{"product_id":"computer-accessory-startup-costs","title":"Computer Accessory Retail Startup Costs: $78K+ Opening CAPEX","description":"\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"line_top\"\u003e\u003c\/div\u003e\n\u003cp\u003eThis guide covers a US Computer Accessory Retail launch using researched planning assumptions, including \u003cstrong\u003eat least $78,000 in listed CAPEX\u003c\/strong\u003e, \u003cstrong\u003e$2,460 in monthly fixed overhead\u003c\/strong\u003e, and \u003cstrong\u003e$221,000 in first-year modeled payroll\u003c\/strong\u003e It separates capital expenditures, pre-opening expenses, initial inventory, deposits, and working capital across the launch month, early ramp-up period, and first operating year It does not provide vendor quotes, rent guarantees, or location-specific pricing\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\" id=\"main_article_image\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eEstimate Startup Costs with Calculator\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-capex-calculator\" aria-label=\"Computer Accessory Retail Startup CAPEX Calculator\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Startup CAPEX calculator.xlsx\" data-source-site-name=\"Financial Models Lab\" data-source-site-url=\"https:\/\/financialmodelslab.com\" data-source-page-title=\"Computer Accessory Retail Startup CAPEX Calculator\" data-note-title=\"What this leaves out\" data-note-text=\"This calculator covers capitalized startup assets only. It excludes opening inventory, lease deposits, prepaid rent, insurance, payroll runway, marketing, merchant fees, software subscriptions, debt service, and working capital.\"\u003e\u003cdiv class=\"fml-capex-card\"\u003e\n\u003cheader class=\"fml-capex-header\"\u003e\u003cdiv class=\"fml-capex-heading\"\u003e\n\u003cp class=\"fml-capex-eyebrow\"\u003eStartup CAPEX Calculator\u003c\/p\u003e\n\u003cp class=\"fml-capex-intro\"\u003eEstimates capitalized startup assets only for a computer accessory retail launch, including setup, hardware, and integration costs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-scenarios\" aria-label=\"Scenario presets\"\u003e\n\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"lean\"\u003eLean\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"full\"\u003eFull\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-capex-layout\"\u003e\n\u003cform class=\"fml-capex-inputs\"\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eWebsite and platform development\u003c\/span\u003e\u003csmall\u003eBuild cost for the online store, core setup, and launch-ready functionality.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"website_platform_development\" data-capex-kind=\"money\" data-capex-label=\"Website and platform development\" data-capex-note=\"Build cost for the online store, core setup, and launch-ready functionality.\" data-lean=\"30000\" data-base=\"35000\" data-full=\"40000\" name=\"website_platform_development\" type=\"text\" inputmode=\"numeric\" value=\"35,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eWarehouse racking and setup\u003c\/span\u003e\u003csmall\u003eShelving, storage layout, and basic back-of-house setup work.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"warehouse_racking_setup\" data-capex-kind=\"money\" data-capex-label=\"Warehouse racking and setup\" data-capex-note=\"Shelving, storage layout, and basic back-of-house setup work.\" data-lean=\"10000\" data-base=\"12000\" data-full=\"14000\" name=\"warehouse_racking_setup\" type=\"text\" inputmode=\"numeric\" value=\"12,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eOffice furniture and fixtures\u003c\/span\u003e\u003csmall\u003eDesks, seating, counters, and other fitted workspace items.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"office_furniture_fixtures\" data-capex-kind=\"money\" data-capex-label=\"Office furniture and fixtures\" data-capex-note=\"Desks, seating, counters, and other fitted workspace items.\" data-lean=\"7000\" data-base=\"8500\" data-full=\"10000\" name=\"office_furniture_fixtures\" type=\"text\" inputmode=\"numeric\" value=\"8,500\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eComputers and IT equipment\u003c\/span\u003e\u003csmall\u003eComputers, networking gear, and related office technology.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"computers_it_equipment\" data-capex-kind=\"money\" data-capex-label=\"Computers and IT equipment\" data-capex-note=\"Computers, networking gear, and related office technology.\" data-lean=\"12000\" data-base=\"15000\" data-full=\"18000\" name=\"computers_it_equipment\" type=\"text\" inputmode=\"numeric\" value=\"15,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003ePayment gateway integration\u003c\/span\u003e\u003csmall\u003eCheckout integration and startup system work tied to card payment flow.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"payment_gateway_integration\" data-capex-kind=\"money\" data-capex-label=\"Payment gateway integration\" data-capex-note=\"Checkout integration and startup system work tied to card payment flow.