{"product_id":"medical-clinic-startup-costs","title":"Medical Clinic Startup Costs: $515K CAPEX to Open a Small Clinic","description":"\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"line_top\"\u003e\u003c\/div\u003e\n\u003cp\u003eYou’re funding a clinic before patient volume catches up, so the budget needs more than equipment and buildout This researched planning case uses \u003cstrong\u003e$515,000 in startup assets\u003c\/strong\u003e, a \u003cstrong\u003e$244,000 modeled cash low point\u003c\/strong\u003e, and a \u003cstrong\u003eMonth 26 breakeven\u003c\/strong\u003e these are planning assumptions, not vendor quotes It separates CAPEX, pre-opening expenses, working capital, and ongoing operating costs such as first-year payroll and rent\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\" id=\"main_article_image\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eEstimate Startup Costs with Calculator\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-capex-calculator\" aria-label=\"Medical Clinic Startup CAPEX Calculator\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Startup CAPEX calculator.xlsx\" data-source-site-name=\"Financial Models Lab\" data-source-site-url=\"https:\/\/financialmodelslab.com\" data-source-page-title=\"Medical Clinic Startup CAPEX Calculator\" data-note-title=\"CAPEX only\" data-note-text=\"This calculator counts only capitalized startup assets for launch. It excludes inventory, payroll runway, deposits, debt service, working capital, insurance premiums, marketing, operating losses, and the $244,000 cash trough.\"\u003e\u003cdiv class=\"fml-capex-card\"\u003e\n\u003cheader class=\"fml-capex-header\"\u003e\u003cdiv class=\"fml-capex-heading\"\u003e\n\u003cp class=\"fml-capex-eyebrow\"\u003eStartup CAPEX Calculator\u003c\/p\u003e\n\u003cp class=\"fml-capex-intro\"\u003eEstimates capitalized startup assets only for a medical clinic launch.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-scenarios\" aria-label=\"Scenario presets\"\u003e\n\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"lean\"\u003eLean\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"full\"\u003eFull\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-capex-layout\"\u003e\n\u003cform class=\"fml-capex-inputs\"\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eLeasehold Improvements\u003c\/span\u003e\u003csmall\u003eBuildout scope, square footage, and finish level.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"leasehold_improvements\" data-capex-kind=\"money\" data-capex-label=\"Leasehold Improvements\" data-capex-note=\"Buildout scope, square footage, and finish level.\" data-lean=\"85000\" data-base=\"100000\" data-full=\"125000\" name=\"leasehold_improvements\" type=\"text\" inputmode=\"numeric\" value=\"100,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eMedical Diagnostic Equipment\u003c\/span\u003e\u003csmall\u003eCore clinical devices and room-ready equipment.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"medical_diagnostic_equipment\" data-capex-kind=\"money\" data-capex-label=\"Medical Diagnostic Equipment\" data-capex-note=\"Core clinical devices and room-ready equipment.\" data-lean=\"120000\" data-base=\"150000\" data-full=\"190000\" name=\"medical_diagnostic_equipment\" type=\"text\" inputmode=\"numeric\" value=\"150,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003ePatient Exam Room Furnishings\u003c\/span\u003e\u003csmall\u003eExam tables, stools, cabinets, and room setup.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"exam_room_furnishings\" data-capex-kind=\"money\" data-capex-label=\"Patient Exam Room Furnishings\" data-capex-note=\"Exam tables, stools, cabinets, and room setup.\" data-lean=\"60000\" data-base=\"75000\" data-full=\"95000\" name=\"exam_room_furnishings\" type=\"text\" inputmode=\"numeric\" value=\"75,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eIT Hardware and EHR Setup\u003c\/span\u003e\u003csmall\u003eHardware, licenses, and system setup work.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"it_ehr_setup\" data-capex-kind=\"money\" data-capex-label=\"IT Hardware and EHR Setup\" data-capex-note=\"Hardware, licenses, and system setup work.\" data-lean=\"80000\" data-base=\"100000\" data-full=\"130000\" name=\"it_ehr_setup\" type=\"text\" inputmode=\"numeric\" value=\"100,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eWaiting Area, Office Furniture, and Security\u003c\/span\u003e\u003csmall\u003eWaiting room, office desks, and surveillance.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"front_office_security_furniture\" data-capex-kind=\"money\" data-capex-label=\"Waiting Area, Office Furniture, and Security\" data-capex-note=\"Waiting room, office desks, and surveillance.\" data-lean=\"45000\" data-base=\"60000\" data-full=\"80000\" name=\"front_office_security_furniture\" type=\"text\" inputmode=\"numeric\" value=\"60,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eContingency Reserve\u003c\/span\u003e\u003csmall\u003eCovers buildout overruns, freight, and install surprises.