412;\n  --chart-1: #1e40af;\n  --chart-2: #0d9488;\n  --chart-3: #7c3aed;\n  --chart-4: #be185d;\n  --chart-5: #334155;\n  container: arv-size \/ inline-size;\n  width: 100%;\n  max-width: 1200px;\n  margin: 0 auto;\n  color: var(--ink);\n  font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Arial, sans-serif;\n  font-size: 15px;\n  line-height: 1.55;\n}\n.arv-calculator,\n.arv-calculator *,\n.arv-calculator *::before,\n.arv-calculator *::after { box-sizing: border-box; }\n.arv-calculator .arv-shell { display: grid; gap: 24px; min-width: 0; }\n.arv-calculator .arv-header,\n.arv-calculator .arv-toolbar,\n.arv-calculator .arv-workspace,\n.arv-calculator .arv-section,\n.arv-calculator .arv-education { min-width: 0; }\n.arv-calculator .arv-header { display: grid; gap: 12px; }\n.arv-calculator .arv-title { margin: 0; font-size: 24px; line-height: 1.25; font-weight: 700; letter-spacing: -.01em; }\n.arv-calculator .arv-intro { margin: 0; color: var(--muted); max-width: 760px; }\n.arv-calculator .arv-pills { display: flex; flex-wrap: wrap; gap: 8px; min-width: 0; }\n.arv-calculator .arv-pill { display: inline-flex; align-items: center; gap: 8px; min-height: 32px; padding: 4px 10px; border: 1px solid var(--border); border-radius: 999px; background: var(--tint); color: var(--muted); font-size: 13px; font-weight: 500; white-space: nowrap; }\n.arv-calculator .arv-pill strong { color: var(--ink); font-variant-numeric: tabular-nums; }\n.arv-calculator .arv-toolbar { display: flex; flex-wrap: wrap; gap: 12px; align-items: center; }\n.arv-calculator .arv-button { min-height: 46px; border-radius: 6px; border: 1px solid var(--border); padding: 11px 18px; font: inherit; font-weight: 650; cursor: pointer; display: inline-flex; align-items: center; justify-content: center; gap: 10px; white-space: nowrap; transition: background-color .15s ease, border-color .15s ease, box-shadow .15s ease, transform .15s ease; }\n.arv-calculator .arv-button:hover { box-shadow: 0 2px 5px rgba(15,23,42,.12); }\n.arv-calculator .arv-button:active { transform: translateY(1px); }\n.arv-calculator .arv-button:focus-visible,\n.arv-calculator input:focus-visible,\n.arv-calculator select:focus-visible,\n.arv-calculator summary:focus-visible { outline: 3px solid rgba(29,78,216,.35); outline-offset: 2px; }\n.arv-calculator .arv-download { background: var(--accent); border-color: var(--accent); color: #ffffff; }\n.arv-calculator .arv-download:hover { background: var(--accent-hover); border-color: var(--accent-hover); }\n.arv-calculator .arv-reset { background: var(--surface); color: var(--ink); }\n.arv-calculator .arv-icon { width: 18px; height: 18px; display: inline-block; flex: 0 0 auto; }\n.arv-calculator .arv-workspace { display: grid; grid-template-columns: minmax(0, 1fr) minmax(340px, .86fr); gap: 24px; align-items: start; }\n.arv-calculator .arv-panel,\n.arv-calculator .arv-section { border: 1px solid var(--border); border-radius: 8px; background: var(--surface); box-shadow: 0 1px 2px rgba(15,23,42,.06); }\n.arv-calculator .arv-panel { padding: 24px; display: grid; gap: 24px; min-width: 0; }\n.arv-calculator .arv-section { padding: 24px; min-width: 0; }\n.arv-calculator .arv-section-title { margin: 0; font-size: 18px; line-height: 1.35; font-weight: 650; }\n.arv-calculator .arv-section-copy { margin: 4px 0 0; color: var(--muted); font-size: 13px; }\n.arv-calculator .arv-block { display: grid; gap: 12px; min-width: 0; }\n.arv-calculator .arv-block-head { display: grid; gap: 4px; min-width: 0; }\n.arv-calculator .arv-fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 16px; align-items: start; min-width: 0; }\n.arv-calculator .arv-field { display: flex; flex-direction: column; gap: 6px; min-width: 0; }\n.arv-calculator .arv-field label,\n.arv-calculator .arv-fieldset legend { font-size: 14px; line-height: 1.35; font-weight: 600; color: var(--ink); }\n.arv-calculator .arv-field input,\n.arv-calculator .arv-field select { width: 100%; min-width: 0; min-height: 44px; border: 1px solid #cbd5e1; border-radius: 6px; background: #ffffff; color: var(--ink); padding: 9px 12px; font: inherit; font-variant-numeric: tabular-nums; }\n.arv-calculator .arv-field input:hover,\n.arv-calculator .arv-field select:hover { border-color: #94a3b8; }\n.arv-calculator .arv-helper { min-height: 40px; margin: 0; color: var(--muted); font-size: 13px; line-height: 1.45; }\n.arv-calculator .arv-error { min-height: 19px; margin: 0; color: #b91c1c; font-size: 13px; font-weight: 500; }\n.arv-calculator .arv-fieldset { margin: 0; padding: 0; border: 0; min-width: 0; }\n.arv-calculator .arv-fieldset legend { margin-bottom: 8px; }\n.arv-calculator .arv-segments { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 4px; padding: 4px; border: 1px solid #cbd5e1; border-radius: 6px; background: var(--tint); min-width: 0; }\n.arv-calculator .arv-segment { position: relative; min-width: 0; }\n.arv-calculator .arv-segment input { position: absolute; opacity: 0; pointer-events: none; }\n.arv-calculator .arv-segment label { display: flex; align-items: center; justify-content: center; min-height: 38px; padding: 7px 10px; border-radius: 4px; color: var(--muted); font-size: 13px; font-weight: 650; cursor: pointer; text-align: center; }\n.arv-calculator .arv-segment input:checked + label { background: #ffffff; color: var(--primary); box-shadow: 0 1px 2px rgba(15,23,42,.12); }\n.arv-calculator .arv-segment input:focus-visible + label { outline: 3px solid rgba(29,78,216,.35); outline-offset: 1px; }\n.arv-calculator .arv-hidden { display: none !important; }\n.arv-calculator .arv-results { display: grid; gap: 16px; min-width: 0; }\n.arv-calculator .arv-primary-result { padding: 20px; border: 1px solid #bfdbfe; border-radius: 8px; background: #eff6ff; display: grid; gap: 6px; min-width: 0; }\n.arv-calculator .arv-result-label { color: #1e3a8a; font-size: 13px; font-weight: 650; text-transform: uppercase; letter-spacing: .04em; }\n.arv-calculator .arv-result-main { font-size: 30px; line-height: 1.15; font-weight: 700; color: #172554; font-variant-numeric: tabular-nums; overflow-wrap: anywhere; }\n.arv-calculator .arv-result-sub { color: #334155; font-size: 13px; }\n.arv-calculator .arv-result-grid { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 12px; min-width: 0; }\n.arv-calculator .arv-result-card { border: 1px solid var(--border); border-radius: 8px; padding: 16px; background: var(--tint); display: grid; gap: 4px; min-width: 0; }\n.arv-calculator .arv-card-label { color: var(--muted); font-size: 13px; font-weight: 600; }\n.arv-calculator .arv-card-value { color: var(--ink); font-size: 20px; line-height: 1.25; font-weight: 700; font-variant-numeric: tabular-nums; overflow-wrap: anywhere; }\n.arv-calculator .arv-card-note { color: var(--muted); font-size: 13px; }\n.arv-calculator .arv-live { margin: 0; padding: 12px; border-left: 3px solid var(--primary); background: var(--tint); color: var(--muted); font-size: 13px; }\n.arv-calculator .arv-chart-card { display: grid; gap: 16px; min-width: 0; }\n.arv-calculator .arv-chart-card \u003e *,\n.arv-calculator .arv-chart-content,\n.arv-calculator .arv-table-card \u003e * { min-width: 0; }\n.arv-calculator .arv-chart-head { display: grid; gap: 4px; min-width: 0; }\n.arv-calculator .arv-chart-cluster { display: grid; grid-template-columns: minmax(260px, 320px) minmax(0, 360px); gap: 24px; justify-content: center; align-items: center; min-width: 0; }\n.arv-calculator .arv-plot { width: min(100%, 320px); aspect-ratio: 1; margin: 0 auto; min-width: 0; }\n.arv-calculator .arv-plot svg { display: block; width: 100%; height: 100%; overflow: visible; }\n.arv-calculator .arv-legend { display: grid; gap: 10px; align-content: center; min-width: 0; }\n.arv-calculator .arv-legend-row { display: grid; grid-template-columns: 12px minmax(0, max-content) max-content max-content; gap: 10px; align-items: center; justify-content: start; min-width: 0; font-size: 13px; }\n.arv-calculator .arv-swatch { width: 12px; height: 12px; border-radius: 3px; }\n.arv-calculator .arv-legend-name { color: var(--ink); font-weight: 600; overflow-wrap: anywhere; }\n.arv-calculator .arv-legend-value,\n.arv-calculator .arv-legend-percent { color: var(--muted); font-variant-numeric: tabular-nums; white-space: nowrap; }\n.arv-calculator .arv-empty { padding: 16px; border: 1px dashed #94a3b8; border-radius: 6px; background: var(--tint); color: var(--muted); text-align: center; font-size: 13px; }\n.arv-calculator .arv-chart-callout,\n.arv-calculator .arv-table-note { margin-top: 16px; padding: 10px 12px; border: 1px solid var(--border); border-radius: 6px; background: var(--tint); color: var(--muted); font-size: 13px; min-width: 0; }\n.arv-calculator .arv-chart-card.arv-safe-stack .arv-chart-cluster { grid-template-columns: minmax(0, 1fr); gap: 20px; }\n.arv-calculator .arv-chart-card.arv-safe-stack .arv-legend { justify-content: center; }\n.arv-calculator .arv-chart-card.arv-safe-stack .arv-chart-callout { margin-top: 20px; }\n.arv-calculator .arv-table-card { display: grid; gap: 0; min-width: 0; }\n.arv-calculator .arv-table-overflow { width: 100%; overflow-x: auto; overflow-y: visible; margin-top: 16px; min-width: 