{"product_id":"health-clinic-startup-costs","title":"Health Clinic Startup Costs: $375K+ CAPEX Plus Launch Runway","description":"\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"line_top\"\u003e\u003c\/div\u003e\n\u003cp\u003eThis guide builds a health clinic startup budget around the provided Month 1 to Month 6 launch plan, including \u003cstrong\u003eat least $375,000 of listed health clinic CAPEX\u003c\/strong\u003e plus staffing readiness, insurance, software, supplies, and working capital needs It does not promise vendor quotes or exact bids actual clinic startup expenses vary by state, space condition, payer mix, lease terms, and service scope In the first operating year, the model carries \u003cstrong\u003e$103 million of annual payroll\u003c\/strong\u003e and \u003cstrong\u003e$16,200 of fixed monthly overhead\u003c\/strong\u003e, so the outcome is total funding readiness, not just an equipment budget\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\" id=\"main_article_image\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eEstimate Startup Costs with Calculator\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-capex-calculator\" aria-label=\"Health Clinic Startup CAPEX Calculator\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Startup CAPEX calculator.xlsx\" data-source-site-name=\"Financial Models Lab\" data-source-site-url=\"https:\/\/financialmodelslab.com\" data-source-page-title=\"Health Clinic Startup CAPEX Calculator\" data-note-title=\"Exclusions\" data-note-text=\"This calculator covers only capitalized startup assets. It excludes inventory, payroll runway, deposits, debt service, working capital, launch marketing, operating losses, insurance premiums, licenses, credentialing, and monthly software subscriptions.\"\u003e\u003cdiv class=\"fml-capex-card\"\u003e\n\u003cheader class=\"fml-capex-header\"\u003e\u003cdiv class=\"fml-capex-heading\"\u003e\n\u003cp class=\"fml-capex-eyebrow\"\u003eStartup CAPEX Calculator\u003c\/p\u003e\n\u003cp class=\"fml-capex-intro\"\u003eEstimates capitalized startup assets for a general outpatient clinic across Month 1 to Month 6, not operating cash or payroll runway.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-scenarios\" aria-label=\"Scenario presets\"\u003e\n\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"lean\"\u003eLean\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"full\"\u003eFull\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-capex-layout\"\u003e\n\u003cform class=\"fml-capex-inputs\"\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eClinic Build-out \u0026amp; Renovation\u003c\/span\u003e\u003csmall\u003eLeasehold work, room finishes, and utility fit-out.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"clinic_buildout_renovation\" data-capex-kind=\"money\" data-capex-label=\"Clinic Build-out \u0026amp; Renovation\" data-capex-note=\"Leasehold work, room finishes, and utility fit-out.\" data-lean=\"135000\" data-base=\"150000\" data-full=\"180000\" name=\"clinic_buildout_renovation\" type=\"text\" inputmode=\"numeric\" value=\"150,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eDiagnostic \u0026amp; Initial Medical Equipment\u003c\/span\u003e\u003csmall\u003eX-ray, EKG, and initial medical equipment.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"diagnostic_initial_equipment\" data-capex-kind=\"money\" data-capex-label=\"Diagnostic \u0026amp; Initial Medical Equipment\" data-capex-note=\"X-ray, EKG, and initial medical equipment.\" data-lean=\"105000\" data-base=\"115000\" data-full=\"135000\" name=\"diagnostic_initial_equipment\" type=\"text\" inputmode=\"numeric\" value=\"115,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eFurniture \u0026amp; Fixtures\u003c\/span\u003e\u003csmall\u003eExam room furniture and office furniture setup.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"furniture_fixtures\" data-capex-kind=\"money\" data-capex-label=\"Furniture \u0026amp; Fixtures\" data-capex-note=\"Exam room furniture and office furniture setup.\" data-lean=\"52000\" data-base=\"60000\" data-full=\"72000\" name=\"furniture_fixtures\" type=\"text\" inputmode=\"numeric\" value=\"60,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eIT Hardware, Network \u0026amp; Security\u003c\/span\u003e\u003csmall\u003eServers, network gear, and security system installation.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"it_hardware_security\" data-capex-kind=\"money\" data-capex-label=\"IT Hardware, Network \u0026amp; Security\" data-capex-note=\"Servers, network gear, and security system installation.\" data-lean=\"35000\" data-base=\"40000\" data-full=\"50000\" name=\"it_hardware_security\" type=\"text\" inputmode=\"numeric\" value=\"40,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eEHR Implementation\u003c\/span\u003e\u003csmall\u003eSystem implementation and go-live setup.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"ehr_implementation\" data-capex-kind=\"money\" data-capex-label=\"EHR Implementation\" data-capex-note=\"System implementation and go-live setup.\" data-lean=\"20000\" data-base=\"25000\" data-full=\"32000\" name=\"ehr_implementation\" type=\"text\" inputmode=\"numeric\" value=\"25,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eContingency Reserve\u003c\/span\u003e\u003csmall\u003eCovers scope creep, price swings, and small overruns.