{"product_id":"occupational-therapy-center-startup-costs","title":"Occupational Therapy Clinic Startup Costs: $165K CAPEX Before Cash Reserve","description":"\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"line_top\"\u003e\u003c\/div\u003e\n\u003cp\u003eYou’re budgeting before the first patient visit, so separate the buildout from the cash you’ll need to survive the early ramp-up period This researched planning case uses \u003cstrong\u003e$165,000 in CAPEX\u003c\/strong\u003e, \u003cstrong\u003e$11,250 in monthly non-payroll fixed overhead\u003c\/strong\u003e, and a \u003cstrong\u003e$90,000 minimum cash cushion\u003c\/strong\u003e, with break-even modeled in month 26 These are planning assumptions, not vendor quotes local rent, clinic size, payer mix, and staffing model can change the total\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\" id=\"main_article_image\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eEstimate Startup Costs with Calculator\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-capex-calculator\" aria-label=\"Occupational Therapy Clinic Startup CAPEX Calculator\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Startup CAPEX calculator.xlsx\" data-source-site-name=\"Financial Models Lab\" data-source-site-url=\"https:\/\/financialmodelslab.com\" data-source-page-title=\"Occupational Therapy Clinic Startup CAPEX Calculator\" data-note-title=\"Exclusions\" data-note-text=\"This block covers capitalized startup assets only. It excludes inventory, payroll runway, deposits, debt service, working capital, marketing burn, rent after opening, credentialing delay, and other operating costs; keep those in non-CAPEX startup expenses and the total funding gap.\"\u003e\u003cdiv class=\"fml-capex-card\"\u003e\n\u003cheader class=\"fml-capex-header\"\u003e\u003cdiv class=\"fml-capex-heading\"\u003e\n\u003cp class=\"fml-capex-eyebrow\"\u003eStartup CAPEX Calculator\u003c\/p\u003e\n\u003cp class=\"fml-capex-intro\"\u003eEstimates capitalized startup assets only for an occupational therapy clinic.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-scenarios\" aria-label=\"Scenario presets\"\u003e\n\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"lean\"\u003eLean\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"full\"\u003eFull\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-capex-layout\"\u003e\n\u003cform class=\"fml-capex-inputs\"\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eClinic build-out \u0026amp; renovation\u003c\/span\u003e\u003csmall\u003eSquare footage, buildout allowance, and room finish level drive this cost.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"clinic_buildout\" data-capex-kind=\"money\" data-capex-label=\"Clinic build-out \u0026amp; renovation\" data-capex-note=\"Square footage, buildout allowance, and room finish level drive this cost.\" data-lean=\"60000\" data-base=\"75000\" data-full=\"90000\" name=\"clinic_buildout\" type=\"text\" inputmode=\"numeric\" value=\"75,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eTherapy equipment\u003c\/span\u003e\u003csmall\u003eIncludes ADL setup, therapy tables, mats, sensory tools, hand therapy tools, and storage.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"therapy_equipment\" data-capex-kind=\"money\" data-capex-label=\"Therapy equipment\" data-capex-note=\"Includes ADL setup, therapy tables, mats, sensory tools, hand therapy tools, and storage.\" data-lean=\"45000\" data-base=\"55000\" data-full=\"65000\" name=\"therapy_equipment\" type=\"text\" inputmode=\"numeric\" value=\"55,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eOffice furniture \u0026amp; fixtures\u003c\/span\u003e\u003csmall\u003eReception, desks, chairs, cabinets, and client seating.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"furniture_fixtures\" data-capex-kind=\"money\" data-capex-label=\"Office furniture \u0026amp; fixtures\" data-capex-note=\"Reception, desks, chairs, cabinets, and client seating.\" data-lean=\"12000\" data-base=\"15000\" data-full=\"18000\" name=\"furniture_fixtures\" type=\"text\" inputmode=\"numeric\" value=\"15,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eIT hardware \u0026amp; network setup\u003c\/span\u003e\u003csmall\u003eComputers, network gear, and phones for clinic operations.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"it_network\" data-capex-kind=\"money\" data-capex-label=\"IT hardware \u0026amp; network setup\" data-capex-note=\"Computers, network gear, and phones for clinic operations.\" data-lean=\"8000\" data-base=\"10000\" data-full=\"12000\" name=\"it_network\" type=\"text\" inputmode=\"numeric\" value=\"10,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eSecurity, signage \u0026amp; initial software\u003c\/span\u003e\u003csmall\u003eSecurity system, exterior signage, and initial software licenses.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"security_signage_software\" data-capex-kind=\"money\" data-capex-label=\"Security, signage \u0026amp; initial software\" data-capex-note=\"Security system, exterior signage, and initial software licenses.\" data-lean=\"8000\" data-base=\"10000\" data-full=\"12000\" name=\"security_signage_software\" type=\"text\" inputmode=\"numeric\" value=\"10,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eContingency Reserve\u003c\/span\u003e\u003csmall\u003eCovers scope changes, vendor overruns, and small install gaps.