\" data-lean=\"6000\" data-base=\"7500\" data-full=\"9000\" name=\"payment_gateway_integration\" type=\"text\" inputmode=\"numeric\" value=\"7,500\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eContingency Reserve\u003c\/span\u003e\u003csmall\u003eCovers install overruns, small scope changes, and launch-period capex surprises.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-percent\"\u003e\n\u003cinput data-capex-field=\"contingency\" data-capex-kind=\"percent\" name=\"contingency\" type=\"range\" min=\"0\" max=\"20\" step=\"1\" data-lean=\"5\" data-base=\"10\" data-full=\"15\" value=\"10\"\u003e\u003coutput data-capex-output=\"contingencyValue\"\u003e10%\u003c\/output\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/form\u003e\n\u003caside class=\"fml-capex-results\" aria-live=\"polite\"\u003e\u003cspan class=\"fml-capex-tag\"\u003eCAPEX output\u003c\/span\u003e\u003cdiv class=\"fml-capex-total\"\u003e\n\u003cspan\u003eTotal startup CAPEX\u003c\/span\u003e\u003cstrong data-capex-output=\"totalCapex\"\u003e$85,800\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdl class=\"fml-capex-result-list\"\u003e\n\u003cdiv\u003e\n\u003cdt\u003eSubtotal before contingency\u003c\/dt\u003e\n\u003cdd data-capex-output=\"subtotal\"\u003e$78,000\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eContingency amount\u003c\/dt\u003e\n\u003cdd data-capex-output=\"contingencyAmount\"\u003e$7,800\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eLargest cost driver\u003c\/dt\u003e\n\u003cdd data-capex-output=\"largestDriver\"\u003eWebsite and platform development\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003c\/dl\u003e\n\u003cdiv class=\"fml-capex-chart\" aria-label=\"CAPEX cost category breakdown\"\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eWebsite\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"website_platform_development\" style=\"--fml-capex-share: 45%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"website_platform_development\"\u003e45%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eRacking\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"warehouse_racking_setup\" style=\"--fml-capex-share: 15%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"warehouse_racking_setup\"\u003e15%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eFurniture\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"office_furniture_fixtures\" style=\"--fml-capex-share: 11%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"office_furniture_fixtures\"\u003e11%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eIT\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"computers_it_equipment\" style=\"--fml-capex-share: 19%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"computers_it_equipment\"\u003e19%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003ePayments\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"payment_gateway_integration\" style=\"--fml-capex-share: 10%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"payment_gateway_integration\"\u003e10%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-capex-export\" type=\"button\" data-capex-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/aside\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-note\"\u003e\n\u003cspan class=\"fml-capex-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003eWhat this leaves out\u003c\/strong\u003e This calculator covers capitalized startup assets only. It excludes opening inventory, lease deposits, prepaid rent, insurance, payroll runway, marketing, merchant fees, software subscriptions, debt service, and working capital.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\u003cdiv class=\"container_new_design_blog\"\u003e\n\n\u003cdiv class=\"text-section_blog text-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"line_top_blog\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eDoes the CAPEX tab prove your runway?\u003c\/span\u003e\u003c\/h3\u003e\n\n\u003cp\u003eThis screenshot shows the \u003ca href=\"\/products\/computer-accessory-financial-model\"\u003eComputer Accessory Retail Financial Model Template\u003c\/a\u003e \u003cstrong\u003eCAPEX tab\u003c\/strong\u003e with expense categories, startup costs, launch timing, amounts, and depreciation\/amortization—review it.\u003c\/p\u003e\n\n\u003ch4\u003eKey screenshot checks\u003c\/h4\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eMonth 1 to 60 runway\u003c\/li\u003e\n\u003cli\u003e$2,460 overhead; $221k payroll\u003c\/li\u003e\n\u003cli\u003e145% inventory; 40% fulfillment\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003c\/div\u003e\n\n\u003cdiv class=\"image-section_blog image-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"preview-card\" data-preview-src=\"\/cdn\/shop\/files\/computer-accessory-financial-model-capex-financialmodelslab_960ecd82-7322-4bf6-96a8-3413bc465608.webp\"\u003e\n\u003cimg class=\"preview-img\" width=\"100%\" height=\"auto\" src=\"\/cdn\/shop\/files\/computer-accessory-financial-model-capex-financialmodelslab_960ecd82-7322-4bf6-96a8-3413bc465608.webp?width=500\" alt=\"Computer Accessory Retail Financial Model capex inputs showing capital expenditure categories and customizable purchase schedules, letting users set asset costs, lifecycles, and depreciation for scenario-ready forecasts.