0; }\n.arv-calculator table { width: 100%; min-width: 620px; border-collapse: collapse; color: var(--ink); font-size: 13px; font-variant-numeric: tabular-nums; }\n.arv-calculator th,\n.arv-calculator td { padding: 11px 12px; border-bottom: 1px solid var(--border); text-align: left; vertical-align: top; }\n.arv-calculator th { background: var(--tint); color: var(--ink); font-weight: 650; }\n.arv-calculator td.arv-number,\n.arv-calculator th.arv-number { text-align: right; white-space: nowrap; }\n.arv-calculator tbody tr:last-child td { border-bottom: 0; }\n.arv-calculator .arv-safe-table-stack .arv-table-note { margin-top: 20px; }\n.arv-calculator .arv-education { display: grid; gap: 24px; padding: 8px 0 24px; }\n.arv-calculator .arv-education h2 { margin: 0; font-size: 22px; line-height: 1.3; font-weight: 700; }\n.arv-calculator .arv-education h3 { margin: 0 0 8px; font-size: 18px; line-height: 1.35; font-weight: 650; }\n.arv-calculator .arv-education p { margin: 0 0 12px; color: #334155; }\n.arv-calculator .arv-education ul { margin: 0; padding-left: 22px; color: #334155; }\n.arv-calculator .arv-education li + li { margin-top: 8px; }\n.arv-calculator .arv-education a { color: #1d4ed8; text-decoration: underline; text-underline-offset: 2px; }\n.arv-calculator .arv-education a:hover { color: #1e40af; }\n.arv-calculator .arv-formula { padding: 16px; border-left: 3px solid var(--primary); background: var(--tint); font-variant-numeric: tabular-nums; }\n.arv-calculator .arv-disclaimer { padding: 16px; border: 1px solid var(--border); border-radius: 6px; background: var(--tint); color: var(--muted); font-size: 13px; }\n.arv-calculator .arv-fields \u003e *,\n.arv-calculator .arv-result-grid \u003e *,\n.arv-calculator .arv-workspace \u003e *,\n.arv-calculator .arv-chart-cluster \u003e *,\n.arv-calculator .arv-toolbar \u003e *,\n.arv-calculator .arv-pills \u003e * { min-width: 0; }\n@container arv-size (max-width: 899px) {\n  .arv-calculator .arv-workspace { grid-template-columns: minmax(0, 1fr); }\n}\n@container arv-size (max-width: 639px) {\n  .arv-calculator .arv-panel,\n  .arv-calculator .arv-section { padding: 16px; }\n  .arv-calculator .arv-fields,\n  .arv-calculator .arv-result-grid { grid-template-columns: minmax(0, 1fr); }\n  .arv-calculator .arv-chart-cluster { grid-template-columns: minmax(0, 1fr); gap: 20px; }\n  .arv-calculator .arv-legend { justify-content: center; }\n  .arv-calculator .arv-legend-row { grid-template-columns: 12px minmax(0, max-content) max-content; }\n  .arv-calculator .arv-legend-percent { grid-column: 2 \/ 4; padding-left: 0; }\n  .arv-calculator .arv-helper { min-height: 0; }\n}\n@container arv-size (max-width: 380px) {\n  .arv-calculator .arv-toolbar { align-items: stretch; }\n  .arv-calculator .arv-button { width: 100%; }\n  .arv-calculator .arv-segments { grid-template-columns: minmax(0, 1fr); }\n  .arv-calculator .arv-result-main { font-size: 27px; }\n  .arv-calculator .arv-legend-row { grid-template-columns: 12px minmax(0, 1fr); gap: 8px; }\n  .arv-calculator .arv-legend-value,\n  .arv-calculator .arv-legend-percent { grid-column: 2; }\n}\n\u003c\/style\u003e\n\u003cdiv class=\"arv-calculator\" data-calculator-root\u003e\n  \u003cdiv class=\"arv-shell\"\u003e\n    \u003cheader class=\"arv-header\"\u003e\n      \u003ch2 class=\"arv-title\"\u003eAfter Repair Value (ARV) Calculator\u003c\/h2\u003e\n      \u003cp class=\"arv-intro\"\u003eEstimate a property's value after renovation, a rule-based maximum bid, and the profit buffer retained inside the finished value.\u003c\/p\u003e\n      \u003cdiv class=\"arv-pills\" aria-label=\"Live calculator summary\"\u003e\n        \u003cspan class=\"arv-pill\"\u003eMethod \u003cstrong class=\"arv-pill-method\"\u003eCurrent value\u003c\/strong\u003e\u003c\/span\u003e\n        \u003cspan class=\"arv-pill\"\u003eARV \u003cstrong class=\"arv-pill-arv\"\u003e$150,000.00\u003c\/strong\u003e\u003c\/span\u003e\n        \u003cspan class=\"arv-pill\"\u003eMax bid \u003cstrong class=\"arv-pill-bid\"\u003e$80,000.00\u003c\/strong\u003e\u003c\/span\u003e\n        \u003cspan class=\"arv-pill\"\u003eTarget margin \u003cstrong class=\"arv-pill-margin\"\u003e30.00%\u003c\/strong\u003e\u003c\/span\u003e\n      \u003c\/div\u003e\n    \u003c\/header\u003e\n\n    \u003cdiv class=\"arv-toolbar\" aria-label=\"Calculator actions\"\u003e\n      \u003cbutton class=\"arv-button arv-download\" type=\"button\"\u003e\n        \u003csvg class=\"arv-icon\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"\u003e\u003cpath fill=\"currentColor\" d=\"M11 3h2v10.17l3.59-3.58L18 11l-6 6-6-6 