{"product_id":"home-budget","title":"Home Budget","description":"\u003ch2 style=\"text-align: center;\"\u003eHome Budget Overview\u003c\/h2\u003e\u003cbr\u003e\u003cdiv style=\"background-color: #33b7b2; padding: 30px; border: none; border-radius: 100% 3000% \/ 900% 30%;\"\u003e\n\u003cp style=\"color: white;\" align=\"left\"\u003eThe Home Budget helps in allocating budget each month for various expenses at the start of the period and monitoring the difference against actual expense at the end of the month. You can easily allocate budget for a category of the expense and record the actual cost incurred for that category during the month. The Home Budget stores the income details like wages, interest\/dividends, refunds\/reimbursements and transfer from savings, etc. for the current month. This simple budget spreadsheet records a range of categories of expense to cover all sorts of payments or costs that you might incur. It is recommended that you to update the list regularly for the actual cost incurred against the budgeted cost in order to correctly calculate the variance between the two come end of the month. You can manage various kinds of expenses incurred related to home, daily living, transportation, etc.\u003c\/p\u003e\n\u003cp style=\"margin-top: -1.5em; margin-bottom: 1.9em; margin-left: 30px; color: white;\"\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\n\n\n\n\n\u003cbr\u003e\u003ch2 style=\"text-align: center;\"\u003eHome Budget Available Visualisations\u003c\/h2\u003e\n \u003cp align=\"left\"\u003e\u003ci class=\"fa-solid fa-list-ol fml_icon\"\u003e\u003c\/i\u003e\u003cstrong\u003eSmart Money using Excel\u003c\/strong\u003e\u003c\/p\u003e\u003cp class=\"fml_p\"\u003eMoney in Excel is a dynamic budget worksheet for Excel that can help you feel more in control of your finances. It is the only template where you can securely link your financial institutions to import and sync accounts and transaction information into an Excel spreadsheet. Track all your finances in one place, customize your workbook, and receive personalized tips without ever leaving Excel.\u003c\/p\u003e\n\u003cimg class=\"lazyautosizes lazyloaded ls-is-cached\" src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0596\/5938\/7030\/products\/1rCkMY7vZDbAqY0U8Dp2YUYlzYZgsNQiv_1024x1024.png\" alt=\"Home Budget Excel Income Vs Expenses\" style=\"width: auto; display: block; margin-left: auto; margin-right: auto;\" loading=\"lazy\"\u003e\u003cbr\u003e \u003cdiv style=\"background-color: #33b7b2; padding: 30px; border: none; border-radius: 30% 900% \/ 50% 40%;\"\u003e\n\u003cp style=\"color: white;\" align=\"left\"\u003e\u003ci class=\"fa-solid fa-temperature-half\" style=\"font-size: 40px; margin-right: 20px; color: white; width: 40px; vertical-align: middle;\"\u003e\u003c\/i\u003e\u003cstrong\u003eCategories for income and expenses\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp style=\"margin-top: -2em; margin-bottom: 1.5em; margin-left: 30px; color: white;\"\u003e\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e \u003cbr\u003e\u003cp align=\"left\"\u003e\u003ci class=\"fa-solid fa-list-ul fml_icon\"\u003e\u003c\/i\u003e\u003cstrong\u003eDIY with the Personal Budget Planner\u003c\/strong\u003e\u003c\/p\u003e\u003cp class=\"fml_p\"\u003ePrefer to do things yourself? This personal budget spreadsheet can help you track your monthly budget by income and expenses. Any difference is automatically calculated to inform you of any shortfalls to avoid or surpluses to allocate. Compare projected costs with actual costs to hone your budgeting skills over time.\u003c\/p\u003e\n\u003cimg class=\"lazyautosizes lazyloaded ls-is-cached\" src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0596\/5938\/7030\/products\/1rD3Mju-9zCWODSi74yasnsSG285gylRX_ebb3a9cd-632f-4a20-a0f8-0e1f5a6512bd_1024x1024.png\" alt=\"Home Budget Template Income And Expense Input Blocks\" style=\"width: auto; display: block; margin-left: auto; margin-right: auto;\" loading=\"lazy\"\u003e\u003cbr\u003e \u003cbr\u003e\u003cbr\u003e\u003cdiv style=\"background-color: #33b7b2; padding: 30px; border: none; border-radius: 30% 20% \/ 90% 800%;\"\u003e\n\u003cp style=\"color: white;\" align=\"left\"\u003e\u003ci class=\"fa-solid fa-list-ul\" style=\"font-size: 40px; margin-right: 20px; color: white; width: 40px; vertical-align: middle;\"\u003e\u003c\/i\u003e\u003cstrong\u003eSpace to estimate and budget your monthly earnings and expenses\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp style=\"margin-top: -2em; margin-bottom: 1.5em; margin-left: 30px; color: white;\"\u003e\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e \u003cbr\u003e\u003cp align=\"left\"\u003e\u003ci class=\"fa-solid fa-list-ol fml_icon\"\u003e\u003c\/i\u003e\u003cstrong\u003eTrack Monthly Expenses\u003c\/strong\u003e\u003c\/p\u003e\u003cp class=\"fml_p\"\u003eUtilities, credit cards and insurance are billed monthly. With that, the easiest way to keep an eye on these expenses is to monitor budget and actual costs spent on them on a monthly basis.