\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-percent\"\u003e\n\u003cinput data-capex-field=\"contingency\" data-capex-kind=\"percent\" name=\"contingency\" type=\"range\" min=\"5\" max=\"15\" step=\"5\" data-lean=\"5\" data-base=\"10\" data-full=\"15\" value=\"10\"\u003e\u003coutput data-capex-output=\"contingencyValue\"\u003e10%\u003c\/output\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/form\u003e\n\u003caside class=\"fml-capex-results\" aria-live=\"polite\"\u003e\u003cspan class=\"fml-capex-tag\"\u003eCAPEX output\u003c\/span\u003e\u003cdiv class=\"fml-capex-total\"\u003e\n\u003cspan\u003eTotal startup CAPEX\u003c\/span\u003e\u003cstrong data-capex-output=\"totalCapex\"\u003e$181,500\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdl class=\"fml-capex-result-list\"\u003e\n\u003cdiv\u003e\n\u003cdt\u003eSubtotal before contingency\u003c\/dt\u003e\n\u003cdd data-capex-output=\"subtotal\"\u003e$165,000\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eContingency amount\u003c\/dt\u003e\n\u003cdd data-capex-output=\"contingencyAmount\"\u003e$16,500\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eLargest cost driver\u003c\/dt\u003e\n\u003cdd data-capex-output=\"largestDriver\"\u003eClinic build-out \u0026amp; renovation\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003c\/dl\u003e\n\u003cdiv class=\"fml-capex-chart\" aria-label=\"CAPEX cost category breakdown\"\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eBuild-out\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"clinic_buildout\" style=\"--fml-capex-share: 45%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"clinic_buildout\"\u003e45%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eEquipment\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"therapy_equipment\" style=\"--fml-capex-share: 33%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"therapy_equipment\"\u003e33%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eFurniture\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"furniture_fixtures\" style=\"--fml-capex-share: 9%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"furniture_fixtures\"\u003e9%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eIT\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"it_network\" style=\"--fml-capex-share: 6%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"it_network\"\u003e6%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eSecurity\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"security_signage_software\" style=\"--fml-capex-share: 6%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"security_signage_software\"\u003e6%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-capex-export\" type=\"button\" data-capex-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/aside\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-note\"\u003e\n\u003cspan class=\"fml-capex-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003eExclusions\u003c\/strong\u003e This block covers capitalized startup assets only. It excludes inventory, payroll runway, deposits, debt service, working capital, marketing burn, rent after opening, credentialing delay, and other operating costs; keep those in non-CAPEX startup expenses and the total funding gap.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\u003cdiv class=\"container_new_design_blog\"\u003e\n\n\u003cdiv class=\"text-section_blog text-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"line_top_blog\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat does the Occupational Therapy Clinic CAPEX tab show?\u003c\/span\u003e\u003c\/h3\u003e\n\n\u003cp\u003eScreenshot: \u003ca href=\"\/products\/occupational-therapy-center-financial-model\"\u003eOccupational Therapy Clinic Financial Model Template\u003c\/a\u003e shows CAPEX, depreciation, amortization, working capital. Review assumptions before loan talks.\u003c\/p\u003e\n\n\u003ch4\u003eKey screenshot highlights\u003c\/h4\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$165,000\u003c\/strong\u003e startup CAPEX\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$90,000\u003c\/strong\u003e minimum cash\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003eMonth 26\u003c\/strong\u003e break-even\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e26-month\u003c\/strong\u003e payback\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e6 therapists\u003c\/strong\u003e in Year 1\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$11,250\u003c\/strong\u003e monthly overhead\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e155%\u003c\/strong\u003e Year 1 load\u003c\/li\u003e\n\u003cli\u003ePayer collections, payroll ramp\u003c\/li\u003e\n\u003cli\u003eVariable costs, working capital\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003c\/div\u003e\n\n\u003cdiv class=\"image-section_blog image-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"preview-card\" data-preview-src=\"\/cdn\/shop\/files\/occupational-therapy-center-financial-model-capex-financialmodelslab_c03472f8-a7f1-4c4a-b05c-f8da30c0c3d1.webp\"\u003e\n\u003cimg class=\"preview-img\" width=\"100%\" height=\"auto\" src=\"\/cdn\/shop\/files\/occupational-therapy-center-financial-model-capex-financialmodelslab_c03472f8-a7f1-4c4a-b05c-f8da30c0c3d1.webp?width=500\" alt=\"Occupational