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-percent\"\u003e\n\u003cinput data-capex-field=\"contingency\" data-capex-kind=\"percent\" name=\"contingency\" type=\"range\" min=\"0\" max=\"20\" step=\"1\" data-lean=\"5\" data-base=\"10\" data-full=\"15\" value=\"10\"\u003e\u003coutput data-capex-output=\"contingencyValue\"\u003e10%\u003c\/output\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/form\u003e\n\u003caside class=\"fml-capex-results\" aria-live=\"polite\"\u003e\u003cspan class=\"fml-capex-tag\"\u003eTotal CAPEX\u003c\/span\u003e\u003cdiv class=\"fml-capex-total\"\u003e\n\u003cspan\u003eTotal startup CAPEX\u003c\/span\u003e\u003cstrong data-capex-output=\"totalCapex\"\u003e$429,000\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdl class=\"fml-capex-result-list\"\u003e\n\u003cdiv\u003e\n\u003cdt\u003eSubtotal before contingency\u003c\/dt\u003e\n\u003cdd data-capex-output=\"subtotal\"\u003e$390,000\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eContingency amount\u003c\/dt\u003e\n\u003cdd data-capex-output=\"contingencyAmount\"\u003e$39,000\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eLargest cost driver\u003c\/dt\u003e\n\u003cdd data-capex-output=\"largestDriver\"\u003eClinic Build-out \u0026amp; Renovation\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003c\/dl\u003e\n\u003cdiv class=\"fml-capex-chart\" aria-label=\"CAPEX cost category breakdown\"\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eBuildout\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"clinic_buildout_renovation\" style=\"--fml-capex-share: 38%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"clinic_buildout_renovation\"\u003e38%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eEquipment\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"diagnostic_initial_equipment\" style=\"--fml-capex-share: 29%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"diagnostic_initial_equipment\"\u003e29%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eFurniture\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"furniture_fixtures\" style=\"--fml-capex-share: 15%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"furniture_fixtures\"\u003e15%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eIT \u0026amp; Security\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"it_hardware_security\" style=\"--fml-capex-share: 10%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"it_hardware_security\"\u003e10%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eEHR\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"ehr_implementation\" style=\"--fml-capex-share: 6%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"ehr_implementation\"\u003e6%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-capex-export\" type=\"button\" data-capex-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/aside\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-note\"\u003e\n\u003cspan class=\"fml-capex-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003eExclusions\u003c\/strong\u003e This calculator covers only capitalized startup assets. It excludes inventory, payroll runway, deposits, debt service, working capital, launch marketing, operating losses, insurance premiums, licenses, credentialing, and monthly software subscriptions.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\u003cdiv class=\"container_new_design_blog\"\u003e\n\n\u003cdiv class=\"text-section_blog text-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"line_top_blog\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat should this Health Clinic screenshot show?\u003c\/span\u003e\u003c\/h3\u003e\n\n\u003cp\u003eThis screenshot in the \u003ca href=\"\/products\/health-clinic-financial-model\"\u003eHealth Clinic Financial Model Template\u003c\/a\u003e shows \u003cstrong\u003eCAPEX\u003c\/strong\u003e, startup costs, launch timing, depreciation, and amortization—review assumptions before signing.\u003c\/p\u003e\n\n\u003ch4\u003eScreenshot highlights\u003c\/h4\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eMonth 1–6 CAPEX\u003c\/li\u003e\n\u003cli\u003e$375k asset build\u003c\/li\u003e\n\u003cli\u003ePayroll, lag, funding\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003c\/div\u003e\n\n\u003cdiv class=\"image-section_blog image-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"preview-card\" data-preview-src=\"\/cdn\/shop\/files\/health-clinic-financial-model-capex-financialmodelslab_dcd787f7-d69b-46ff-9578-9794e94de33e.webp\"\u003e\n\u003cimg class=\"preview-img\" width=\"100%\" height=\"auto\" src=\"\/cdn\/shop\/files\/health-clinic-financial-model-capex-financialmodelslab_dcd787f7-d69b-46ff-9578-9794e94de33e.webp?width=500\" alt=\"Health Clinic Financial Model capex inputs allowing users to customize startup and ongoing capital expenditures, equipment schedules, and depreciation assumptions for scenario-ready forecasts and investor clarity\"\u003e\n\u003cdiv class=\"preview-overlay\"\u003e\n\u003cbutton class=\"preview-btn\" type=\"button\" style=\"align-items: center; vertical-align: middle; display: inline-flex; justify-content: center; gap: 6px; line-height: 1;\"\u003e\nPREVIEW \u003csvg fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\" role=\"presentation\" viewbox=\"0 