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-percent\"\u003e\n\u003cinput data-capex-field=\"contingency\" data-capex-kind=\"percent\" name=\"contingency\" type=\"range\" min=\"0\" max=\"25\" step=\"1\" data-lean=\"8\" data-base=\"12\" data-full=\"15\" value=\"12\"\u003e\u003coutput data-capex-output=\"contingencyValue\"\u003e12%\u003c\/output\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/form\u003e\n\u003caside class=\"fml-capex-results\" aria-live=\"polite\"\u003e\u003cspan class=\"fml-capex-tag\"\u003eStartup CAPEX\u003c\/span\u003e\u003cdiv class=\"fml-capex-total\"\u003e\n\u003cspan\u003eTotal startup CAPEX\u003c\/span\u003e\u003cstrong data-capex-output=\"totalCapex\"\u003e$543,200\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdl class=\"fml-capex-result-list\"\u003e\n\u003cdiv\u003e\n\u003cdt\u003eSubtotal before contingency\u003c\/dt\u003e\n\u003cdd data-capex-output=\"subtotal\"\u003e$485,000\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eContingency amount\u003c\/dt\u003e\n\u003cdd data-capex-output=\"contingencyAmount\"\u003e$58,200\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eLargest cost driver\u003c\/dt\u003e\n\u003cdd data-capex-output=\"largestDriver\"\u003eMedical Diagnostic Equipment\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003c\/dl\u003e\n\u003cdiv class=\"fml-capex-chart\" aria-label=\"CAPEX cost category breakdown\"\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eBuildout\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"leasehold_improvements\" style=\"--fml-capex-share: 21%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"leasehold_improvements\"\u003e21%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eEquipment\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"medical_diagnostic_equipment\" style=\"--fml-capex-share: 31%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"medical_diagnostic_equipment\"\u003e31%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eExam Rooms\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"exam_room_furnishings\" style=\"--fml-capex-share: 15%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"exam_room_furnishings\"\u003e15%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eIT and EHR\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"it_ehr_setup\" style=\"--fml-capex-share: 21%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"it_ehr_setup\"\u003e21%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eFront Office\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"front_office_security_furniture\" style=\"--fml-capex-share: 12%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"front_office_security_furniture\"\u003e12%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-capex-export\" type=\"button\" data-capex-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/aside\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-note\"\u003e\n\u003cspan class=\"fml-capex-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003eCAPEX only\u003c\/strong\u003e This calculator counts only capitalized startup assets for launch. It excludes inventory, payroll runway, deposits, debt service, working capital, insurance premiums, marketing, operating losses, and the $244,000 cash trough.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\u003cdiv class=\"container_new_design_blog\"\u003e\n\n\u003cdiv class=\"text-section_blog text-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"line_top_blog\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat does the CAPEX tab show?\u003c\/span\u003e\u003c\/h3\u003e\n\n\u003cp\u003eThe screenshot shows the \u003ca href=\"\/products\/medical-clinic-financial-model\"\u003eMedical Clinic Financial Model Template\u003c\/a\u003e CAPEX tab, with startup costs, depreciation, amortization, and launch timing. Review assumptions before funding.\u003c\/p\u003e\n\n\u003ch4\u003eKey model highlights\u003c\/h4\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$515,000\u003c\/strong\u003e startup assets\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$244,000\u003c\/strong\u003e cash gap\u003c\/li\u003e\n\u003cli\u003eMonth 26 breakeven\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003c\/div\u003e\n\n\u003cdiv class=\"image-section_blog image-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"preview-card\" data-preview-src=\"\/cdn\/shop\/files\/medical-clinic-financial-model-capex-financialmodelslab_3f66ae95-ccff-4b53-8117-49cd572269a6.webp\"\u003e\n\u003cimg class=\"preview-img\" width=\"100%\" height=\"auto\" src=\"\/cdn\/shop\/files\/medical-clinic-financial-model-capex-financialmodelslab_3f66ae95-ccff-4b53-8117-49cd572269a6.webp?width=500\" alt=\"Medical Clinic Financial Model capex inputs tab showing customizable capital expenditure items, timing and depreciation assumptions to plan equipment and facility investments for funding and cash needs.\"\u003e\n\u003cdiv class=\"preview-overlay\"\u003e\n\u003cbutton class=\"preview-btn\" type=\"button\" style=\"align-items: center; vertical-align: middle; display: inline-flex; justify-content: center; gap: 6px; line-height: 1;\"\u003e\nPREVIEW \u003csvg fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\" role=\"presentation\" viewbox=\"0 0 448 512\" width=\"14\"\u003e\u003cpath d=\"M416 176V86.63L246.6 256L416 425.4V336c0-8.844 7.156-16 16-16s16 7.156 16 16v128c0 8.844-7.156 16-16 16h-128c-8.844 0-16-7.156-16-16s7.156-16 16-16h89.38L224 278.6L54.63 448H144C152.8 448 160 455.2 160 464S152.8 480 144 480h-128C7.156 480 0 472.8 0 464v-128C0 327.2 7.156 320 16 320S32 327.2 32 336v89.38L201.4 256L32 86.63V176C32 184.8 24.84 192 16 192S0 184.8 0 176v-128C0 39.16 7.156 32 16 32h128C152.8 32 160 39.16 160 48S152.8 64 144 64H54.63L224 233.4L393.4 64H304C295.2 64 288 56.84 288 48S295.2 32 304 32h128C440.8 32 448 39.16 448 48v128C448 184.8 440.8 192 432 192S416 184.8 416 176z\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\n\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eHow much money do I need to open a medical clinic?