Therapy Clinic Financial Model capex inputs tab showing capital expenditure categories and timelines, letting users customize equipment, facility and startup investments for scenario-ready forecasts and investor-ready outputs\"\u003e\n\u003cdiv class=\"preview-overlay\"\u003e\n\u003cbutton class=\"preview-btn\" type=\"button\" style=\"align-items: center; vertical-align: middle; display: inline-flex; justify-content: center; gap: 6px; line-height: 1;\"\u003e\nPREVIEW \u003csvg fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\" role=\"presentation\" viewbox=\"0 0 448 512\" width=\"14\"\u003e\u003cpath d=\"M416 176V86.63L246.6 256L416 425.4V336c0-8.844 7.156-16 16-16s16 7.156 16 16v128c0 8.844-7.156 16-16 16h-128c-8.844 0-16-7.156-16-16s7.156-16 16-16h89.38L224 278.6L54.63 448H144C152.8 448 160 455.2 160 464S152.8 480 144 480h-128C7.156 480 0 472.8 0 464v-128C0 327.2 7.156 320 16 320S32 327.2 32 336v89.38L201.4 256L32 86.63V176C32 184.8 24.84 192 16 192S0 184.8 0 176v-128C0 39.16 7.156 32 16 32h128C152.8 32 160 39.16 160 48S152.8 64 144 64H54.63L224 233.4L393.4 64H304C295.2 64 288 56.84 288 48S295.2 32 304 32h128C440.8 32 448 39.16 448 48v128C448 184.8 440.8 192 432 192S416 184.8 416 176z\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\n\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat are the biggest costs when opening an occupational therapy clinic?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eIf you’re opening an \u003cstrong\u003eOccupational Therapy Clinic\u003c\/strong\u003e, the biggest upfront cost is usually the \u003cstrong\u003e$75,000\u003c\/strong\u003e clinic buildout and renovation, because \u003cstrong\u003eADA-accessible layouts\u003c\/strong\u003e, treatment rooms, handwashing areas, storage, and flooring all add real construction cost. Therapy equipment adds another \u003cstrong\u003e$55,000\u003c\/strong\u003e—\u003cstrong\u003e$30,000\u003c\/strong\u003e for initial therapy equipment and \u003cstrong\u003e$25,000\u003c\/strong\u003e for specialized therapy equipment—while furniture, fixtures, IT, security, signage, and software add \u003cstrong\u003e$35,000\u003c\/strong\u003e. Then monthly drag starts at \u003cstrong\u003e$11,250\u003c\/strong\u003e in non-payroll overhead, before Year 1 wages.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eBig startup costs\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$75,000\u003c\/strong\u003e buildout and renovation\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$55,000\u003c\/strong\u003e therapy equipment total\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$35,000\u003c\/strong\u003e furniture, IT, security\u003c\/li\u003e\n\u003cli\u003ePediatric and adult rooms raise costs\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eWhat drives the budget\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eADA access adds space and finish cost\u003c\/li\u003e\n\u003cli\u003eHandwashing and storage need plumbing\u003c\/li\u003e\n\u003cli\u003eHand therapy tools need specialty spend\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$11,250\u003c\/strong\u003e monthly overhead hits fast\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat hidden costs of opening an occupational therapy clinic affect working capital?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eOpening an \u003cstrong\u003eOccupational Therapy Clinic\u003c\/strong\u003e needs more cash than the buildout alone, because the first bills hit before insurance money does. If you want a profit context too, see \u003ca href=\"\/blogs\/how-much-makes\/occupational-therapy-center\"\u003eHow Much Does The Owner Of An Occupational Therapy Clinic Typically Make?\u003c\/a\u003e; for working capital, the key point is that a \u003cstrong\u003e$90,000\u003c\/strong\u003e minimum cash cushion is there to cover payer credentialing delays, billing setup, and slow reimbursement. These are \u003cstrong\u003eworking-capital costs\u003c\/strong\u003e, not CAPEX, so cash runs down fast before collections stabilize.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eBig monthly cash drains\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$750\u003c\/strong\u003e professional liability insurance\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$800\u003c\/strong\u003e EHR subscription\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$600\u003c\/strong\u003e IT support\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$200\u003c\/strong\u003e licensing and regulatory fees\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eWhy cash gets tight early\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e40%\u003c\/strong\u003e billing service fees cut cash\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e15%\u003c\/strong\u003e EHR transaction fees add drag\u003c\/li\u003e\n\u003cli\u003ePre-opening payroll hits before claims pay\u003c\/li\u003e\n\u003cli\u003eHIPAA, onboarding, and marketing cost upfront\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eHow much does it cost to open an occupational therapy clinic?