0 448 512\" width=\"14\"\u003e\u003cpath d=\"M416 176V86.63L246.6 256L416 425.4V336c0-8.844 7.156-16 16-16s16 7.156 16 16v128c0 8.844-7.156 16-16 16h-128c-8.844 0-16-7.156-16-16s7.156-16 16-16h89.38L224 278.6L54.63 448H144C152.8 448 160 455.2 160 464S152.8 480 144 480h-128C7.156 480 0 472.8 0 464v-128C0 327.2 7.156 320 16 320S32 327.2 32 336v89.38L201.4 256L32 86.63V176C32 184.8 24.84 192 16 192S0 184.8 0 176v-128C0 39.16 7.156 32 16 32h128C152.8 32 160 39.16 160 48S152.8 64 144 64H54.63L224 233.4L393.4 64H304C295.2 64 288 56.84 288 48S295.2 32 304 32h128C440.8 32 448 39.16 448 48v128C448 184.8 440.8 192 432 192S416 184.8 416 176z\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\n\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eHow much money do you need to open a health clinic?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eYou need \u003cstrong\u003eat least $375,000\u003c\/strong\u003e in listed startup CAPEX to open a Health Clinic, but treat funding as total cash needed, not just equipment; \u003ca href=\"\/blogs\/kpi-metrics\/health-clinic\"\u003eWhat Is The Current Growth Trend For Health Clinic's Patient Visits?\u003c\/a\u003e matters because patient volume drives how long your runway must last. Here’s the quick math: staffing adds \u003cstrong\u003e$85,833\/month\u003c\/strong\u003e, fixed overhead adds \u003cstrong\u003e$16,200\/month\u003c\/strong\u003e, and variable costs run \u003cstrong\u003e17% of Year 1 revenue\u003c\/strong\u003e.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eFunding floor\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eStart with \u003cstrong\u003e$375,000\u003c\/strong\u003e listed CAPEX\u003c\/li\u003e\n\u003cli\u003eAdd payroll runway, not just equipment\u003c\/li\u003e\n\u003cli\u003eBudget \u003cstrong\u003e$85,833\u003c\/strong\u003e monthly payroll\u003c\/li\u003e\n\u003cli\u003eMonthly overhead adds \u003cstrong\u003e$16,200\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eRunway drivers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eStaffing: \u003cstrong\u003e9 clinical and admin roles\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eAnnual payroll implied: \u003cstrong\u003e$1,029,996\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eVariable costs: \u003cstrong\u003e17% of revenue\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eNeed varies by size, location, scope\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat are the biggest startup costs for a health clinic?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eFor a \u003cstrong\u003eHealth Clinic\u003c\/strong\u003e, the biggest startup cost is usually \u003cstrong\u003efacility buildout\u003c\/strong\u003e at \u003cstrong\u003e$150,000\u003c\/strong\u003e in Months 1 to 3, followed by \u003cstrong\u003ediagnostic equipment\u003c\/strong\u003e at \u003cstrong\u003e$100,000\u003c\/strong\u003e in Months 2 to 4. Together, that is \u003cstrong\u003e$250,000\u003c\/strong\u003e of the \u003cstrong\u003e$335,000\u003c\/strong\u003e setup budget here. Buildout costs move with exam room count, plumbing, electrical, accessibility work, landlord improvements, and permitting.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eBiggest cost drivers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$150,000\u003c\/strong\u003e buildout\u003c\/li\u003e\n\u003cli\u003eMonths \u003cstrong\u003e1 to 3\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eExam room count changes cost\u003c\/li\u003e\n\u003cli\u003ePlumbing and electrical add cost\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eOther material startup costs\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$100,000\u003c\/strong\u003e diagnostic equipment\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$40,000\u003c\/strong\u003e exam room furniture\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$30,000\u003c\/strong\u003e IT infrastructure\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$25,000\u003c\/strong\u003e EHR implementation\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\n\u003cp\u003ePrimary care only is cheaper than adding \u003cstrong\u003eX-ray\u003c\/strong\u003e, \u003cstrong\u003eEKG\u003c\/strong\u003e, lab draw, or procedure services. Security is smaller at \u003cstrong\u003e$10,000\u003c\/strong\u003e, but technology and compliance still matter.\u003c\/p\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat hidden costs of opening a health clinic get missed?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eFor a Health Clinic, the hidden cost is usually the runway, not the buildout: before stable collections, every month of payroll and fixed overhead adds about \u003cstrong\u003e$102,033\u003c\/strong\u003e, and ongoing costs like \u003cstrong\u003e$2,500\u003c\/strong\u003e malpractice, \u003cstrong\u003e$800\u003c\/strong\u003e clinic insurance, and a \u003cstrong\u003e$1,500\u003c\/strong\u003e EHR subscription plus \u003cstrong\u003e$25,000\u003c\/strong\u003e implementation stack up fast. If you want the income side too, see \u003ca href=\"\/blogs\/how-much-makes\/health-clinic\"\u003eHow Much Does The Owner Of A Health Clinic Typically Make?