\"\u003e\n\u003cdiv class=\"preview-overlay\"\u003e\n\u003cbutton class=\"preview-btn\" type=\"button\" style=\"align-items: center; vertical-align: middle; display: inline-flex; justify-content: center; gap: 6px; line-height: 1;\"\u003e\nPREVIEW \u003csvg fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\" role=\"presentation\" viewbox=\"0 0 448 512\" width=\"14\"\u003e\u003cpath d=\"M416 176V86.63L246.6 256L416 425.4V336c0-8.844 7.156-16 16-16s16 7.156 16 16v128c0 8.844-7.156 16-16 16h-128c-8.844 0-16-7.156-16-16s7.156-16 16-16h89.38L224 278.6L54.63 448H144C152.8 448 160 455.2 160 464S152.8 480 144 480h-128C7.156 480 0 472.8 0 464v-128C0 327.2 7.156 320 16 320S32 327.2 32 336v89.38L201.4 256L32 86.63V176C32 184.8 24.84 192 16 192S0 184.8 0 176v-128C0 39.16 7.156 32 16 32h128C152.8 32 160 39.16 160 48S152.8 64 144 64H54.63L224 233.4L393.4 64H304C295.2 64 288 56.84 288 48S295.2 32 304 32h128C440.8 32 448 39.16 448 48v128C448 184.8 440.8 192 432 192S416 184.8 416 176z\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\n\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat hidden costs come with starting a computer accessory retail business?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eHidden costs in \u003cstrong\u003eComputer Accessory Retail\u003c\/strong\u003e usually show up before opening and in working capital, not CAPEX. Rent deposits, prepaid rent, utility deposits, insurance premiums, POS software subscriptions, e-commerce fees, merchant fees, returns, shrinkage, launch stock replenishment, and local setup costs can drain cash fast; for a fuller cost map, see \u003ca href=\"\/blogs\/operating-costs\/computer-accessory\"\u003eWhat Does It Cost To Run Computer Accessory Retail?\u003c\/a\u003e With fixed overhead at \u003cstrong\u003e$2,460\/month\u003c\/strong\u003e ($1,500 rent + $250 utilities + $180 insurance + $120 e-commerce + $160 internet and phone + $250 accounting and legal), any delay in supplier onboarding or payment setup raises cash needs before the first sale.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003ePre-opening cash\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eRent deposits\u003c\/strong\u003e and prepaid rent hit first.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUtility deposits\u003c\/strong\u003e and insurance come early.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePOS\u003c\/strong\u003e and e-commerce fees start before sales.\u003c\/li\u003e\n\u003cli\u003eLocal setup costs add more cash drain.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eWorking capital\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eHold cash for \u003cstrong\u003ereturns\u003c\/strong\u003e and shrinkage.\u003c\/li\u003e\n\u003cli\u003ePay \u003cstrong\u003emerchant fees\u003c\/strong\u003e on every card sale.\u003c\/li\u003e\n\u003cli\u003eFund launch stock replenishment fast.\u003c\/li\u003e\n\u003cli\u003eExpect higher cash need if setup slips.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eHow should I plan funding for a computer accessory retail business?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003ePlan funding in phases: cover \u003cstrong\u003e$78,000\u003c\/strong\u003e of staged CAPEX across Months \u003cstrong\u003e1\u003c\/strong\u003e to \u003cstrong\u003e6\u003c\/strong\u003e, then hold cash for initial inventory, pre-opening costs, and the first year of operations. Add \u003cstrong\u003e$2,460\u003c\/strong\u003e a month in fixed overhead and \u003cstrong\u003e$221,000\u003c\/strong\u003e in Year \u003cstrong\u003e1\u003c\/strong\u003e payroll, and use a Month \u003cstrong\u003e1\u003c\/strong\u003e through Month \u003cstrong\u003e60\u003c\/strong\u003e model to test launch timing, cash runway, gross margin, and reorder needs. Here’s the quick math: the known launch build alone totals \u003cstrong\u003e$78,000\u003c\/strong\u003e.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eUse of funds\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$35,000\u003c\/strong\u003e e-commerce development\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$12,000\u003c\/strong\u003e setup cost\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$8,500\u003c\/strong\u003e fixtures\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$15,000\u003c\/strong\u003e IT equipment\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eModel checks\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$7,500\u003c\/strong\u003e payment integration\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$2,460\u003c\/strong\u003e monthly overhead\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$221,000\u003c\/strong\u003e Year 1 payroll\u003c\/li\u003e\n\u003cli\u003eRun Month \u003cstrong\u003e1\u003c\/strong\u003e to Month \u003cstrong\u003e60\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eHow much does it cost to open a computer accessory store?