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003ePlan an Occupational Therapy Clinic by scale, not one fixed startup cost: the standard outpatient case needs \u003cstrong\u003e$165,000\u003c\/strong\u003e in capital spending plus a \u003cstrong\u003e$90,000\u003c\/strong\u003e cash reserve, or \u003cstrong\u003e$255,000\u003c\/strong\u003e in baseline funding capacity. For success tracking after launch, tie that spend to visits, payer collections, and utilization using \u003ca href=\"\/blogs\/kpi-metrics\/occupational-therapy-center\"\u003eWhat Is The Main Measure Of Success For Your Occupational Therapy Clinic?\u003c\/a\u003e, because this model reaches break-even in \u003cstrong\u003emonth 26\u003c\/strong\u003e.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eCost by Scale\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eLean office: sublease, fewer rooms\u003c\/li\u003e\n\u003cli\u003eStandard clinic: \u003cstrong\u003e$255,000\u003c\/strong\u003e baseline capacity\u003c\/li\u003e\n\u003cli\u003eYear 1 staffing: \u003cstrong\u003e6 OTs\u003c\/strong\u003e, \u003cstrong\u003e2 assistants\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eLarger center: deeper equipment and payroll\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eMain Cost Drivers\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eFund credentialing delays before collections start\u003c\/li\u003e\n\u003cli\u003eMatch rent to treatment room count\u003c\/li\u003e\n\u003cli\u003eBuild cash around payer mix\u003c\/li\u003e\n\u003cli\u003ePlan for break-even in \u003cstrong\u003emonth 26\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCalculate Fuding Needs\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-summary-static\" aria-label=\"Occupational Therapy Clinic Startup Cost Summary\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Occupational Therapy Clinic Startup Cost Summary.xlsx\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Occupational Therapy Clinic Startup Cost Summary\" data-source-url=\"\"\u003e\u003cdiv class=\"fml-summary-static-card\"\u003e\n\u003cheader class=\"fml-summary-static-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-summary-static-eyebrow\"\u003eStartup cost summary\u003c\/p\u003e\n\u003cp class=\"fml-summary-static-description\"\u003eShows the startup assets and non-CAPEX cash needed to open an occupational therapy clinic.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-actions\"\u003e\n\u003cdiv class=\"fml-summary-static-scenarios\" aria-label=\"Highlight scenario\"\u003e\n\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"low\"\u003eLow\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"high\"\u003eHigh\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-summary-static-export\" type=\"button\" data-summary-export\u003eEXPORT XLSX\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003csection class=\"fml-summary-static-metrics\" aria-live=\"polite\"\u003e\u003cdiv class=\"fml-summary-static-metric is-primary\"\u003e\n\u003cspan\u003eHighlighted CAPEX\u003c\/span\u003e\u003cstrong data-summary-metric=\"capex\"\u003e$155,000\u003c\/strong\u003e\u003csmall data-summary-metric=\"scenario\"\u003eBase planning example\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric is-warning\"\u003e\n\u003cspan\u003eExcluded cash needs\u003c\/span\u003e\u003cstrong data-summary-metric=\"working\"\u003e$90,000\u003c\/strong\u003e\u003csmall\u003eOutside CAPEX total\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric\"\u003e\n\u003cspan\u003eFunding need\u003c\/span\u003e\u003cstrong data-summary-metric=\"funding\"\u003e$245,000\u003c\/strong\u003e\u003csmall\u003eCAPEX + excluded cash needs\u003c\/small\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cdiv class=\"fml-summary-static-table-wrap\"\u003e\u003ctable class=\"fml-summary-static-table\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth scope=\"col\"\u003eCost Category\u003c\/th\u003e\n\u003cth scope=\"col\" class=\"fml-summary-static-estimate-header\" data-summary-estimate-header\u003eBase Estimate\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eMain Cost Driver\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eCAPEX Calculator\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-summary-row data-low=\"70000\" data-base=\"75000\" data-high=\"85000\" data-capex=\"true\"\u003e\n\u003ctd\u003eLeasehold Improvements\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$75,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eClinic build-out scope and contractor costs\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"27000\" data-base=\"30000\" data-high=\"34000\" data-capex=\"true\"\u003e\n\u003ctd\u003eInitial Therapy Equipment\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$30,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eStarter treatment equipment mix\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"22000\" data-base=\"25000\" data-high=\"29000\" data-capex=\"true\"\u003e\n\u003ctd\u003eSpecialized Therapy Equipment\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$25,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eSpecialized rehab tools and attachments\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"13000\" data-base=\"15000\" data-high=\"18000\" data-capex=\"true\"\u003e\n\u003ctd\u003eFurniture \u0026amp; Fixtures\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$15,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eWaiting room and treatment room