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eYou need about \u003cstrong\u003e$759,000\u003c\/strong\u003e to open a Medical Clinic before owner cushion or lender reserves: \u003cstrong\u003e$515,000\u003c\/strong\u003e for base startup assets plus a modeled cash low of \u003cstrong\u003enegative $244,000\u003c\/strong\u003e in Month 25. That funding gap matters more than equipment cost alone, as shown in \u003ca href=\"\/blogs\/kpi-metrics\/medical-clinic\"\u003eWhat Is The Main Indicator Of Success For Your Medical Clinic?\u003c\/a\u003e, because first-year EBITDA is \u003cstrong\u003enegative $380,000\u003c\/strong\u003e before break-even in \u003cstrong\u003eMonth 26\u003c\/strong\u003e.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eFunding Need\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eBase startup assets: \u003cstrong\u003e$515,000\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eLowest cash point: \u003cstrong\u003e-$244,000\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003ePlanning need: \u003cstrong\u003e$759,000\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003ePayback timing: \u003cstrong\u003eMonth 57\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eCash Drag\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eRent starts in \u003cstrong\u003eMonth 1\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003ePayroll starts before full use\u003c\/li\u003e\n\u003cli\u003ePayer reimbursement creates lag\u003c\/li\u003e\n\u003cli\u003eRamp starts at \u003cstrong\u003e60%\u003c\/strong\u003e physician capacity\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat hidden costs of opening a medical clinic do founders miss?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eFounders miss that a Medical Clinic needs cash for more than buildout: payer credentialing delays, pre-opening payroll, \u003cstrong\u003e$3,000\u003c\/strong\u003e a month malpractice insurance, \u003cstrong\u003e$10,000\u003c\/strong\u003e rent, \u003cstrong\u003e$1,500\u003c\/strong\u003e utilities, \u003cstrong\u003e$2,000\u003c\/strong\u003e EHR (electronic health record) subscription, and \u003cstrong\u003e$1,200\u003c\/strong\u003e IT support can drain cash fast. If you want owner income context, see \u003ca href=\"\/blogs\/how-much-makes\/medical-clinic\"\u003eHow Much Does The Owner Of A Medical Clinic Typically Make?\u003c\/a\u003e In the base model, cash hits a \u003cstrong\u003e$244,000\u003c\/strong\u003e low point before \u003cstrong\u003eMonth 26\u003c\/strong\u003e breakeven, so revenue can start before cash collections settle.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eMonthly burn\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$3,000\u003c\/strong\u003e malpractice insurance\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$10,000\u003c\/strong\u003e monthly rent\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$1,500\u003c\/strong\u003e utilities\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$2,000\u003c\/strong\u003e EHR subscription\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eStartup cash gaps\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003ePayer credentialing slows collections\u003c\/li\u003e\n\u003cli\u003ePre-opening payroll still needs funding\u003c\/li\u003e\n\u003cli\u003eMedical waste setup and compliance\u003c\/li\u003e\n\u003cli\u003eDeposits, marketing, and reserves\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat drives medical clinic buildout cost?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eFor a \u003cstrong\u003eMedical Clinic\u003c\/strong\u003e, the core facility buildout is \u003cstrong\u003e$100,000\u003c\/strong\u003e in leasehold improvements from \u003cstrong\u003eMonth 1 to Month 5\u003c\/strong\u003e. The biggest cost drivers are exam room count, Americans with Disabilities Act access, sinks and plumbing, electrical capacity, flooring, nurse station layout, reception flow, signage, permitting, imaging or lab readiness, and local contractor pricing. Keep rent deposits and utilities setup separate, because buildout choices affect \u003cstrong\u003epatient flow\u003c\/strong\u003e, \u003cstrong\u003eprovider productivity\u003c\/strong\u003e, and \u003cstrong\u003einspection readiness\u003c\/strong\u003e.