\u003c\/a\u003e\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003ePre-open costs\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003ePayer credentialing\u003c\/strong\u003e can delay cash.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eProvider enrollment\u003c\/strong\u003e takes time.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eLicensing\u003c\/strong\u003e varies by state.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eCLIA\u003c\/strong\u003e matters if testing is offered.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eOften missed items\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eLegal\u003c\/strong\u003e and accounting setup.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePolicy\u003c\/strong\u003e and workflow build.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eTraining\u003c\/strong\u003e, recruiting, and pre-open payroll.\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eUniforms\u003c\/strong\u003e, supplies, and cash reserve.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCalculate Fuding Needs\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-summary-static\" aria-label=\"Health Clinic Startup Cost Summary\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Health Clinic Startup Cost Summary.xlsx\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Health Clinic Startup Cost Summary\" data-source-url=\"\"\u003e\u003cdiv class=\"fml-summary-static-card\"\u003e\n\u003cheader class=\"fml-summary-static-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-summary-static-eyebrow\"\u003eStartup cost summary\u003c\/p\u003e\n\u003cp class=\"fml-summary-static-description\"\u003eThis table shows the clinic's main startup assets and the opening cash reserve needed before breakeven.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-actions\"\u003e\n\u003cdiv class=\"fml-summary-static-scenarios\" aria-label=\"Highlight scenario\"\u003e\n\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"low\"\u003eLow\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"high\"\u003eHigh\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-summary-static-export\" type=\"button\" data-summary-export\u003eEXPORT XLSX\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003csection class=\"fml-summary-static-metrics\" aria-live=\"polite\"\u003e\u003cdiv class=\"fml-summary-static-metric is-primary\"\u003e\n\u003cspan\u003eHighlighted CAPEX\u003c\/span\u003e\u003cstrong data-summary-metric=\"capex\"\u003e$375,000\u003c\/strong\u003e\u003csmall data-summary-metric=\"scenario\"\u003eBase planning example\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric is-warning\"\u003e\n\u003cspan\u003eExcluded cash needs\u003c\/span\u003e\u003cstrong data-summary-metric=\"working\"\u003e$319,000\u003c\/strong\u003e\u003csmall\u003eOutside CAPEX total\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric\"\u003e\n\u003cspan\u003eFunding need\u003c\/span\u003e\u003cstrong data-summary-metric=\"funding\"\u003e$694,000\u003c\/strong\u003e\u003csmall\u003eCAPEX + excluded cash needs\u003c\/small\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cdiv class=\"fml-summary-static-table-wrap\"\u003e\u003ctable class=\"fml-summary-static-table\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth scope=\"col\"\u003eCost Category\u003c\/th\u003e\n\u003cth scope=\"col\" class=\"fml-summary-static-estimate-header\" data-summary-estimate-header\u003eBase Estimate\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eMain Cost Driver\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eCAPEX Calculator\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-summary-row data-low=\"135000\" data-base=\"150000\" data-high=\"165000\" data-capex=\"true\"\u003e\n\u003ctd\u003eClinic build-out and renovation\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$150,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eLeasehold work, finishes, and room setup\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"90000\" data-base=\"100000\" data-high=\"115000\" data-capex=\"true\"\u003e\n\u003ctd\u003eDiagnostic equipment\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$100,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eMedical device scope and installation\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"36000\" data-base=\"40000\" data-high=\"46000\" data-capex=\"true\"\u003e\n\u003ctd\u003eExam room furniture and fixtures\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$40,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eRoom count, fixture quality, and placement\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"49500\" data-base=\"55000\" data-high=\"63000\" data-capex=\"true\"\u003e\n\u003ctd\u003eIT infrastructure and EHR implementation\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$55,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eNetwork setup, servers, and software rollout\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"27000\" data-base=\"30000\" data-high=\"34000\" data-capex=\"true\"\u003e\n\u003ctd\u003eOffice furniture, decor, and security system\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$30,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eFront-office setup and site security\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr class=\"is-excluded\" data-summary-row data-low=\"280000\" data-base=\"319000\" data-high=\"360000\" data-capex=\"false\"\u003e\n\u003ctd\u003eOpening cash reserve\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$319,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eYear 1 losses, payroll timing, and Month 14 breakeven gap\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill is-no\"\u003eNo\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cfooter class=\"fml-summary-static-note\"\u003e\u003cspan class=\"fml-summary-static-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e Ranges are planning assumptions; non-CAPEX cash excludes debt service, post-opening losses, owner draws, fees, and expansion.