setup\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"9000\" data-base=\"10000\" data-high=\"12000\" data-capex=\"true\"\u003e\n\u003ctd\u003eIT Hardware \u0026amp; Network Setup\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$10,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eComputers, networking, and workstation setup\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr class=\"is-excluded\" data-summary-row data-low=\"75000\" data-base=\"90000\" data-high=\"105000\" data-capex=\"false\"\u003e\n\u003ctd\u003eOpening Cash Buffer\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$90,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eMinimum cash, slower payer collections, and early operating losses\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill is-no\"\u003eNo\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cfooter class=\"fml-summary-static-note\"\u003e\u003cspan class=\"fml-summary-static-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e Ranges reflect researched assumptions; excluded cash covers working capital, payroll runway, and slower payer collections.\u003c\/p\u003e\u003c\/footer\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eOccupational Therapy Clinic Core Five Startup Costs\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\u003cbr\u003e\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eLeasehold Improvements And Buildout Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eBuildout Budget\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe model sets \u003cstrong\u003e$75,000\u003c\/strong\u003e aside for clinic buildout and renovation from opening month through month \u003cstrong\u003e3\u003c\/strong\u003e. Keep this as a \u003cstrong\u003ecapitalized improvement\u003c\/strong\u003e bucket, separate from recurring \u003cstrong\u003e$7,500 per month\u003c\/strong\u003e rent and any security deposit. It funds the physical space needed to open safely and on time.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat It Covers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eUse this cost for \u003cstrong\u003eaccessible treatment rooms\u003c\/strong\u003e, reception, waiting area, handwashing areas, storage, flooring, lighting, staff workspace, patient flow, and exterior signage. Build the estimate from contractor quotes, fixture counts, finish specs, and room count. One-line rule: the floor plan drives the spend.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eHold It Down\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eGet a landlord work letter, clear permit list, and firm bids before demolition starts. Don’t mix buildout with rent or deposits. The best savings usually come from a simple layout, reusing sound finishes, and avoiding extra rooms you won’t use on day one.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eCost Drivers\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003eADA-accessible\u003c\/strong\u003e design, square footage, local permitting, number of treatment rooms, and what the landlord agrees to build all move the final number. Bigger suites and more private rooms raise labor and finish costs fast, while a stronger landlord work letter can shift part of the scope off your budget. One more room usually means more dollars.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eTherapy Equipment And ADL Setup Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eClinic kit\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis line covers the core treatment setup: \u003cstrong\u003e$30,000\u003c\/strong\u003e for initial therapy equipment plus \u003cstrong\u003e$25,000\u003c\/strong\u003e for specialized therapy equipment, or \u003cstrong\u003e$55,000\u003c\/strong\u003e total. It can include treatment tables, mats, adaptive equipment, fine motor tools, sensory items, hand therapy tools, pediatric tools, adult rehab tools, ADL kitchen or bathroom simulation items, and storage.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eSizing\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eEstimate this with item count, vendor quotes, and patient mix. A clinic serving General OT, Pediatric OT, Geriatric OT, Hand Therapy, and Ergonomics needs a different mix than a clinic focused on one age group. \u003cstrong\u003eDepth\u003c\/strong\u003e should track referrals, not a fixed package.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eCount room sets and shared items.\u003c\/li\u003e\n\u003cli\u003ePrice each specialty tool set.\u003c\/li\u003e\n\u003cli\u003eMatch gear to referral volume.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003ePhasing\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eStart with the core \u003cstrong\u003e$30,000\u003c\/strong\u003e set, then add specialty tools only when demand supports them. Shared storage, phased buys, and durable basics can cut waste. The mistake to avoid is buying pediatric, hand, and adult rehab gear for every room on day one.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eBuy basics before niche items.\u003c\/li\u003e\n\u003cli\u003eUse shared storage for duplicate gear.\u003c\/li\u003e\n\u003cli\u003eDelay specialty purchases until referrals rise.