1.41-1.41L11 13.17V3Zm-6 16h14v2H5v-2Z\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\n        \u003cspan\u003eDownload Excel\u003c\/span\u003e\n      \u003c\/button\u003e\n      \u003cbutton class=\"arv-button arv-reset\" type=\"button\"\u003e\n        \u003csvg class=\"arv-icon\" viewbox=\"0 0 24 24\" aria-hidden=\"true\"\u003e\u003cpath fill=\"currentColor\" d=\"M12 5a7 7 0 1 1-6.32 4H8L4 5 0 9h3.52A9 9 0 1 0 12 3v2Z\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\n        \u003cspan\u003eReset\u003c\/span\u003e\n      \u003c\/button\u003e\n    \u003c\/div\u003e\n\n    \u003cdiv class=\"arv-workspace\"\u003e\n      \u003csection class=\"arv-panel\" aria-labelledby=\"arv-inputs-heading\"\u003e\n        \u003cdiv class=\"arv-block-head\"\u003e\n          \u003ch3 class=\"arv-section-title\" id=\"arv-inputs-heading\"\u003eProperty assumptions\u003c\/h3\u003e\n          \u003cp class=\"arv-section-copy\"\u003eUse either current value plus renovation value, or comparable price per area.\u003c\/p\u003e\n        \u003c\/div\u003e\n\n        \u003cfieldset class=\"arv-fieldset\"\u003e\n          \u003clegend\u003eARV method\u003c\/legend\u003e\n          \u003cdiv class=\"arv-segments\"\u003e\n            \u003cdiv class=\"arv-segment\"\u003e\n              \u003cinput id=\"arv-method-current\" name=\"arv-method\" type=\"radio\" value=\"current\" checked\u003e\n              \u003clabel for=\"arv-method-current\"\u003eCurrent value + uplift\u003c\/label\u003e\n            \u003c\/div\u003e\n            \u003cdiv class=\"arv-segment\"\u003e\n              \u003cinput id=\"arv-method-comps\" name=\"arv-method\" type=\"radio\" value=\"comps\"\u003e\n              \u003clabel for=\"arv-method-comps\"\u003eComparable price × area\u003c\/label\u003e\n            \u003c\/div\u003e\n          \u003c\/div\u003e\n        \u003c\/fieldset\u003e\n\n        \u003cdiv class=\"arv-fields arv-current-fields\"\u003e\n          \u003cdiv class=\"arv-field\"\u003e\n            \u003clabel for=\"arv-current-value\"\u003eProperty's current value\u003c\/label\u003e\n            \u003cinput id=\"arv-current-value\" class=\"arv-currency-input\" type=\"text\" inputmode=\"decimal\" value=\"100000\" data-format=\"currency\"\u003e\n            \u003cp class=\"arv-helper\"\u003eEstimated as-is market value before the planned work.\u003c\/p\u003e\n            \u003cp class=\"arv-error\" data-error-for=\"arv-current-value\"\u003e\u003c\/p\u003e\n          \u003c\/div\u003e\n          \u003cdiv class=\"arv-field\"\u003e\n            \u003clabel for=\"arv-added-value\"\u003eValue added by renovations\u003c\/label\u003e\n            \u003cinput id=\"arv-added-value\" class=\"arv-currency-input\" type=\"text\" inputmode=\"decimal\" value=\"50000\" data-format=\"currency\"\u003e\n            \u003cp class=\"arv-helper\"\u003eExpected increase in market value, not the renovation cost.\u003c\/p\u003e\n            \u003cp class=\"arv-error\" data-error-for=\"arv-added-value\"\u003e\u003c\/p\u003e\n          \u003c\/div\u003e\n        \u003c\/div\u003e\n\n        \u003cdiv class=\"arv-fields arv-comps-fields arv-hidden\"\u003e\n          \u003cdiv class=\"arv-field\"\u003e\n            \u003clabel for=\"arv-area-price\"\u003eComparable price per area\u003c\/label\u003e\n            \u003cinput id=\"arv-area-price\" class=\"arv-currency-input\" type=\"text\" inputmode=\"decimal\" value=\"150\" data-format=\"currency\"\u003e\n            \u003cp class=\"arv-helper\"\u003eUse a supportable average from recently renovated comparable properties.\u003c\/p\u003e\n            \u003cp class=\"arv-error\" data-error-for=\"arv-area-price\"\u003e\u003c\/p\u003e\n          \u003c\/div\u003e\n          \u003cdiv class=\"arv-field\"\u003e\n            \u003clabel for=\"arv-total-area\"\u003eTotal property area\u003c\/label\u003e\n            \u003cinput id=\"arv-total-area\" type=\"text\" inputmode=\"decimal\" value=\"1000\" data-format=\"number\"\u003e\n            \u003cp class=\"arv-helper\"\u003eUse the same area basis as the comparable price.\u003c\/p\u003e\n            \u003cp class=\"arv-error\" data-error-for=\"arv-total-area\"\u003e\u003c\/p\u003e\n          \u003c\/div\u003e\n        \u003c\/div\u003e\n\n        \u003cdiv class=\"arv-fields\"\u003e\n          \u003cdiv class=\"arv-field\"\u003e\n            \u003clabel for=\"arv-area-unit\"\u003eArea unit\u003c\/label\u003e\n            \u003cselect id=\"arv-area-unit\"\u003e\n              \u003coption value=\"sqft\" selected\u003eSquare feet (ft²)\u003c\/option\u003e\n              \u003coption value=\"sqm\"\u003eSquare meters (m²)\u003c\/option\u003e\n            \u003c\/select\u003e\n            \u003cp class=\"arv-helper\"\u003eChanging units converts all area and per-area values.