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eOpening a Computer Accessory Retail store needs at least \u003cstrong\u003e$78,000\u003c\/strong\u003e in listed CAPEX before adding initial inventory, lease deposits, pre-opening expenses, and working capital. The quick monthly burn is \u003cstrong\u003e$20,877\u003c\/strong\u003e before variable costs: \u003cstrong\u003e$18,417\u003c\/strong\u003e payroll plus \u003cstrong\u003e$2,460\u003c\/strong\u003e fixed overhead; track sales health with \u003ca href=\"\/blogs\/kpi-metrics\/computer-accessory\"\u003eWhat Are The 5 Key KPIs For Computer Accessory Retail Business?\u003c\/a\u003e.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eStartup cash\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eStart with \u003cstrong\u003e$78,000\u003c\/strong\u003e listed CAPEX\u003c\/li\u003e\n\u003cli\u003eAdd initial accessory inventory\u003c\/li\u003e\n\u003cli\u003eAdd lease deposits and setup costs\u003c\/li\u003e\n\u003cli\u003eAdd working capital for launch\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eMain cost drivers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eStore size and lease terms\u003c\/li\u003e\n\u003cli\u003eSKU count and inventory depth\u003c\/li\u003e\n\u003cli\u003eRetail-only versus hybrid e-commerce\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$221,000\u003c\/strong\u003e Year 1 payroll model\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCalculate Fuding Needs\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-summary-static\" aria-label=\"Computer Accessory Retail Startup Cost Summary\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Computer Accessory Retail Startup Cost Summary.xlsx\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Computer Accessory Retail Startup Cost Summary\" data-source-url=\"\"\u003e\u003cdiv class=\"fml-summary-static-card\"\u003e\n\u003cheader class=\"fml-summary-static-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-summary-static-eyebrow\"\u003eStartup cost summary\u003c\/p\u003e\n\u003cp class=\"fml-summary-static-description\"\u003eThis table summarizes the main startup assets and excluded cash needs for a computer accessory retail launch.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-actions\"\u003e\n\u003cdiv class=\"fml-summary-static-scenarios\" aria-label=\"Highlight scenario\"\u003e\n\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"low\"\u003eLow\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"high\"\u003eHigh\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-summary-static-export\" type=\"button\" data-summary-export\u003eEXPORT XLSX\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003csection class=\"fml-summary-static-metrics\" aria-live=\"polite\"\u003e\u003cdiv class=\"fml-summary-static-metric is-primary\"\u003e\n\u003cspan\u003eHighlighted CAPEX\u003c\/span\u003e\u003cstrong data-summary-metric=\"capex\"\u003e$78,000\u003c\/strong\u003e\u003csmall data-summary-metric=\"scenario\"\u003eBase planning example\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric is-warning\"\u003e\n\u003cspan\u003eExcluded cash needs\u003c\/span\u003e\u003cstrong data-summary-metric=\"working\"\u003e$415,000\u003c\/strong\u003e\u003csmall\u003eOutside CAPEX total\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric\"\u003e\n\u003cspan\u003eFunding need\u003c\/span\u003e\u003cstrong data-summary-metric=\"funding\"\u003e$493,000\u003c\/strong\u003e\u003csmall\u003eCAPEX + excluded cash needs\u003c\/small\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cdiv class=\"fml-summary-static-table-wrap\"\u003e\u003ctable class=\"fml-summary-static-table\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth scope=\"col\"\u003eCost Category\u003c\/th\u003e\n\u003cth scope=\"col\" class=\"fml-summary-static-estimate-header\" data-summary-estimate-header\u003eBase Estimate\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eMain Cost Driver\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eCAPEX Calculator\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-summary-row data-low=\"30000\" data-base=\"35000\" data-high=\"40000\" data-capex=\"true\"\u003e\n\u003ctd\u003eCustom e-commerce website development\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$35,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eStore build and checkout setup\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"10000\" data-base=\"12000\" data-high=\"15000\" data-capex=\"true\"\u003e\n\u003ctd\u003eWarehouse racking and setup\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$12,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eShelving, racks, and storage layout\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"7000\" data-base=\"8500\" data-high=\"10000\" data-capex=\"true\"\u003e\n\u003ctd\u003eOffice furniture and fixtures\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$8,500\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eWorkstations and front-office fixtures\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"12000\" data-base=\"15000\" data-high=\"18000\" data-capex=\"true\"\u003e\n\u003ctd\u003eComputers and IT equipment\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$15,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eWorkstations, devices, and IT