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eService fit\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eADL simulation items matter if you treat kitchen, bathroom, or home-safety goals; hand tools matter if you see more upper-extremity rehab. Tie each purchase to one service line, so the \u003cstrong\u003e$55,000\u003c\/strong\u003e budget supports real caseloads instead of sitting idle.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eSoftware, Billing, And IT Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eSystems Setup\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eBudget \u003cstrong\u003e$12,000\u003c\/strong\u003e up front for \u003cstrong\u003e$10,000\u003c\/strong\u003e in IT hardware and network setup plus \u003cstrong\u003e$2,000\u003c\/strong\u003e in initial software licenses. Then carry \u003cstrong\u003e$1,400\u003c\/strong\u003e a month before claim fees: \u003cstrong\u003e$800\u003c\/strong\u003e for the EHR subscription and \u003cstrong\u003e$600\u003c\/strong\u003e for IT support. This covers the core clinic stack, not rent or therapy equipment.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat It Covers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThis line item should cover \u003cstrong\u003eEHR\u003c\/strong\u003e, scheduling, billing, claims clearinghouse setup, patient intake forms, secure email, computers, printers, phones, internet, backup, cybersecurity basics, and HIPAA-compliant telehealth if used. Price it from vendor quotes, number of workstations, and months of coverage. One line item, but many moving parts.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eSeparate hardware from subscriptions.\u003c\/li\u003e\n\u003cli\u003eConfirm telehealth only if used.\u003c\/li\u003e\n\u003cli\u003eTrack transaction fees by claim volume.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eMonthly Run-Rate\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe monthly base is \u003cstrong\u003e$1,400\u003c\/strong\u003e, plus \u003cstrong\u003e15%\u003c\/strong\u003e EHR transaction fees in Year 1. That fee is variable, so the real cash need depends on how many visits you bill and how much runs through the EHR. Keep it separate from fixed software costs so you can see true margin.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eKeep It Lean\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eDon’t buy extra gear before opening. Match devices to staff count, keep one secure backup path, and ask vendors to split setup, subscription, and usage fees. The main mistake is folding the \u003cstrong\u003e15%\u003c\/strong\u003e transaction fee into fixed overhead; that hides the real cost of each billed visit.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eLicensing, Credentialing, Insurance, And Compliance Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eRegulatory Setup\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eFor an occupational therapy clinic, this line covers state practice rules, business formation, the \u003cstrong\u003eNational Provider Identifier\u003c\/strong\u003e, payer credentialing, and \u003cstrong\u003eMedicare\u003c\/strong\u003e or \u003cstrong\u003eMedicaid\u003c\/strong\u003e enrollment if needed. It also covers legal, accounting, privacy policies, and compliance documents. The source model uses \u003cstrong\u003e$750\u003c\/strong\u003e monthly professional liability insurance and \u003cstrong\u003e$200\u003c\/strong\u003e monthly licensing and regulatory fees.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eBudget Inputs\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eEstimate this cost by counting provider roster size, payer applications, and months of coverage. It also needs quotes for general liability, workers’ compensation, legal, and accounting support. In the full startup budget, these fees sit beside launch costs, not clinic rent or payroll.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eCount each provider separately\u003c\/li\u003e\n\u003cli\u003eAsk payers for written quotes\u003c\/li\u003e\n\u003cli\u003eInclude enrollment lead time\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eCost Control\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eSave money by using one compliance checklist, batching credentialing, and keeping policy drafts standard across providers. Don’t cut coverage or skip workers’ comp and privacy work; billing delays can cost more than the fees. The best savings come from less rework, not thinner insurance.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eBundle payer applications together\u003c\/li\u003e\n\u003cli\u003eKeep one policy library\u003c\/li\u003e\n\u003cli\u003eReview renewals before expiration\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eState Rules\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eRequirements vary by \u003cstrong\u003estate\u003c\/strong\u003e, \u003cstrong\u003epayer mix\u003c\/strong\u003e, and \u003cstrong\u003eprovider roster\u003c\/strong\u003e, so a solo clinic and a multi-therapist site will not spend the same. Confirm occupational therapy board rules, payer timelines, and whether enrollment is needed before you buy coverage. This is not legal advice; verify the final list with local counsel or a compliance advisor.