{"product_id":"quick-ratio","title":"Quick Ratio Calculator","description":"\u003cstyle\u003e\n.qr-calculator {\n  --ink: #0f172a;\n  --muted: #475569;\n  --border: #e2e8f0;\n  --surface: #ffffff;\n  --tint: #f8fafc;\n  --primary: #1d4ed8;\n  --accent: #c2410c;\n  --accent-hover: #9a3412;\n  --chart-1: #1e40af;\n  --chart-2: #0d9488;\n  --chart-3: #7c3aed;\n  --chart-4: #be185d;\n  --chart-5: #334155;\n  --danger: #b91c1c;\n  --success: #166534;\n  --warning: #92400e;\n  container-type: inline-size;\n  width: 100%;\n  max-width: 1200px;\n  margin: 0 auto;\n  color: var(--ink);\n  background: var(--surface);\n  font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n  font-size: 15px;\n  line-height: 1.55;\n  overflow-wrap: anywhere;\n}\n.qr-calculator,\n.qr-calculator *,\n.qr-calculator *::before,\n.qr-calculator *::after {\n  box-sizing: border-box;\n}\n.qr-calculator * {\n  min-width: 0;\n}\n.qr-calculator h2,\n.qr-calculator h3,\n.qr-calculator p {\n  margin-top: 0;\n}\n.qr-calculator h2 {\n  margin-bottom: 8px;\n  font-size: 24px;\n  line-height: 1.25;\n  font-weight: 700;\n  letter-spacing: -0.02em;\n}\n.qr-calculator h3 {\n  margin-bottom: 8px;\n  font-size: 18px;\n  line-height: 1.35;\n  font-weight: 650;\n}\n.qr-calculator a {\n  color: var(--primary);\n  text-decoration-thickness: 1px;\n  text-underline-offset: 3px;\n}\n.qr-calculator a:hover {\n  text-decoration-thickness: 2px;\n}\n.qr-header {\n  padding: 24px;\n  border: 1px solid var(--border);\n  border-radius: 8px 8px 0 0;\n  background: linear-gradient(180deg, #ffffff 0%, var(--tint) 100%);\n}\n.qr-header-copy {\n  max-width: 760px;\n  margin-bottom: 16px;\n  color: var(--muted);\n}\n.qr-summary-pills {\n  display: flex;\n  flex-wrap: wrap;\n  gap: 8px;\n}\n.qr-pill {\n  display: inline-flex;\n  align-items: center;\n  gap: 8px;\n  min-height: 32px;\n  padding: 6px 10px;\n  border: 1px solid var(--border);\n  border-radius: 999px;\n  background: var(--surface);\n  color: var(--muted);\n  font-size: 13px;\n  font-weight: 500;\n  white-space: nowrap;\n}\n.qr-pill strong {\n  color: var(--ink);\n  font-variant-numeric: tabular-nums;\n}\n.qr-toolbar {\n  display: flex;\n  flex-wrap: wrap;\n  align-items: center;\n  gap: 8px;\n  padding: 16px 24px;\n  border-right: 1px solid var(--border);\n  border-bottom: 1px solid var(--border);\n  border-left: 1px solid var(--border);\n  background: var(--surface);\n}\n.qr-button {\n  display: inline-flex;\n  align-items: center;\n  justify-content: center;\n  gap: 10px;\n  min-height: 44px;\n  padding: 12px 18px;\n  border: 1px solid transparent;\n  border-radius: 6px;\n  font: inherit;\n  font-weight: 650;\n  line-height: 1;\n  cursor: pointer;\n  white-space: nowrap;\n  transition: background-color .15s ease, border-color .15s ease, box-shadow .15s ease, transform .15s ease;\n}\n.qr-button:hover {\n  box-shadow: 0 2px 5px rgba(15, 23, 42, .12);\n}\n.qr-button:active {\n  transform: translateY(1px);\n}\n.qr-button:focus-visible,\n.qr-calculator input:focus-visible,\n.qr-calculator select:focus-visible,\n.qr-calculator summary:focus-visible,\n.qr-calculator a:focus-visible {\n  outline: 3px solid rgba(29, 78, 216, .35);\n  outline-offset: 2px;\n}\n.qr-button-primary {\n  background: var(--accent);\n  color: #ffffff;\n}\n.qr-button-primary:hover {\n  background: var(--accent-hover);\n}\n.qr-button-secondary {\n  