hardware\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"6000\" data-base=\"7500\" data-high=\"9000\" data-capex=\"true\"\u003e\n\u003ctd\u003ePayment gateway integration\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$7,500\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eCheckout and payment processing setup\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr class=\"is-excluded\" data-summary-row data-low=\"350000\" data-base=\"415000\" data-high=\"480000\" data-capex=\"false\"\u003e\n\u003ctd\u003eWorking capital and operating reserve\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$415,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eInventory replenishment, payroll, deposits, and launch cash\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill is-no\"\u003eNo\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cfooter class=\"fml-summary-static-note\"\u003e\u003cspan class=\"fml-summary-static-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e Ranges reflect researched planning assumptions; non-CAPEX cash covers inventory, payroll, and deposits.\u003c\/p\u003e\u003c\/footer\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eComputer Accessory Retail Core Five Startup Costs\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\u003cbr\u003e\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eInitial Merchandise Inventory Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eInitial Stock\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eOpening inventory for a computer accessory store covers the first sellable units of cables, adapters, hubs, mice, keyboards, webcams, chargers, monitor accessories, storage accessories, and power strips. Using the mix of \u003cstrong\u003e25%\u003c\/strong\u003e USB Cable, \u003cstrong\u003e20%\u003c\/strong\u003e HDMI Cable, \u003cstrong\u003e20%\u003c\/strong\u003e USB-C Hub, \u003cstrong\u003e20%\u003c\/strong\u003e Keyboard, and \u003cstrong\u003e15%\u003c\/strong\u003e Power Strip, the weighted unit price is \u003cstrong\u003e$29.99\u003c\/strong\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eHow to size it\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eBuild the order from \u003cstrong\u003eunits × unit price\u003c\/strong\u003e, then add supplier minimum order quantities, safety stock, and a buffer for slow-moving SKUs. The Year 1 price set runs from \u003cstrong\u003e$12.99\u003c\/strong\u003e to \u003cstrong\u003e$59.99\u003c\/strong\u003e, so the mix matters more than any single item. Use actual supplier quotes, not assumed wholesale pricing.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eCash to hold\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eKeep replenishment cash aside after opening, because fast-moving cables and hubs can sell through before keyboards or webcams clear. One clean rule: don’t buy the full launch lot if the shelf won’t turn it within the reorder window. Tight SKU counts protect margin and stop dead stock from eating working capital.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eWatchouts\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe risk is not just the first buy; it’s over-ordering slow movers while the best sellers need restock cash. Set reorder points by sell-through and lead time, and separate open-to-buy money from fixed launch spend so the store can refill winners without squeezing payroll or rent.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eRetail Fixtures and Displays Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eFixture Budget\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eA computer accessory store splits fixtures into \u003cstrong\u003eCAPEX\u003c\/strong\u003e and startup expense. The source model includes \u003cstrong\u003e$12,000\u003c\/strong\u003e for warehouse racking and setup and \u003cstrong\u003e$8,500\u003c\/strong\u003e for office furniture and fixtures. Add shelves, pegboards, hooks, locked cases, cable bins, labels, a checkout counter, signage, and back-room storage based on store size and SKU density.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eCost Inputs\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eBuild the estimate from \u003cstrong\u003eunits × unit price\u003c\/strong\u003e and supplier quotes by zone: wall space, counter area, stockroom, and locked display needs. Durable racks and cases go in \u003cstrong\u003eCAPEX\u003c\/strong\u003e; labels, bins, opening supplies, and decor stay in startup expense. The main risk is overbuying display hardware before you know true SKU density.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eCount shelves by wall feet.\u003c\/li\u003e\n\u003cli\u003ePrice cases by lock need.\u003c\/li\u003e\n\u003cli\u003eSeparate supplies from fixtures.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eTrim The Spend\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eKeep spend tight by matching fixtures to the product mix, not to a full wish list. Put high-shrink items in locked cases, use bins for cables and small parts, and avoid oversized counters if traffic is light. Reuse sturdy storage where you can, but keep signage and product labels clear so customers can find the right part fast.