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003ePre-Opening Payroll, Hiring, Marketing, And Supplies Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003ePre-open payroll\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eClass this as \u003cstrong\u003epre-opening expense\u003c\/strong\u003e or \u003cstrong\u003eworking capital\u003c\/strong\u003e, not CAPEX unless you buy an asset. The starting team is \u003cstrong\u003e1 clinic director\u003c\/strong\u003e at \u003cstrong\u003e$120,000\u003c\/strong\u003e, \u003cstrong\u003e1 office manager\u003c\/strong\u003e at \u003cstrong\u003e$60,000\u003c\/strong\u003e, \u003cstrong\u003e1 front desk employee\u003c\/strong\u003e at \u003cstrong\u003e$40,000\u003c\/strong\u003e, \u003cstrong\u003e6 occupational therapists\u003c\/strong\u003e at \u003cstrong\u003e$80,000\u003c\/strong\u003e each, and \u003cstrong\u003e2 OT assistants\u003c\/strong\u003e at \u003cstrong\u003e$50,000\u003c\/strong\u003e each.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eYear 1 cash need\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eHere’s the quick math: annual payroll is about \u003cstrong\u003e$800,000\u003c\/strong\u003e, or \u003cstrong\u003e$66,667 per month\u003c\/strong\u003e before payroll taxes and benefits if fully staffed. Add recruiting, onboarding, training, front desk setup, billing support, launch website, referral outreach, patient acquisition marketing at \u003cstrong\u003e80% of revenue\u003c\/strong\u003e, and initial supplies.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eUse headcount × salary.\u003c\/li\u003e\n\u003cli\u003eAdd months before revenue.\u003c\/li\u003e\n\u003cli\u003eLayer on taxes and benefits.\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat drives the budget\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe main inputs are staffing levels, open date, and how long you carry payroll before revenue starts. If opening slips by one month, the cash need rises by about \u003cstrong\u003e$66,667\u003c\/strong\u003e before fringe costs. Keep marketing tied to sales pace, but don’t cut onboarding or billing setup.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eRecruit for actual launch date.\u003c\/li\u003e\n\u003cli\u003eSeparate fixed pay from variable spend.\u003c\/li\u003e\n\u003cli\u003eTrack cash weekly.\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003c\/div\u003e\n\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eBudget rule\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eUse this line for launch cash, not long-term assets. If a purchase creates a durable item, that part is CAPEX; the rest stays in startup expense or working capital. Patient acquisition marketing at \u003cstrong\u003e80% of revenue\u003c\/strong\u003e is the sharpest burn line, so tie spend to booked visits.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\n\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCompare 3 Startup Cost Scenarios\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-scenario-table\" aria-label=\"Occupational Therapy Clinic Startup Cost Scenarios\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Occupational Therapy Clinic Startup Cost Scenarios\" data-note-label=\"Planning note\" data-note-text=\"These ranges are researched planning assumptions, not vendor quotes or fixed bids.\"\u003e\u003cdiv class=\"fml-scenario-table-card\"\u003e\n\u003cheader class=\"fml-scenario-table-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-scenario-table-eyebrow\"\u003eScenario table\u003c\/p\u003e\n\u003cp class=\"fml-scenario-table-description\"\u003eSmaller launches need less space, equipment, and payroll, while full builds push up startup cash and runway. Base matches the source model, so the three bands show how scale changes funding.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-actions\"\u003e\u003cbutton class=\"fml-scenario-table-export\" type=\"button\" data-scenario-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-scenario-table-wrap\"\u003e\u003ctable class=\"fml-scenario-table-grid\"\u003e\n\u003ccaption\u003eLean, Base, and Full launch cost comparison for an occupational therapy clinic.\u003c\/caption\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth class=\"fml-scenario-table-stub\" scope=\"col\" data-export-value=\"Scenario\"\u003eScenario\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Lean Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eLean Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eSolo office fit\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Base Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eBase Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eStandard outpatient\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Full Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eFull Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003eMulti-room scale\u003c\/span\u003e\n\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Launch model\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-launch\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-launch-model.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eLaunch model\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"A small solo or subleased office with fewer treatment rooms and a lighter staffing plan.\"\u003eA small solo or subleased office with fewer treatment rooms and a lighter staffing plan.