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eMain cost drivers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eExam room\u003c\/strong\u003e count changes cost fast\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eADA access\u003c\/strong\u003e adds space and scope\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePlumbing\u003c\/strong\u003e and sinks raise trade work\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eElectrical\u003c\/strong\u003e upgrades can be material\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eWhat the layout affects\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003eNurse station\u003c\/strong\u003e layout shapes throughput\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eReception flow\u003c\/strong\u003e changes wait times\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003ePermitting\u003c\/strong\u003e affects schedule and cost\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eInspection readiness\u003c\/strong\u003e depends on finish quality\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCalculate Fuding Needs\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-summary-static\" aria-label=\"Medical Clinic Startup Cost Summary\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Medical Clinic Startup Cost Summary.xlsx\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Medical Clinic Startup Cost Summary\" data-source-url=\"\"\u003e\u003cdiv class=\"fml-summary-static-card\"\u003e\n\u003cheader class=\"fml-summary-static-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-summary-static-eyebrow\"\u003eStartup cost summary\u003c\/p\u003e\n\u003cp class=\"fml-summary-static-description\"\u003eThis table shows the main startup assets and the excluded launch cash buffer for the clinic.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-actions\"\u003e\n\u003cdiv class=\"fml-summary-static-scenarios\" aria-label=\"Highlight scenario\"\u003e\n\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"low\"\u003eLow\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"high\"\u003eHigh\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-summary-static-export\" type=\"button\" data-summary-export\u003eEXPORT XLSX\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003csection class=\"fml-summary-static-metrics\" aria-live=\"polite\"\u003e\u003cdiv class=\"fml-summary-static-metric is-primary\"\u003e\n\u003cspan\u003eHighlighted CAPEX\u003c\/span\u003e\u003cstrong data-summary-metric=\"capex\"\u003e$425,000\u003c\/strong\u003e\u003csmall data-summary-metric=\"scenario\"\u003eBase planning example\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric is-warning\"\u003e\n\u003cspan\u003eExcluded cash needs\u003c\/span\u003e\u003cstrong data-summary-metric=\"working\"\u003e$244,000\u003c\/strong\u003e\u003csmall\u003eOutside CAPEX total\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric\"\u003e\n\u003cspan\u003eFunding need\u003c\/span\u003e\u003cstrong data-summary-metric=\"funding\"\u003e$669,000\u003c\/strong\u003e\u003csmall\u003eCAPEX + excluded cash needs\u003c\/small\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cdiv class=\"fml-summary-static-table-wrap\"\u003e\u003ctable class=\"fml-summary-static-table\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth scope=\"col\"\u003eCost Category\u003c\/th\u003e\n\u003cth scope=\"col\" class=\"fml-summary-static-estimate-header\" data-summary-estimate-header\u003eBase Estimate\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eMain Cost Driver\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eCAPEX Calculator\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-summary-row data-low=\"135000\" data-base=\"150000\" data-high=\"175000\" data-capex=\"true\"\u003e\n\u003ctd\u003eMedical Diagnostic Equipment\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$150,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eImaging, diagnostic, and exam equipment scope\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"90000\" data-base=\"100000\" data-high=\"120000\" data-capex=\"true\"\u003e\n\u003ctd\u003eLeasehold Improvements\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$100,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eBuildout, tenant fit-out, and permit scope\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"65000\" data-base=\"75000\" data-high=\"90000\" data-capex=\"true\"\u003e\n\u003ctd\u003ePatient Exam Room Furnishings\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$75,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eExam room count and furnishing quality\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"50000\" data-base=\"60000\" data-high=\"75000\" data-capex=\"true\"\u003e\n\u003ctd\u003eEHR System Setup \u0026amp; Customization\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$60,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eSetup scope, workflows, and customization depth\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"30000\" data-base=\"40000\" data-high=\"50000\" data-capex=\"true\"\u003e\n\u003ctd\u003eClinic IT Hardware \u0026amp; Software Licenses\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$40,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eDevice count, network gear, and license scope\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr class=\"is-excluded\" data-summary-row data-low=\"220000\" data-base=\"244000\" data-high=\"270000\" data-capex=\"false\"\u003e\n\u003ctd\u003eOpening Cash Buffer\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$244,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eModeled cash trough from first-year overhead and payroll\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill is-no\"\u003eNo\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cfooter class=\"fml-summary-static-note\"\u003e\u003cspan class=\"fml-summary-static-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e Ranges are planning assumptions; cash buffer excludes payroll, inventory, and other non-depreciable launch needs.