\u003c\/p\u003e\n            \u003cp class=\"arv-error\" data-error-for=\"arv-area-unit\"\u003e\u003c\/p\u003e\n          \u003c\/div\u003e\n          \u003cdiv class=\"arv-field\"\u003e\n            \u003clabel for=\"arv-rule\"\u003eInvestor purchase rule\u003c\/label\u003e\n            \u003cinput id=\"arv-rule\" class=\"arv-percent-input\" type=\"text\" inputmode=\"decimal\" value=\"70\" data-format=\"percent\"\u003e\n            \u003cp class=\"arv-helper\"\u003eShare of ARV allocated to acquisition plus renovation cost.\u003c\/p\u003e\n            \u003cp class=\"arv-error\" data-error-for=\"arv-rule\"\u003e\u003c\/p\u003e\n          \u003c\/div\u003e\n        \u003c\/div\u003e\n\n        \u003cfieldset class=\"arv-fieldset\"\u003e\n          \u003clegend\u003eRenovation cost method\u003c\/legend\u003e\n          \u003cdiv class=\"arv-segments\"\u003e\n            \u003cdiv class=\"arv-segment\"\u003e\n              \u003cinput id=\"arv-cost-direct\" name=\"arv-cost-method\" type=\"radio\" value=\"direct\" checked\u003e\n              \u003clabel for=\"arv-cost-direct\"\u003eEnter total cost\u003c\/label\u003e\n            \u003c\/div\u003e\n            \u003cdiv class=\"arv-segment\"\u003e\n              \u003cinput id=\"arv-cost-area\" name=\"arv-cost-method\" type=\"radio\" value=\"area\"\u003e\n              \u003clabel for=\"arv-cost-area\"\u003eCost per area\u003c\/label\u003e\n            \u003c\/div\u003e\n          \u003c\/div\u003e\n        \u003c\/fieldset\u003e\n\n        \u003cdiv class=\"arv-fields arv-direct-cost-fields\"\u003e\n          \u003cdiv class=\"arv-field\"\u003e\n            \u003clabel for=\"arv-renovation-cost\"\u003eTotal renovation cost\u003c\/label\u003e\n            \u003cinput id=\"arv-renovation-cost\" class=\"arv-currency-input\" type=\"text\" inputmode=\"decimal\" value=\"25000\" data-format=\"currency\"\u003e\n            \u003cp class=\"arv-helper\"\u003eInclude labor, materials, permits, contingency, and contractor overhead.\u003c\/p\u003e\n            \u003cp class=\"arv-error\" data-error-for=\"arv-renovation-cost\"\u003e\u003c\/p\u003e\n          \u003c\/div\u003e\n        \u003c\/div\u003e\n\n        \u003cdiv class=\"arv-fields arv-area-cost-fields arv-hidden\"\u003e\n          \u003cdiv class=\"arv-field\"\u003e\n            \u003clabel for=\"arv-repair-cost-area\"\u003eRepair cost per area\u003c\/label\u003e\n            \u003cinput id=\"arv-repair-cost-area\" class=\"arv-currency-input\" type=\"text\" inputmode=\"decimal\" value=\"50\" data-format=\"currency\"\u003e\n            \u003cp class=\"arv-helper\"\u003eAverage renovation cost for each repaired square foot or meter.\u003c\/p\u003e\n            \u003cp class=\"arv-error\" data-error-for=\"arv-repair-cost-area\"\u003e\u003c\/p\u003e\n          \u003c\/div\u003e\n          \u003cdiv class=\"arv-field\"\u003e\n            \u003clabel for=\"arv-repair-area\"\u003eArea requiring repairs\u003c\/label\u003e\n            \u003cinput id=\"arv-repair-area\" type=\"text\" inputmode=\"decimal\" value=\"500\" data-format=\"number\"\u003e\n            \u003cp class=\"arv-helper\"\u003eUse only the area actually included in the renovation scope.\u003c\/p\u003e\n            \u003cp class=\"arv-error\" data-error-for=\"arv-repair-area\"\u003e\u003c\/p\u003e\n          \u003c\/div\u003e\n        \u003c\/div\u003e\n      \u003c\/section\u003e\n\n      \u003caside class=\"arv-panel arv-results\" aria-labelledby=\"arv-results-heading\"\u003e\n        \u003cdiv class=\"arv-block-head\"\u003e\n          \u003ch3 class=\"arv-section-title\" id=\"arv-results-heading\"\u003eLive results\u003c\/h3\u003e\n          \u003cp class=\"arv-section-copy\"\u003eOutputs update as assumptions change.