\u003c\/p\u003e\u003c\/footer\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eHealth Clinic Core Five Startup Costs\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\u003cbr\u003e\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eFacility Buildout And Leasehold Improvements Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eBuildout Budget\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003e$150,000\u003c\/strong\u003e covers the clinic build-out and renovation in \u003cstrong\u003eMonths 1 to 3\u003c\/strong\u003e. That budget should map to exam room layout, reception, waiting room, restrooms, ADA access, plumbing, electrical, signage, permits, inspections, and leasehold improvements. Keep lease deposits separate if the landlord requires them.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eCost Drivers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eEstimate this with square footage, exam room count, and whether the site is already medical-use space. Add costs for architectural planning, accessibility upgrades, and any diagnostic or lab-ready utilities. Tenant-paid CAPEX should include interior work and equipment-ready utilities; landlord-funded work should be split out as a separate line.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eMore rooms raise finish-out cost\u003c\/li\u003e\n\u003cli\u003eOld space needs more rework\u003c\/li\u003e\n\u003cli\u003eLab-ready utilities add scope\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eSave Without Cutting Quality\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eUse existing medical buildout when possible, because it reduces plumbing, electrical, and permit work. Push for landlord contributions on base building items, then reserve tenant cash for exam-room finishes and compliance work. The big risk is undercounting ADA or inspection fixes, which can delay opening and force costly change orders.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eNegotiate landlord contributions early\u003c\/li\u003e\n\u003cli\u003eReuse compliant restrooms and layouts\u003c\/li\u003e\n\u003cli\u003eGet permit scope before signing\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eSeparate the Spend\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eKeep the model split clean: landlord-funded improvements on one side, and tenant-paid CAPEX on the other. That makes it easier to see what the clinic must fund upfront, what can be negotiated in the lease, and where permitting or utility upgrades could move the opening date.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eClinical Equipment And Room Setup Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eStartup Cost\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis clinic setup runs about \u003cstrong\u003e$160,000\u003c\/strong\u003e total: \u003cstrong\u003e$100,000\u003c\/strong\u003e for X-ray and EKG, \u003cstrong\u003e$40,000\u003c\/strong\u003e for exam room furniture and fixtures, and \u003cstrong\u003e$20,000\u003c\/strong\u003e for office furniture and decor. The big swing is clear: standard primary care is cheaper, while in-house diagnostics and specialty services drive most of the spend.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat It Covers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003ePrice this with units × unit price, vendor quotes, and room count. Cover exam tables, vitals tools, sterilization gear, refrigeration if needed, procedure carts, waiting room furniture, office furniture, and storage. The base primary care stack is about \u003cstrong\u003e$60,000\u003c\/strong\u003e; the extra \u003cstrong\u003e$100,000\u003c\/strong\u003e is the diagnostic layer.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eKeep It Lean\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eBuy the diagnostic package only if Year 1 volume will use it. If X-ray or EKG demand is light, phase them in later and keep the first build focused on exam rooms, cleaning, and storage. That avoids paying for equipment that sits idle and keeps the first cash outlay tied to real patient flow.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eTeam Fit\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe Year 1 mix of \u003cstrong\u003e2 general physicians\u003c\/strong\u003e, \u003cstrong\u003e1 nurse practitioner\u003c\/strong\u003e, \u003cstrong\u003e1 specialist physician\u003c\/strong\u003e, and lab support calls for more than basic primary care gear. One clean rule: staff mix should drive equipment, not the other way around, so the room set matches the services you plan to deliver.