\u003c\/p\u003e\u003c\/footer\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eMedical Clinic Core Five Startup Costs\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\u003cbr\u003e\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eLeasehold Improvements Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eBuildout base cost\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe biggest setup cost is \u003cstrong\u003e$100,000\u003c\/strong\u003e over \u003cstrong\u003eMonths 1 to 5\u003c\/strong\u003e for exam rooms, reception, a nurse station, ADA compliance, flooring, sinks, electrical upgrades, signage, and permits. Treat this as \u003cstrong\u003eCAPEX\u003c\/strong\u003e (capital expense), not rent. Keep \u003cstrong\u003e$10,000\u003c\/strong\u003e monthly rent, \u003cstrong\u003e$1,500\u003c\/strong\u003e utilities, deposits, and opening service setup separate.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eCost drivers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eEstimate this by \u003cstrong\u003esquare footage\u003c\/strong\u003e, \u003cstrong\u003eroom count\u003c\/strong\u003e, contractor quotes, landlord \u003cstrong\u003etenant improvement allowance\u003c\/strong\u003e, and inspection needs. Bigger clinics need more rooms, more sinks, and more electrical work. What this estimate hides is rework from code fixes and permit delays, which can push opening costs past plan.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eCount rooms before pricing.\u003c\/li\u003e\n\u003cli\u003eGet three contractor quotes.\u003c\/li\u003e\n\u003cli\u003eConfirm ADA scope early.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eReduce cash burn\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eUse the landlord allowance first, then trim finishes that do not affect safety or flow. Do not cut ADA, sinks, or electrical capacity. The cleanest savings come from tighter plans before bidding, not change orders during construction.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003ePhase noncritical finishes later.\u003c\/li\u003e\n\u003cli\u003eLock specs before permit filing.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eTiming and controls\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eStage the spend around inspections so cash does not sit in unfinished work. If permitting slips, hold back the last nonessential items until approval. That protects opening cash while the clinic is still paying fixed costs like \u003cstrong\u003erent\u003c\/strong\u003e and \u003cstrong\u003eutilities\u003c\/strong\u003e.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eMedical Equipment and Furnishings Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eBase Budget\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eA primary care clinic’s base clinical asset budget is about \u003cstrong\u003e$270,000\u003c\/strong\u003e: \u003cstrong\u003e$150,000\u003c\/strong\u003e for diagnostic equipment, \u003cstrong\u003e$75,000\u003c\/strong\u003e for exam room furnishings, \u003cstrong\u003e$20,000\u003c\/strong\u003e for waiting area furniture, and \u003cstrong\u003e$25,000\u003c\/strong\u003e for office furniture and equipment. That covers the core day-one build, not specialty add-ons.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat It Covers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eBuild the estimate from unit counts and vendor quotes. This bucket should include exam tables, diagnostic instruments, vital signs monitors, sterilization items, procedure carts, refrigerators, reception furniture, workstations, and office fixtures. One line item can hide a lot of spend, so list every room and fixture before you approve the buy.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eUse units × unit price\u003c\/li\u003e\n\u003cli\u003eGet written vendor quotes\u003c\/li\u003e\n\u003cli\u003eSeparate room by room\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eKeep It Lean\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eKeep the ask tight until scope is fixed. Essential primary care gear is not the same as \u003cstrong\u003elab\u003c\/strong\u003e, \u003cstrong\u003eimaging\u003c\/strong\u003e, \u003cstrong\u003eurgent care\u003c\/strong\u003e, or procedure equipment, and those choices can change the budget fast. Buy for day-one visits first, then add specialty tools only after the service model is set.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eScope First\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eAsk one question before pricing anything: what services will the clinic actually offer? If the answer stays at general primary care, the budget stays centered on exam rooms, patient flow, and basic clinical tools. If the answer includes specialty services, the equipment budget needs a separate build and a higher cash reserve.