\u003c\/td\u003e\n\u003ctd data-export-value=\"A standard outpatient clinic that matches the source model and its full staffing plan.\"\u003eA standard outpatient clinic that matches the source model and its full staffing plan.\u003c\/td\u003e\n\u003ctd data-export-value=\"A larger clinic with more rooms, deeper pediatric or daily-living equipment, and a longer runway.\"\u003eA larger clinic with more rooms, deeper pediatric or daily-living equipment, and a longer runway.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Typical setup\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-setup\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-typical-setup.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eTypical setup\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"One to two rooms, basic therapy equipment, and a short cash runway.\"\u003eOne to two rooms, basic therapy equipment, and a short cash runway.\u003c\/td\u003e\n\u003ctd data-export-value=\"Four to six rooms, the modeled equipment set, and the base overhead and staffing mix.\"\u003eFour to six rooms, the modeled equipment set, and the base overhead and staffing mix.\u003c\/td\u003e\n\u003ctd data-export-value=\"More treatment rooms, fuller front desk coverage, and a larger therapy team.\"\u003eMore treatment rooms, fuller front desk coverage, and a larger therapy team.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Cost drivers\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-drivers\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-cost-drivers.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eCost drivers\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Smaller square footage; basic equipment; lighter payroll; lower working capital\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eSmaller square footage\u003c\/li\u003e\n\u003cli\u003ebasic equipment\u003c\/li\u003e\n\u003cli\u003elighter payroll\u003c\/li\u003e\n\u003cli\u003elower working capital\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"Clinic build-out; therapy equipment; 6 OTs and 2 assistants; $11,250 monthly overhead; billing and marketing\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eClinic build-out\u003c\/li\u003e\n\u003cli\u003etherapy equipment\u003c\/li\u003e\n\u003cli\u003e6 OTs and 2 assistants\u003c\/li\u003e\n\u003cli\u003e$11,250 monthly overhead\u003c\/li\u003e\n\u003cli\u003ebilling and marketing\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"More square footage; deeper equipment set; higher therapist count; larger reception team; longer runway\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eMore square footage\u003c\/li\u003e\n\u003cli\u003edeeper equipment set\u003c\/li\u003e\n\u003cli\u003ehigher therapist count\u003c\/li\u003e\n\u003cli\u003elarger reception team\u003c\/li\u003e\n\u003cli\u003elonger runway\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Planning range\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-range\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-planning-range.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003ePlanning range\u003c\/span\u003e\u003cspan class=\"fml-scenario-row-subtitle\"\u003eCAPEX only\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Lower six figures\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003eLower six figures\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eCash-light build\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"$255,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$255,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eModel-based funding\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"Upper six figures\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003eUpper six figures\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003eScale-ready build\u003c\/span\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Best fit\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-fit\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-best-fit.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eBest fit\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Best for cash-pay testing or a solo launch in a subleased space.\"\u003eBest for cash-pay testing or a solo launch in a subleased space.\u003c\/td\u003e\n\u003ctd data-export-value=\"Best for a standard outpatient launch with the modeled service mix.\"\u003eBest for a standard outpatient launch with the modeled service mix.\u003c\/td\u003e\n\u003ctd data-export-value=\"Best for a multi-specialty center or a broader service launch.\"\u003eBest for a multi-specialty center or a broader service launch.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-note\"\u003e\n\u003cspan class=\"fml-scenario-table-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e These ranges are researched planning assumptions, not vendor quotes or fixed bids.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e\n\u003c\/div\u003e","brand":"FinancialModelsLab","offers":[{"title":"Default Title","offer_id":49304037032179,"sku":"occupational-therapy-center-startup-costs","price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0522\/6191\/2762\/files\/occupational-therapy-center-startup-costs.webp?v=1782688070","url":"https:\/\/financialmodelslab.com\/products\/occupational-therapy-center-startup-costs","provider":"Financial Models Lab","version":"1.0","type":"link"}