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eBuy casework for high-shrink SKUs.\u003c\/li\u003e\n\u003cli\u003eUse bins for small cables.\u003c\/li\u003e\n\u003cli\u003eSkip extra decor first.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eBudget Split\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eTreat racks, counters, and locked cases as \u003cstrong\u003eCAPEX\u003c\/strong\u003e, then budget labels, bins, and opening supplies separately so the cash need stays clear. In a hybrid retail and fulfillment setup, back-room storage matters as much as floor display, because faster picking and less clutter support cleaner operations and lower shrink.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003ePOS, Inventory, and E-Commerce Technology Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eTech Stack\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe tech stack has two parts: one-time \u003cstrong\u003eCAPEX\u003c\/strong\u003e and monthly run cost. Source CAPEX includes \u003cstrong\u003e$35,000\u003c\/strong\u003e custom e-commerce development, \u003cstrong\u003e$15,000\u003c\/strong\u003e computers and IT equipment, and \u003cstrong\u003e$7,500\u003c\/strong\u003e payment gateway integration. It also needs POS hardware, barcode scanner, printers, payment terminal, inventory software, cybersecurity, and internet.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eBudget Build\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eBuild the budget by separating hardware from software and services. Use vendor quotes for each device, then add monthly platform fees of \u003cstrong\u003e$120\u003c\/strong\u003e and internet and phone at \u003cstrong\u003e$160\u003c\/strong\u003e. Keep merchant fees and fulfillment costs outside the tech line so you can see the true system cost.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eSpend Control\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eBuy only the devices you need on day one and delay extras until sales volume proves them out. Don’t bundle subscriptions into hardware. A clean split helps you spot savings and avoid idle gear, but don’t skimp on payment security or uptime.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eMonthly Burn\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe monthly tech burn starts at \u003cstrong\u003e$280\u003c\/strong\u003e before merchant fees and shipping tools. Here’s the quick math: \u003cstrong\u003e$120\u003c\/strong\u003e plus \u003cstrong\u003e$160\u003c\/strong\u003e. If checkout, inventory sync, or backup internet fails, sales stall fast, so test those before opening.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eLease, Build-Out, and Location Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eLease Cash\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis budget has two buckets: cash to sign the lease and cash to make the space usable. With rent at \u003cstrong\u003e$1,500\u003c\/strong\u003e a month and utilities at \u003cstrong\u003e$250\u003c\/strong\u003e, tie the deposit and prepaid rent to the lease terms, then add separate quotes for minor improvements, signage, lighting, security, accessibility, and compliance work.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eBuild-Out Budget\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eUse contractor quotes for \u003cstrong\u003eleasehold improvements\u003c\/strong\u003e, lighting, security, and store readiness. Keep refundable deposits and prepaid rent out of \u003cstrong\u003eCAPEX\u003c\/strong\u003e so the build-out total stays clean. For a hybrid retail and fulfillment store, storage layout matters as much as displays, so plan back-room flow before you buy fixtures.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eSeparate cash from CAPEX.\u003c\/li\u003e\n\u003cli\u003ePrice every trade line.\u003c\/li\u003e\n\u003cli\u003ePlan storage before décor.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eSpace Readiness\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003ePut the location budget around the work needed to open cleanly: \u003cstrong\u003esignage\u003c\/strong\u003e, lighting, security, utilities setup, accessibility readiness, and compliance items. The right number comes from square footage, local code, and vendor quotes. Don’t let store polish hide poor stock flow; for this model, the back room has to work.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eCheck code before build-out.\u003c\/li\u003e\n\u003cli\u003ePrice utilities setup early.\u003c\/li\u003e\n\u003cli\u003eTest customer and stock paths.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eOpening Fit\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eA shop with \u003cstrong\u003e$1,500\u003c\/strong\u003e monthly rent and \u003cstrong\u003e$250\u003c\/strong\u003e monthly utilities needs a location that can earn its keep fast. Keep opening costs lean by sizing the space to SKU depth, not ego, and by matching display area to storage needs so the store sells and fulfills from day one.