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eEHR, IT, and Clinic Systems Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eClinic tech\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003eEHR\u003c\/strong\u003e means electronic health record software. For a primary care clinic, base tech starts at \u003cstrong\u003e$100,000\u003c\/strong\u003e upfront: \u003cstrong\u003e$40,000\u003c\/strong\u003e for IT hardware and licenses plus \u003cstrong\u003e$60,000\u003c\/strong\u003e for EHR setup and customization. Ongoing tech spend is \u003cstrong\u003e$3,200\u003c\/strong\u003e a month, or \u003cstrong\u003e$38,400\u003c\/strong\u003e in year one.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat it covers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis budget should cover \u003cstrong\u003eEHR\u003c\/strong\u003e, practice management, billing, scheduling, patient portal, cybersecurity, computers, printers, network hardware, phones, and telehealth tools. Estimate it from vendor quotes, device counts, and setup hours. Separate one-time implementation from monthly subscriptions so startup cash needs stay clear.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eCount devices and licenses.\u003c\/li\u003e\n\u003cli\u003eQuote setup and monthly fees.\u003c\/li\u003e\n\u003cli\u003eTrack recurring support separately.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eKeep it lean\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003ePut the \u003cstrong\u003e$40,000\u003c\/strong\u003e IT build and \u003cstrong\u003e$60,000\u003c\/strong\u003e EHR setup in startup capex, then model \u003cstrong\u003e$2,000\u003c\/strong\u003e monthly EHR plus \u003cstrong\u003e$1,200\u003c\/strong\u003e IT support as operating cost. The clean split helps you see burn fast and avoids hiding subscription costs inside launch spending.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eAsk for one-time and monthly quotes.\u003c\/li\u003e\n\u003cli\u003eMatch support to clinic hours.\u003c\/li\u003e\n\u003cli\u003eBuy only day-one hardware.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eBudget check\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eFor year one, the tech stack totals \u003cstrong\u003e$138,400\u003c\/strong\u003e if you include \u003cstrong\u003e$100,000\u003c\/strong\u003e upfront plus \u003cstrong\u003e$38,400\u003c\/strong\u003e in recurring fees. That number sits alongside leasehold work, equipment, insurance, and payroll, so the startup plan needs enough cash to carry both launch costs and monthly system spend.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eLicensing, Insurance, and Compliance Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eStartup coverage\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis cost covers state registration, professional licensing support, payer credentialing, malpractice coverage, general liability, legal review, accounting setup, \u003cstrong\u003eHIPAA\u003c\/strong\u003e compliance, and medical waste agreements. The base model starts malpractice insurance at \u003cstrong\u003e$3,000 per month\u003c\/strong\u003e from \u003cstrong\u003eMonth 1\u003c\/strong\u003e. Pricing changes by state, specialty, ownership model, payer mix, and insurer.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eEstimate inputs\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eBuild the budget item by item, using quotes and setup dates. Track one-time filing and legal work, plus monthly coverage and compliance fees. Here’s the quick math: \u003cstrong\u003esetup fees\u003c\/strong\u003e plus \u003cstrong\u003eMonth 1\u003c\/strong\u003e insurance, then repeat monthly costs. Credentialing should sit in the model early, because delayed approvals can push cash in after operations begin.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eUse state-specific quotes.\u003c\/li\u003e\n\u003cli\u003eSeparate setup from monthly costs.\u003c\/li\u003e\n\u003cli\u003eModel credentialing timing.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eControl the spend\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eDon’t cut compliance to save a little cash. Use one legal review, one accounting setup, and one credentialing plan to avoid duplicate work. Bundle vendor tasks where you can, but keep filings, \u003cstrong\u003eHIPAA\u003c\/strong\u003e controls, and waste agreements current. Faster payer credentialing matters most when payroll, rent, and \u003cstrong\u003eEHR\u003c\/strong\u003e costs are already running.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eAsk for insurer quotes early.\u003c\/li\u003e\n\u003cli\u003eFix delays before launch.\u003c\/li\u003e\n\u003cli\u003eKeep coverage active from day one.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eCash timing risk\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis line item is often a timing problem, not just a fee problem. If credentialing slips, collections can start after \u003cstrong\u003epayroll\u003c\/strong\u003e, \u003cstrong\u003erent\u003c\/strong\u003e, and \u003cstrong\u003eEHR\u003c\/strong\u003e costs have already started, so the launch budget needs enough cash to bridge that gap.