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eEHR, Billing, IT, And Communications Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eIT buildout cost\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003e$30,000\u003c\/strong\u003e covers servers and network work from \u003cstrong\u003eMonth 1 to Month 3\u003c\/strong\u003e. Add \u003cstrong\u003e$25,000\u003c\/strong\u003e for EHR implementation in \u003cstrong\u003eMonth 4 to Month 6\u003c\/strong\u003e and \u003cstrong\u003e$10,000\u003c\/strong\u003e for security in \u003cstrong\u003eMonth 1 to Month 2\u003c\/strong\u003e. That makes \u003cstrong\u003e$65,000\u003c\/strong\u003e of one-time CAPEX, before monthly software and support.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat it must cover\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis budget has to cover the patient portal, billing setup, telehealth tools, computers, tablets, printers, phones, networking, cybersecurity, payment systems, and workflow testing. Keep one-time install costs separate from subscriptions. That way, you can see what goes live in each month and avoid mixing launch spend with ongoing operating costs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eOngoing run rate\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe recurring spend is simple: \u003cstrong\u003e$1,500\u003c\/strong\u003e per month for the EHR software subscription plus \u003cstrong\u003e$1,000\u003c\/strong\u003e for IT support and maintenance, or \u003cstrong\u003e$2,500\u003c\/strong\u003e a month once live. Here’s the quick math: if launch drags, that cost keeps running, so go-live timing matters as much as the install quote.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eControl the spend\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eGet separate quotes for infrastructure, EHR, and security, then phase noncritical items after core clinic functions are stable. The biggest mistake is buying extra devices or rushed integrations before workflow testing is done. If billing, claims, and telehealth work on day one, you protect cash without cutting clinical quality.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eLicensing, Credentialing, Insurance, And Professional Services Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat It Covers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis bucket covers \u003cstrong\u003estate business registration\u003c\/strong\u003e, healthcare licenses if your state requires them, provider credentialing, payer enrollment, legal and accounting setup, policy documents, malpractice, general liability, and \u003cstrong\u003eCLIA\u003c\/strong\u003e if you offer basic lab tests. Start with \u003cstrong\u003e$2,500\u003c\/strong\u003e monthly malpractice and \u003cstrong\u003e$800\u003c\/strong\u003e monthly clinic insurance from \u003cstrong\u003eMonth 1\u003c\/strong\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eCost Drivers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe estimate moves with \u003cstrong\u003estate rules\u003c\/strong\u003e, the number of payers, and whether you add lab testing or more providers. More credential files and enrollment steps mean more legal and admin work, so a clinic can still face a slow, expensive setup if payer paperwork lags.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eKeep It Lean\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eCut waste by using one credentialing checklist, one billing system, and one outside counsel review instead of repeating work. Get payer applications moving early, because every late approval can push cash receipts back. Don’t trim insurance just to save cash; that can create a bigger problem than the premium.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eCash Timing Risk\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eHere’s the quick math: a profitable visit model can still hit a cash crunch if reimbursement is delayed. Pay for \u003cstrong\u003eMonth 1\u003c\/strong\u003e insurance, setup fees, and payroll before claims pay out, and keep enough working capital to cover the gap between patient visits and payer deposits.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003ePre-Opening Payroll, Supplies, Launch, And Working Capital Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n  \u003cdiv class=\"card_smpl_header\"\u003e\n    \u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\n    \u003ch4\u003e\u003cstrong\u003eLaunch Cash\u003c\/strong\u003e\u003c\/h4\u003e\n  \u003c\/div\u003e\n  \u003cp\u003eThe clinic’s pre-open cash need is mostly people, not paint. Fixed monthly burn is \u003cstrong\u003e$85,833\u003c\/strong\u003e payroll plus \u003cstrong\u003e$16,200\u003c\/strong\u003e overhead, or \u003cstrong\u003e$102,033\u003c\/strong\u003e before supplies and launch spend. Add the variable stack of \u003cstrong\u003e17%\u003c\/strong\u003e of revenue: \u003cstrong\u003e4%\u003c\/strong\u003e supplies, \u003cstrong\u003e3%\u003c\/strong\u003e lab outsourcing, \u003cstrong\u003e6%\u003c\/strong\u003e marketing, and \u003cstrong\u003e4%\u003c\/strong\u003e billing and collections.