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eLicenses, Insurance, Payroll, and Launch Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat it covers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis bucket covers business registration, resale permit or sales tax setup, insurance, legal and accounting setup, hiring, training, opening marketing, local listings, and customer support readiness. Use actual quotes for filing fees and the first \u003cstrong\u003e1-3 months\u003c\/strong\u003e of service. The known run-rate includes \u003cstrong\u003e$180\u003c\/strong\u003e monthly insurance and \u003cstrong\u003e$250\u003c\/strong\u003e monthly accounting and legal.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003ePayroll math\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eKeep launch spend tight by delaying nonessential marketing until the store is ready, using part-time training windows, and buying only what supports opening day. Avoid overstaffing before traffic data exists. The big lever is payroll: \u003cstrong\u003e$221,000\u003c\/strong\u003e in Year 1 for CEO, \u003cstrong\u003e0.5 full-time equivalent (FTE)\u003c\/strong\u003e marketing, \u003cstrong\u003e0.5 FTE\u003c\/strong\u003e customer support, and \u003cstrong\u003e1.0 FTE\u003c\/strong\u003e fulfillment.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eCut waste\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eTreat these costs as startup expense unless a specific item is a long-lived asset. Software, filings, training, and launch marketing hit the startup budget; only durable items with multi-year use belong elsewhere. One clean rule: if it supports opening and won't last for years, expense it now.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eBudget rule\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eFor a computer accessory retail launch, build the pre-opening budget around compliance, staffing, and readiness first. Then layer in the first month of insurance, professional fees, and hiring\/training costs so cash is set before doors open.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCompare 3 Startup Cost Scenarios\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-scenario-table\" aria-label=\"Computer Accessory Retail Startup Cost Scenarios\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Computer Accessory Retail Startup Cost Scenarios\" data-note-label=\"Planning note\" data-note- text=\"These scenario ranges are researched planning assumptions, not exact vendor quotes or guaranteed totals.\"\u003e\u003cdiv class=\"fml-scenario-table-card\"\u003e\n\u003cheader class=\"fml-scenario-table-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-scenario-table-eyebrow\"\u003eStartup cost scenarios\u003c\/p\u003e\n\u003cp class=\"fml-scenario-table-description\"\u003eLean, Base, and Full launches change cost because SKU depth, store build-out, tech, and staffing scale fast for a computer accessory retailer.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-actions\"\u003e\u003cbutton class=\"fml-scenario-table-export\" type=\"button\" data-scenario-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-scenario-table-wrap\"\u003e\u003ctable class=\"fml-scenario-table-grid\"\u003e\n\u003ccaption\u003eLean, Base, and Full launch cost comparison\u003c\/caption\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth class=\"fml-scenario-table-stub\" scope=\"col\" data-export-value=\"Scenario\"\u003eScenario\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Lean Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eLean Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eLean setup\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Base Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eBase Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eCore setup\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Full Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eFull Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003eExpanded setup\u003c\/span\u003e\n\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Launch model\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-launch\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-launch-model.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eLaunch model\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Start with a small kiosk or compact storefront focused on fast-moving cables and adapters.\"\u003eStart with a small kiosk or compact storefront focused on fast-moving cables and adapters.\u003c\/td\u003e\n\u003ctd data-export-value=\"Open a neighborhood retail shop with a balanced store, web, and fulfillment setup.\"\u003eOpen a neighborhood retail shop with a balanced store, web, and fulfillment setup.\u003c\/td\u003e\n\u003ctd data-export-value=\"Launch a fuller hybrid retail setup with stronger store traffic, web sales, and in-house fulfillment.\"\u003eLaunch a fuller hybrid retail setup with stronger store traffic, web sales, and in-house fulfillment.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Typical setup\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-setup\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-typical-setup.