\u003c\/p\u003e\n\u003cimg class=\"lazyautosizes lazyloaded ls-is-cached\" src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0596\/5938\/7030\/products\/1rCkMY7vZDbAqY0U8Dp2YUYlzYZgsNQiv_1024x1024.png\" alt=\"Home Budget Excel Income Vs Expenses\" style=\"width: auto; display: block; margin-left: auto; margin-right: auto;\" loading=\"lazy\"\u003e\u003cbr\u003e \u003cdiv style=\"background-color: #33b7b2; padding: 30px; border: none; border-radius: 100% 3000% \/ 900% 30%;\"\u003e\n\u003cp style=\"color: white;\" align=\"left\"\u003e\u003ci class=\"fa-solid fa-atom\" style=\"font-size: 40px; margin-right: 20px; color: white; width: 40px; vertical-align: middle;\"\u003e\u003c\/i\u003e\u003cstrong\u003eA place to record actual earnings and spending\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp style=\"margin-top: -2em; margin-bottom: 1.5em; margin-left: 30px; color: white;\"\u003e\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e \u003cbr\u003e\u003cp align=\"left\"\u003e\u003ci class=\"fa-solid fa-user-gear fml_icon\"\u003e\u003c\/i\u003e\u003cstrong\u003ePay Attention to Variable Expenses\u003c\/strong\u003e\u003c\/p\u003e\u003cp class=\"fml_p\"\u003eWhile gas and phone bills generally don't vary in amount month over month, other expenses such as dining out or clothes shopping, can vary wildly.\u003c\/p\u003e\n\u003cimg class=\"lazyautosizes lazyloaded ls-is-cached\" src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0596\/5938\/7030\/products\/1rCkMY7vZDbAqY0U8Dp2YUYlzYZgsNQiv_1024x1024.png\" alt=\"Home Budget Excel Income Vs Expenses\" style=\"width: auto; display: block; margin-left: auto; margin-right: auto;\" loading=\"lazy\"\u003e\u003cbr\u003e \u003cbr\u003e\u003cbr\u003e\u003cdiv style=\"background-color: #33b7b2; padding: 30px; border: none; border-radius: 30% 900% \/ 50% 40%;\"\u003e\n\u003cp style=\"color: white;\" align=\"left\"\u003e\u003ci class=\"fa-solid fa-temperature-half\" style=\"font-size: 40px; margin-right: 20px; color: white; width: 40px; vertical-align: middle;\"\u003e\u003c\/i\u003e\u003cstrong\u003eCompute and record the difference between budget and actual\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp style=\"margin-top: -2em; margin-bottom: 1.5em; margin-left: 30px; color: white;\"\u003e\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e \u003cbr\u003e\u003cp align=\"left\"\u003e\u003ci class=\"fa-solid fa-dollar-sign fml_icon\"\u003e\u003c\/i\u003e\u003cstrong\u003eFixed Expenses\u003c\/strong\u003e\u003c\/p\u003e\u003cp class=\"fml_p\"\u003eFixed expenses have recurring amounts month-to-month. Examples usually include mortgage or rent, health insurance premium, car payment, or house taxes. You can capture all of these under a \"\"fixed expenses\"\" category.\u003c\/p\u003e\n\u003cimg class=\"lazyautosizes lazyloaded ls-is-cached\" src=\"https:\/\/cdn.shopify.com\/s\/files\/1\/0596\/5938\/7030\/products\/1rCkMY7vZDbAqY0U8Dp2YUYlzYZgsNQiv_1024x1024.png\" alt=\"Home Budget Excel Income Vs Expenses\" style=\"width: auto; display: block; margin-left: auto; margin-right: auto;\" loading=\"lazy\"\u003e\u003cbr\u003e \u003cbr\u003e\u003cbr\u003e\u003cdiv style=\"background-color: #33b7b2; padding: 30px; border: none; border-radius: 30% 20% \/ 90% 800%;\"\u003e\n\u003cp style=\"color: white;\" align=\"left\"\u003e\u003ci class=\"fa-solid fa-gear\" style=\"font-size: 40px; margin-right: 20px; color: white; width: 40px; vertical-align: middle;\"\u003e\u003c\/i\u003e\u003cstrong\u003eTrack your income and expenses\u003c\/strong\u003e\u003c\/p\u003e\n\u003cp style=\"margin-top: -2em; margin-bottom: 1.5em; margin-left: 30px; color: white;\"\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\n[right_ad_all_templates]","brand":"FinancialModelsLab","offers":[{"title":"Default Title","offer_id":39350073163962,"sku":"home-budget","price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0522\/6191\/2762\/files\/home-budget.png?v=1723750663","url":"https:\/\/financialmodelslab.com\/products\/home-budget","provider":"Financial Models Lab","version":"1.0","type":"link"}