\u003c\/p\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"arv-primary-result\"\u003e\n          \u003cspan class=\"arv-result-label\"\u003eAfter repair value\u003c\/span\u003e\n          \u003cstrong class=\"arv-result-main\" data-output=\"arv\"\u003e$150,000.00\u003c\/strong\u003e\n          \u003cspan class=\"arv-result-sub\" data-output=\"method-note\"\u003eCurrent value plus expected renovation uplift\u003c\/span\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"arv-result-grid\"\u003e\n          \u003cdiv class=\"arv-result-card\"\u003e\n            \u003cspan class=\"arv-card-label\"\u003eMaximum bid price\u003c\/span\u003e\n            \u003cstrong class=\"arv-card-value\" data-output=\"maximum-bid\"\u003e$80,000.00\u003c\/strong\u003e\n            \u003cspan class=\"arv-card-note\"\u003eARV × rule − renovation cost\u003c\/span\u003e\n          \u003c\/div\u003e\n          \u003cdiv class=\"arv-result-card\"\u003e\n            \u003cspan class=\"arv-card-label\"\u003ePotential ROI (ARV basis)\u003c\/span\u003e\n            \u003cstrong class=\"arv-card-value\" data-output=\"roi\"\u003e30.00%\u003c\/strong\u003e\n            \u003cspan class=\"arv-card-note\"\u003eTarget profit ÷ ARV\u003c\/span\u003e\n          \u003c\/div\u003e\n          \u003cdiv class=\"arv-result-card\"\u003e\n            \u003cspan class=\"arv-card-label\"\u003eTarget profit buffer\u003c\/span\u003e\n            \u003cstrong class=\"arv-card-value\" data-output=\"profit\"\u003e$45,000.00\u003c\/strong\u003e\n            \u003cspan class=\"arv-card-note\" data-output=\"profit-note\"\u003eBefore other project costs\u003c\/span\u003e\n          \u003c\/div\u003e\n          \u003cdiv class=\"arv-result-card\"\u003e\n            \u003cspan class=\"arv-card-label\"\u003eRenovation cost\u003c\/span\u003e\n            \u003cstrong class=\"arv-card-value\" data-output=\"renovation-cost\"\u003e$25,000.00\u003c\/strong\u003e\n            \u003cspan class=\"arv-card-note\" data-output=\"cost-note\"\u003eEntered as a total\u003c\/span\u003e\n          \u003c\/div\u003e\n        \u003c\/div\u003e\n        \u003cp class=\"arv-live\" aria-live=\"polite\" data-output=\"live-summary\"\u003eEstimated ARV is $150,000.00 and the rule-based maximum bid is $80,000.00.\u003c\/p\u003e\n      \u003c\/aside\u003e\n    \u003c\/div\u003e\n\n    \u003csection class=\"arv-section arv-chart-card\" aria-labelledby=\"arv-breakdown-heading\"\u003e\n      \u003cdiv class=\"arv-chart-head\"\u003e\n        \u003ch3 class=\"arv-section-title\" id=\"arv-breakdown-heading\"\u003eARV allocation\u003c\/h3\u003e\n        \u003cp class=\"arv-section-copy\"\u003eHow the finished value is allocated under the selected purchase rule.\u003c\/p\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"arv-chart-content\"\u003e\n        \u003cdiv class=\"arv-chart-cluster\"\u003e\n          \u003cdiv class=\"arv-plot\" data-chart-plot aria-label=\"ARV allocation donut chart\"\u003e\u003c\/div\u003e\n          \u003cdiv class=\"arv-legend\" data-chart-legend\u003e\u003c\/div\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"arv-empty arv-hidden\" data-chart-empty\u003eEnter values above to see the allocation.\u003c\/div\u003e\n        \u003cdiv class=\"arv-table-overflow\" data-chart-table-wrap\u003e\n          \u003ctable aria-label=\"ARV allocation data\"\u003e\n            \u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eAllocation\u003c\/th\u003e\n\u003cth class=\"arv-number\"\u003eAmount\u003c\/th\u003e\n\u003cth class=\"arv-number\"\u003eShare of ARV\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n            \u003ctbody data-chart-table\u003e\u003c\/tbody\u003e\n          \u003c\/table\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"arv-chart-callout\" data-chart-caption\u003eAt the current assumptions, the purchase and renovation ceiling uses 70.00% of ARV, leaving a 30.00% target profit buffer before other transaction and financing costs.\u003c\/div\u003e\n      \u003c\/div\u003e\n    \u003c\/section\u003e\n\n    \u003csection class=\"arv-section arv-table-card\" aria-labelledby=\"arv-detail-heading\"\u003e\n      \u003cdiv class=\"arv-block-head\"\u003e\n        \u003ch3 class=\"arv-section-title\" id=\"arv-detail-heading\"\u003eCalculation detail\u003c\/h3\u003e\n        \u003cp class=\"arv-section-copy\"\u003eA transparent bridge from assumptions to the suggested bid.\u003c\/p\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"arv-table-overflow\" data-main-table-wrap\u003e\n        \u003ctable aria-label=\"ARV calculation detail\"\u003e\n          \u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eStep\u003c\/th\u003e\n\u003cth\u003eFormula or basis\u003c\/th\u003e\n\u003cth class=\"arv-number\"\u003eResult\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n          \u003ctbody data-detail-table\u003e\u003c\/tbody\u003e\n        \u003c\/table\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"arv-table-note\" data-main-table-note\u003eThe rule-based bid is a screening metric, not a complete acquisition budget. Closing costs, financing, taxes, holding costs, selling costs, and scope overruns can reduce the practical offer price.