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eTypical setup\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Keep SKU count tight, inventory depth light, fixtures simple, e-commerce limited, POS basic, and staffing lean.\"\u003eKeep SKU count tight, inventory depth light, fixtures simple, e-commerce limited, POS basic, and staffing lean.\u003c\/td\u003e\n\u003ctd data-export-value=\"Use moderate SKU count, standard inventory depth, practical fixtures, local store location, basic e-commerce, POS, and steady staffing.\"\u003eUse moderate SKU count, standard inventory depth, practical fixtures, local store location, basic e-commerce, POS, and steady staffing.\u003c\/td\u003e\n\u003ctd data-export-value=\"Expand SKU breadth, hold deeper inventory, add locked displays, broaden e-commerce, use a fuller POS stack, and staff for sales and fulfillment.\"\u003eExpand SKU breadth, hold deeper inventory, add locked displays, broaden e-commerce, use a fuller POS stack, and staff for sales and fulfillment.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Cost drivers\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-drivers\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-cost-drivers.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eCost drivers\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Lower fixture spend; smaller inventory buys; lighter payroll; trimmed custom tech; limited launch marketing\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eLower fixture spend\u003c\/li\u003e\n\u003cli\u003esmaller inventory buys\u003c\/li\u003e\n\u003cli\u003elighter payroll\u003c\/li\u003e\n\u003cli\u003etrimmed custom tech\u003c\/li\u003e\n\u003cli\u003elimited launch marketing\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"Store lease and build-out; inventory purchases; website development; payroll; working capital\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eStore lease and build-out\u003c\/li\u003e\n\u003cli\u003einventory purchases\u003c\/li\u003e\n\u003cli\u003ewebsite development\u003c\/li\u003e\n\u003cli\u003epayroll\u003c\/li\u003e\n\u003cli\u003eworking capital\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"Deeper inventory; locked displays; hybrid fulfillment; launch marketing; added staffing\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eDeeper inventory\u003c\/li\u003e\n\u003cli\u003elocked displays\u003c\/li\u003e\n\u003cli\u003ehybrid fulfillment\u003c\/li\u003e\n\u003cli\u003elaunch marketing\u003c\/li\u003e\n\u003cli\u003eadded staffing\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Planning range\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-range\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-planning-range.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003ePlanning range\u003c\/span\u003e\u003cspan class=\"fml-scenario-row-subtitle\"\u003eCAPEX only\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"$45,000 - $70,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$45,000 - $70,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eLower build\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"$78,000 - $110,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$78,000 - $110,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eCore launch\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"$120,000 - $180,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$120,000 - $180,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003eBroader build\u003c\/span\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Best fit\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-fit\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-best-fit.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eBest fit\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Best for founders testing demand in one local trade area with tight cash control.\"\u003eBest for founders testing demand in one local trade area with tight cash control.\u003c\/td\u003e\n\u003ctd data-export-value=\"Best for operators who want a full local retail presence and can carry the model's $2,460 monthly overhead.\"\u003eBest for operators who want a full local retail presence and can carry the model's $2,460 monthly overhead.\u003c\/td\u003e\n\u003ctd data-export-value=\"Best for teams aiming for faster scale and enough capital to support wider assortment and labor.\"\u003eBest for teams aiming for faster scale and enough capital to support wider assortment and labor.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-note\"\u003e\n\u003cspan class=\"fml-scenario-table-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e These scenario ranges are researched planning assumptions, not exact vendor quotes or guaranteed totals.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e","brand":"FinancialModelsLab","offers":[{"title":"Default Title","offer_id":49303753326835,"sku":"computer-accessory-startup-costs","price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0522\/6191\/2762\/files\/computer-accessory-startup-costs.webp?v=1782679474","url":"https:\/\/financialmodelslab.com\/products\/computer-accessory-startup-costs","provider":"Financial Models Lab","version":"1.0","type":"link"}