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\n\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n  \u003cdiv class=\"card_smpl_2\"\u003e\n    \u003cdiv class=\"card_smpl_header\"\u003e\n      \u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\n      \u003ch4\u003e\u003cstrong\u003eWhat It Covers\u003c\/strong\u003e\u003c\/h4\u003e\n    \u003c\/div\u003e\n    \u003cp\u003eThis budget funds recruiting, onboarding, training, uniforms, medical consumables, office and cleaning supplies, the website, local marketing, community launch, and a cash reserve for reimbursement delays. Size it from headcount, months of coverage, and payer lag, not from buildout costs. This is operating cash, so keep it separate from \u003cstrong\u003eCAPEX\u003c\/strong\u003e.\u003c\/p\u003e\n    \u003cul class=\"lst_crct_blog\"\u003e\n      \u003cli\u003eUse payroll by headcount.\u003c\/li\u003e\n      \u003cli\u003ePrice launch items by quote.\u003c\/li\u003e\n      \u003cli\u003eSet reserve for payer lag.\u003c\/li\u003e\n    \u003c\/ul\u003e\n  \u003c\/div\u003e\n\n  \u003cdiv class=\"card_smpl\"\u003e\n    \u003cdiv class=\"card_smpl_header\"\u003e\n      \u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\n      \u003ch4\u003e\u003cstrong\u003eTrim The Burn\u003c\/strong\u003e\u003c\/h4\u003e\n    \u003c\/div\u003e\n    \u003cp\u003eCut waste by phasing hiring, ordering consumables against real patient volume, and locking in training before day one. Don’t strip the reserve too far; delayed payer cash can turn a good visit model into a cash squeeze. Keep the \u003cstrong\u003e17%\u003c\/strong\u003e variable stack visible so pricing and volume plans can absorb it.\u003c\/p\u003e\n    \u003cul class=\"lst_crct_blog\"\u003e\n      \u003cli\u003eHire in stages.\u003c\/li\u003e\n      \u003cli\u003eSeparate fixed and variable spend.\u003c\/li\u003e\n      \u003cli\u003eWatch reimbursement delays.\u003c\/li\u003e\n    \u003c\/ul\u003e\n  \u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\n\n\u003cdiv class=\"card_smpl\"\u003e\n  \u003cdiv class=\"double_border\"\u003e\n    \u003cdiv class=\"card_smpl_header\"\u003e\n      \u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\n      \u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003e\u003cstrong\u003eCash Math\u003c\/strong\u003e\u003c\/span\u003e\u003c\/h4\u003e\n    \u003c\/div\u003e\n    \u003cp\u003eHere’s the quick math: \u003cstrong\u003e$102,033\u003c\/strong\u003e of fixed monthly burn starts before any volume-based spend. From there, every dollar of revenue carries the \u003cstrong\u003e17%\u003c\/strong\u003e variable layer. That means the launch reserve should cover the ramp, not just the first payroll, or the clinic can run short even with healthy bookings.\u003c\/p\u003e\n  \u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCompare 3 Startup Cost Scenarios\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-scenario-table\" a ria-label=\"Health Clinic Startup Cost Scenarios\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Health Clinic Startup Cost Scenarios\" data-note-label=\"Planning note\" data-note-text=\"These scenario ranges are researched planning assumptions from the model, not exact vendor quotes or bids.\"\u003e\u003cdiv class=\"fml-scenario-table-card\"\u003e\n\u003cheader class=\"fml-scenario-table-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-scenario-table-eyebrow\"\u003eScenario Table\u003c\/p\u003e\n\u003cp class=\"fml-scenario-table-description\"\u003eScenario scale matters here because buildout, diagnostics, and staffing change cash needs fast. Lean stays small, Base matches the model, and Full needs a larger reserve.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-actions\"\u003e\u003cbutton class=\"fml-scenario-table-export\" type=\"button\" data-scenario-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-scenario-table-wrap\"\u003e\u003ctable class=\"fml-scenario-table-grid\"\u003e\n\u003ccaption\u003eLean, Base, and Full launch cost comparison for a health clinic.\u003c\/caption\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth class=\"fml-scenario-table-stub\" scope=\"col\" data-export-value=\"Scenario\"\u003eScenario\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Lean Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eLean Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eUnderbuilt risk\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Base Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eBase Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eRamp timing risk\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Full Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eFull Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003eHigh burn risk\u003c\/span\u003e\n\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Launch model\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-launch\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-launch-model.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eLaunch model\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"A small primary-care-only launch with limited diagnostics and a tighter cash cushion.\"\u003eA small primary-care-only launch with limited diagnostics and a tighter cash cushion.\u003c\/td\u003e\n\u003ctd data-export-value=\"A mixed primary-care launch that matches the model's staffing and core in-house services.\"\u003eA mixed primary-care launch that matches the model's staffing and core in-house services.