\u003c\/div\u003e\n    \u003c\/section\u003e\n\n    \u003csection class=\"arv-education\" aria-labelledby=\"arv-guide-heading\"\u003e\n      \u003ch2 id=\"arv-guide-heading\"\u003eHow to use and interpret the ARV model\u003c\/h2\u003e\n\n      \u003cdiv\u003e\n        \u003ch3\u003eWhat this calculator estimates\u003c\/h3\u003e\n        \u003cp\u003eAfter repair value, usually shortened to ARV, is an estimate of what a property could be worth after a defined renovation is complete. This calculator also applies an investor purchase rule to estimate a maximum bid and shows the profit buffer retained inside the projected finished value. It is designed for quick screening of renovation or house-flip opportunities, not as a substitute for an appraisal, contractor bid, inspection, title review, or financing analysis.\u003c\/p\u003e\n        \u003cp\u003eThe default example starts with a $100,000 as-is value, assumes renovations add $50,000 of market value, uses a $25,000 renovation budget, and applies a 70% purchase rule. That produces a $150,000 ARV, a maximum bid of $80,000, and a $45,000 target profit buffer. The buffer equals 30% of ARV before other project costs.\u003c\/p\u003e\n      \u003c\/div\u003e\n\n      \u003cdiv\u003e\n        \u003ch3\u003eInput guide\u003c\/h3\u003e\n        \u003cul\u003e\n          \u003cli\u003e\n\u003cstrong\u003eARV method:\u003c\/strong\u003e Choose “Current value + uplift” when you have a defensible as-is value and a separate estimate of how much the completed work will add. Choose “Comparable price × area” when renovated comparable properties support a market price per square foot or square meter.\u003c\/li\u003e\n          \u003cli\u003e\n\u003cstrong\u003eProperty's current value:\u003c\/strong\u003e Enter the current as-is market value, not the seller's asking price unless the asking price is also your best market estimate. A higher current value raises ARV under the current-value method.\u003c\/li\u003e\n          \u003cli\u003e\n\u003cstrong\u003eValue added by renovations:\u003c\/strong\u003e Enter the expected increase in market value, which is different from renovation cost. Spending $50,000 does not automatically create $50,000 of added value. Overestimating this field is one of the most consequential ARV errors.\u003c\/li\u003e\n          \u003cli\u003e\n\u003cstrong\u003eComparable price per area:\u003c\/strong\u003e Use the average or carefully adjusted price of recently sold, renovated properties that are similar in location, size, condition, layout, and quality. Higher comparable pricing directly increases ARV.\u003c\/li\u003e\n          \u003cli\u003e\n\u003cstrong\u003eTotal property area:\u003c\/strong\u003e Enter the area to which the comparable price applies. Avoid mixing gross building area, finished living area, lot area, and rentable area.\u003c\/li\u003e\n          \u003cli\u003e\n\u003cstrong\u003eArea unit:\u003c\/strong\u003e Switching between square feet and square meters converts the area and per-area values so the underlying economics stay unchanged.\u003c\/li\u003e\n          \u003cli\u003e\n\u003cstrong\u003eInvestor purchase rule:\u003c\/strong\u003e This is the percentage of ARV allowed for the combined acquisition and renovation cost. A lower percentage creates a larger margin but usually lowers the maximum bid. A higher percentage makes the offer more competitive but reduces the profit buffer.\u003c\/li\u003e\n          \u003cli\u003e\n\u003cstrong\u003eRenovation cost method:\u003c\/strong\u003e Enter a direct total when you have a contractor estimate or detailed scope budget. Use cost per area for early-stage screening. Include labor, materials, permits, design, demolition, waste removal, and contingency where relevant.\u003c\/li\u003e\n          \u003cli\u003e\n\u003cstrong\u003eRepair cost per area and area requiring repairs:\u003c\/strong\u003e These fields multiply to produce total renovation cost. Use only the area included in the scope. A whole-house cost rate applied to a partial renovation can materially overstate the budget.\u003c\/li\u003e\n        \u003c\/ul\u003e\n      \u003c\/div\u003e\n\n      \u003cdiv\u003e\n        \u003ch3\u003eFormulas and result interpretation\u003c\/h3\u003e\n        \u003cdiv class=\"arv-formula\"\u003eARV = current value + value added by renovations\u003cbr\u003eor\u003cbr\u003eARV = comparable price per area × total area\u003cbr\u003e\u003cbr\u003eMaximum bid = ARV × purchase rule − renovation cost\u003cbr\u003eTarget profit buffer = ARV − maximum bid − renovation cost\u003c\/div\u003e\n        \u003cp\u003eThe \u003cstrong\u003eafter repair value\u003c\/strong\u003e is the projected finished value. The \u003cstrong\u003emaximum bid price\u003c\/strong\u003e is the amount left for acquisition after reserving the renovation cost inside the selected rule percentage. A negative maximum bid means the renovation budget already exceeds the rule-based project-cost allowance; the model then shows zero as the practical bid floor while preserving the shortfall in the calculation detail.