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003ePre-Opening Payroll, Supplies, and Launch Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eClassify It\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003ePut \u003cstrong\u003epayroll\u003c\/strong\u003e, \u003cstrong\u003eclinical supplies\u003c\/strong\u003e, and \u003cstrong\u003elaunch marketing\u003c\/strong\u003e in \u003cstrong\u003epre-opening\u003c\/strong\u003e or operating expense, not CAPEX, unless you buy durable assets. For a medical clinic, this covers recruiting, onboarding, training, PPE, linens, forms, and any medications if needed before revenue starts.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003ePayroll Build\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eHere’s the quick math: \u003cstrong\u003e$80,000\u003c\/strong\u003e + \u003cstrong\u003e$40,000\u003c\/strong\u003e + \u003cstrong\u003e$50,000\u003c\/strong\u003e + \u003cstrong\u003e$200,000\u003c\/strong\u003e + \u003cstrong\u003e$200,000\u003c\/strong\u003e + \u003cstrong\u003e$110,000\u003c\/strong\u003e + \u003cstrong\u003e$35,000\u003c\/strong\u003e + \u003cstrong\u003e$35,000\u003c\/strong\u003e + \u003cstrong\u003e$45,000\u003c\/strong\u003e = \u003cstrong\u003e$795,000\u003c\/strong\u003e a year, or about \u003cstrong\u003e$66,250\u003c\/strong\u003e per month. Use headcount times annual salary, then divide by \u003cstrong\u003e12\u003c\/strong\u003e. Add recruiting and training as separate startup cash needs.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eSupply Inputs\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eClinical consumables depend on visit volume, service mix, and months of coverage. Build the budget from quotes for \u003cstrong\u003ePPE\u003c\/strong\u003e, linens, forms, exam room consumables, and any medications if applicable. Patient acquisition marketing should start at \u003cstrong\u003e3%\u003c\/strong\u003e of revenue, so the dollar budget moves with collections, not guesswork.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eControl It\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eKeep fixed hiring tight at launch and stage nonclinical spend by opening date. Use contractor quotes for supplies, then compare them against first-month patient volume so you do not overbuy. One clean rule: if the item does not last and hold value, it usually belongs in expense, not CAPEX.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCompare 3 Startup Cost Scenarios\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-scenario-table\" aria-label=\"Medical Clinic Startup Cost Scenarios\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Medical Clinic Startup Cost Scenarios\" data-note-label=\"Planning note\" data-note-text=\"These scenario ranges are researched planning assumptions, not exact quotes. They are meant to frame launch choices, not promise final vendor or lease pricing.\"\u003e\u003cdiv class=\"fml-scenario-table-card\"\u003e\n\u003cheader class=\"fml-scenario-table-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-scenario-table-eyebrow\"\u003eScenario table\u003c\/p\u003e\n\u003cp class=\"fml-scenario-table-description\"\u003eClinic startup cost shifts fast with buildout depth, staffing before launch, and how wide the service mix starts. Lean, base, and full scenarios show where the cash need and ramp risk move.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-actions\"\u003e\u003cbutton class=\"fml-scenario-table-export\" type=\"button\" data-scenario-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-scenario-table-wrap\"\u003e\u003ctable class=\"fml-scenario-table-grid\"\u003e\n\u003ccaption\u003eLean, Base, and Full clinic startup cost comparison\u003c\/caption\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth class=\"fml-scenario-table-stub\" scope=\"col\" data-export-value=\"Scenario\"\u003eScenario\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Lean Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eLean Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eBest fit: lean launch\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Base Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eBase Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eBest fit: balanced launch\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Full Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eFull Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003eBest fit: growth launch\u003c\/span\u003e\n\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Launch model\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-launch\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-launch-model.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eLaunch model\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Launch with a narrow service mix and delay nonessential equipment so the upfront cash need stays light.\"\u003eLaunch with a narrow service mix and delay nonessential equipment so the upfront cash need stays light.\u003c\/td\u003e\n\u003ctd data-export-value=\"Launch on the modeled core buildout, with the $515,000 startup asset base and a path to Month 26 breakeven.\"\u003eLaunch on the modeled core buildout, with the $515,000 startup asset base and a path to Month 26 breakeven.\u003c\/td\u003e\n\u003ctd data-export-value=\"Launch with more rooms, deeper diagnostics, and larger staffing before patient volume fully ramps.