\u003c\/td\u003e\n\u003ctd data-export-value=\"A larger multi-service launch with heavier diagnostics, more rooms, and a bigger reserve.\"\u003eA larger multi-service launch with heavier diagnostics, more rooms, and a bigger reserve.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Typical setup\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-setup\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-typical-setup.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eTypical setup\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Small footprint, 2-3 exam rooms, basic EHR, limited lab gear, and only core outpatient services.\"\u003eSmall footprint, 2-3 exam rooms, basic EHR, limited lab gear, and only core outpatient services.\u003c\/td\u003e\n\u003ctd data-export-value=\"Mid-size footprint, 4-5 exam rooms, full model staffing, standard EHR, and core diagnostics.\"\u003eMid-size footprint, 4-5 exam rooms, full model staffing, standard EHR, and core diagnostics.\u003c\/td\u003e\n\u003ctd data-export-value=\"Larger footprint, 6+ exam rooms, deeper provider coverage, broader equipment, and a stronger tech stack.\"\u003eLarger footprint, 6+ exam rooms, deeper provider coverage, broader equipment, and a stronger tech stack.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Cost drivers\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-drivers\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-cost-drivers.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eCost drivers\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Small buildout; fewer exam rooms; basic equipment; core EHR; tight reserve\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eSmall buildout\u003c\/li\u003e\n\u003cli\u003efewer exam rooms\u003c\/li\u003e\n\u003cli\u003ebasic equipment\u003c\/li\u003e\n\u003cli\u003ecore EHR\u003c\/li\u003e\n\u003cli\u003etight reserve\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"Clinic buildout; diagnostic equipment; EHR implementation; provider payroll; working capital\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eClinic buildout\u003c\/li\u003e\n\u003cli\u003ediagnostic equipment\u003c\/li\u003e\n\u003cli\u003eEHR implementation\u003c\/li\u003e\n\u003cli\u003eprovider payroll\u003c\/li\u003e\n\u003cli\u003eworking capital\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"Larger buildout; heavier diagnostics; more staff; broader tech stack; bigger reserve\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eLarger buildout\u003c\/li\u003e\n\u003cli\u003eheavier diagnostics\u003c\/li\u003e\n\u003cli\u003emore staff\u003c\/li\u003e\n\u003cli\u003ebroader tech stack\u003c\/li\u003e\n\u003cli\u003ebigger reserve\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Planning range\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-range\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-planning-range.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003ePlanning range\u003c\/span\u003e\u003cspan class=\"fml-scenario-row-subtitle\"\u003eCAPEX only\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"$250,000 - $325,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$250,000 - $325,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eLower cash need\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"$375,000 - $500,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$375,000 - $500,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eBaseline funding\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"$650,000 - $900,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$650,000 - $900,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003eLargest cash need\u003c\/span\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Best fit\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-fit\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-best-fit.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eBest fit\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Best for founders starting with core outpatient visits and careful cash control.\"\u003eBest for founders starting with core outpatient visits and careful cash control.\u003c\/td\u003e\n\u003ctd data-export-value=\"Best for teams that want the model's full Year 1 staffing mix and service depth.\"\u003eBest for teams that want the model's full Year 1 staffing mix and service depth.\u003c\/td\u003e\n\u003ctd data-export-value=\"Best for operators building a broader clinic from day one and able to fund a longer ramp.\"\u003eBest for operators building a broader clinic from day one and able to fund a longer ramp.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-note\"\u003e\n\u003cspan class=\"fml-scenario-table-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e These scenario ranges are researched planning assumptions from the model, not exact vendor quotes or bids.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e","brand":"FinancialModelsLab","offers":[{"title":"Default Title","offer_id":49303891902707,"sku":"health-clinic-startup-costs","price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0522\/6191\/2762\/files\/health-clinic-startup-costs.webp?v=1782683934","url":"https:\/\/financialmodelslab.com\/products\/health-clinic-startup-costs","provider":"Financial Models Lab","version":"1.0","type":"link"}