\u003c\/p\u003e\n        \u003cp\u003eThe \u003cstrong\u003etarget profit buffer\u003c\/strong\u003e is the portion of ARV not assigned to acquisition and renovation under the selected rule. In this model, it is expressed as a percentage of ARV to match the purchase-rule framework. It is not the same as return on cash invested, annualized return, or accounting ROI. The \u003cstrong\u003eacquisition + renovation\u003c\/strong\u003e result is the rule-based cost ceiling, and the renovation-cost result confirms whether the direct or per-area method is active.\u003c\/p\u003e\n      \u003c\/div\u003e\n\n      \u003cdiv\u003e\n        \u003ch3\u003eReading the chart and table\u003c\/h3\u003e\n        \u003cp\u003eThe allocation chart divides ARV into maximum bid, renovation cost, and target profit buffer. The three amounts should add back to ARV whenever the maximum bid is nonnegative. The data table beneath the chart provides the exact amounts and percentages represented by the colored segments. The calculation-detail table shows each formula step, making it easier to audit assumptions or transfer them into a more complete acquisition model.\u003c\/p\u003e\n        \u003cp\u003eWhen assumptions are cleared, the chart changes to a compact empty state rather than drawing a meaningless ring. When one category contains the full value, the chart is explicitly labeled as a 100% allocation and the table still exposes the exact amount.\u003c\/p\u003e\n      \u003c\/div\u003e\n\n      \u003cdiv\u003e\n        \u003ch3\u003ePractical limits and common mistakes\u003c\/h3\u003e\n        \u003cp\u003eARV is highly sensitive to comparable selection and renovation quality. Compare properties with similar micro-location, usable area, bedroom and bathroom count, parking, lot characteristics, and finish level. Distressed sales, unusually favorable financing, seller concessions, and stale listings may distort a simple price-per-area average.\u003c\/p\u003e\n        \u003cp\u003eThe purchase rule does not automatically reserve every real project expense. Review closing and settlement charges using the \u003ca href=\"https:\/\/www.consumerfinance.gov\/ask-cfpb\/what-are-closing-costs-en-176\/\" target=\"_blank\" rel=\"noopener noreferrer\"\u003eConsumer Financial Protection Bureau's closing-cost guidance\u003c\/a\u003e. Renovation financing may also impose eligibility, appraisal, contractor, and draw requirements; examples include the \u003ca href=\"https:\/\/www.hud.gov\/hud-partners\/single-family-203k\" target=\"_blank\" rel=\"noopener noreferrer\"\u003eU.S. Department of Housing and Urban Development's FHA 203(k) program\u003c\/a\u003e and \u003ca href=\"https:\/\/selling-guide.fanniemae.com\/sel\/b5-3.2-01\/homestyle-renovation-mortgages\" target=\"_blank\" rel=\"noopener noreferrer\"\u003eFannie Mae's HomeStyle Renovation guidance\u003c\/a\u003e. For appraisal terminology and professional standards, consult \u003ca href=\"https:\/\/www.appraisalfoundation.org\/imis\/TAF\/Standards\/Appraisal_Standards\/TAF\/Appraisal_Standards.aspx\" target=\"_blank\" rel=\"noopener noreferrer\"\u003eThe Appraisal Foundation\u003c\/a\u003e.\u003c\/p\u003e\n        \u003cp\u003eCommon mistakes include treating renovation cost as value added, using asking prices instead of closed-sale evidence, mixing square feet and square meters, omitting contingency, ignoring financing and holding periods, and assuming the rule percentage is universally appropriate. Stress-test both ARV and renovation cost before making an offer.\u003c\/p\u003e\n      \u003c\/div\u003e\n\n      \u003cdiv class=\"arv-disclaimer\"\u003eThis calculator provides general educational estimates only. It does not provide personalized financial, tax, legal, investment, appraisal, lending, or construction advice.\u003c\/div\u003e\n    \u003c\/section\u003e\n  \u003c\/div\u003e\n\u003c\/div\u003e","brand":"FinancialModelsLab","offers":[{"title":"Default Title","offer_id":49909487698163,"sku":"arv","price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0522\/6191\/2762\/files\/arv.webp?v=1783935531","url":"https:\/\/financialmodelslab.com\/products\/arv","provider":"Financial Models Lab","version":"1.0","type":"link"}