\"\u003eLaunch with more rooms, deeper diagnostics, and larger staffing before patient volume fully ramps.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Typical setup\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-setup\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-typical-setup.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eTypical setup\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Keep the team and room count tight, and add furnishings and diagnostics only after demand is clear.\"\u003eKeep the team and room count tight, and add furnishings and diagnostics only after demand is clear.\u003c\/td\u003e\n\u003ctd data-export-value=\"Use 2 physicians, 1 nurse practitioner, 2 medical assistants, 1 specialist, and 1 phlebotomist, with Year 1 physician capacity at 60%.\"\u003eUse 2 physicians, 1 nurse practitioner, 2 medical assistants, 1 specialist, and 1 phlebotomist, with Year 1 physician capacity at 60%.\u003c\/td\u003e\n\u003ctd data-export-value=\"Add more exam space, more equipment, and higher working capital before opening so the clinic can handle a faster ramp.\"\u003eAdd more exam space, more equipment, and higher working capital before opening so the clinic can handle a faster ramp.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Cost drivers\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-drivers\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-cost-drivers.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eCost drivers\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Delayed equipment; reduced furnishings; narrow service mix; lower working capital\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eDelayed equipment\u003c\/li\u003e\n\u003cli\u003ereduced furnishings\u003c\/li\u003e\n\u003cli\u003enarrow service mix\u003c\/li\u003e\n\u003cli\u003elower working capital\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"Core buildout; starter staffing; standard equipment; $515,000 assets\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eCore buildout\u003c\/li\u003e\n\u003cli\u003estarter staffing\u003c\/li\u003e\n\u003cli\u003estandard equipment\u003c\/li\u003e\n\u003cli\u003e$515,000 assets\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"More rooms; deeper diagnostics; larger staffing; higher working capital; added furnishings\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eMore rooms\u003c\/li\u003e\n\u003cli\u003edeeper diagnostics\u003c\/li\u003e\n\u003cli\u003elarger staffing\u003c\/li\u003e\n\u003cli\u003ehigher working capital\u003c\/li\u003e\n\u003cli\u003eadded furnishings\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Planning range\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-range\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-planning-range.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003ePlanning range\u003c\/span\u003e\u003cspan class=\"fml-scenario-row-subtitle\"\u003eCAPEX only\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Below $515,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003eBelow $515,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eLower capital risk\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"$515,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$515,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eTimeline risk\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"Above $515,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003eAbove $515,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003ePayer ramp risk\u003c\/span\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Best fit\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-fit\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-best-fit.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eBest fit\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Best for founders who want to test demand with the smallest practical upfront spend.\"\u003eBest for founders who want to test demand with the smallest practical upfront spend.\u003c\/td\u003e\n\u003ctd data-export-value=\"Best for operators who want the modeled opening team and setup from day one.\"\u003eBest for operators who want the modeled opening team and setup from day one.\u003c\/td\u003e\n\u003ctd data-export-value=\"Best for teams with stronger capital access and a plan to absorb a slower reimbursement ramp.\"\u003eBest for teams with stronger capital access and a plan to absorb a slower reimbursement ramp.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-note\"\u003e\n\u003cspan class=\"fml-scenario-table-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e These scenario ranges are researched planning assumptions, not exact quotes. They are meant to frame launch choices, not promise final vendor or lease pricing.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e","brand":"FinancialModelsLab","offers":[{"title":"Default Title","offer_id":49303853465843,"sku":"medical-clinic-startup-costs","price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0522\/6191\/2762\/files\/medical-clinic-startup-costs.webp?v=1782686679","url":"https:\/\/financialmodelslab.com\/products\/medical-clinic-startup-costs","provider":"Financial Models Lab","version":"1.0","type":"link"}