border-color: #cbd5e1;\n  background: var(--surface);\n  color: var(--ink);\n}\n.qr-button-secondary:hover {\n  background: var(--tint);\n  border-color: #94a3b8;\n}\n.qr-button-icon {\n  width: 20px;\n  height: 20px;\n  flex: 0 0 20px;\n}\n.qr-workspace {\n  display: grid;\n  grid-template-columns: minmax(0, 1fr);\n  gap: 16px;\n  padding: 24px;\n  border-right: 1px solid var(--border);\n  border-bottom: 1px solid var(--border);\n  border-left: 1px solid var(--border);\n  background: var(--tint);\n}\n.qr-card {\n  padding: 20px;\n  border: 1px solid var(--border);\n  border-radius: 8px;\n  background: var(--surface);\n  box-shadow: 0 1px 2px rgba(15, 23, 42, .06);\n}\n.qr-card-header {\n  margin-bottom: 16px;\n}\n.qr-card-header p {\n  margin-bottom: 0;\n  color: var(--muted);\n  font-size: 13px;\n  font-weight: 500;\n}\n.qr-input-grid {\n  display: grid;\n  grid-template-columns: repeat(auto-fit, minmax(min(100%, 240px), 1fr));\n  gap: 16px;\n}\n.qr-field {\n  display: flex;\n  flex-direction: column;\n  gap: 6px;\n}\n.qr-label {\n  display: block;\n  font-size: 14px;\n  font-weight: 600;\n  line-height: 1.35;\n}\n.qr-control-wrap {\n  position: relative;\n}\n.qr-control {\n  width: 100%;\n  min-height: 44px;\n  padding: 10px 12px;\n  border: 1px solid #cbd5e1;\n  border-radius: 6px;\n  background: #ffffff;\n  color: var(--ink);\n  font: inherit;\n  font-variant-numeric: tabular-nums;\n  box-shadow: inset 0 1px 1px rgba(15, 23, 42, .03);\n}\n.qr-control:hover {\n  border-color: #94a3b8;\n}\n.qr-control[aria-invalid=\"true\"] {\n  border-color: var(--danger);\n}\n.qr-helper {\n  min-height: 40px;\n  margin: 0;\n  color: var(--muted);\n  font-size: 13px;\n  font-weight: 500;\n  line-height: 1.45;\n}\n.qr-error {\n  min-height: 19px;\n  margin: 0;\n  color: var(--danger);\n  font-size: 13px;\n  font-weight: 600;\n}\n.qr-formula-plate {\n  margin-top: 16px;\n  padding: 12px;\n  border: 1px solid #bfdbfe;\n  border-radius: 6px;\n  background: #eff6ff;\n  color: #1e3a8a;\n  font-size: 13px;\n  font-weight: 600;\n  text-align: center;\n  font-variant-numeric: tabular-nums;\n}\n.qr-results {\n  display: flex;\n  flex-direction: column;\n  gap: 16px;\n}\n.qr-primary-result {\n  padding: 20px;\n  border: 1px solid #bfdbfe;\n  border-radius: 8px;\n  background: #eff6ff;\n}\n.qr-primary-label {\n  margin-bottom: 4px;\n  color: #1e3a8a;\n  font-size: 13px;\n  font-weight: 650;\n  text-transform: uppercase;\n  letter-spacing: .04em;\n}\n.qr-primary-value {\n  margin-bottom: 6px;\n  color: #1e3a8a;\n  font-size: 30px;\n  line-height: 1.15;\n  font-weight: 700;\n  letter-spacing: -0.02em;\n  font-variant-numeric: tabular-nums;\n}\n.qr-primary-copy {\n  margin-bottom: 0;\n  color: #1e3a8a;\n  font-size: 13px;\n  font-weight: 500;\n}\n.qr-metric-grid {\n  display: grid;\n  grid-template-columns: repeat(2, minmax(0, 1fr));\n  gap: 12px;\n}\n.qr-metric {\n  padding: 14px;\n  border: 1px solid var(--border);\n  border-radius: 8px;\n  background: var(--surface);\n}\n.qr-metric-label {\n  margin-bottom: 4px;\n  color: var(--muted);\n  font-size: 13px;\n  font-weight: 600;\n}\n.qr-metric-value {\n  margin: 0;\n  color: var(--ink);\n  font-size: 20px;\n  line-height: 1.25;\n  font-weight: 700;\n  font-variant-numeric: tabular-nums;\n}\n.qr-status {\n  display: inline-flex;\n  align-items: center;\n  align-self: flex-start;\n  min-height: 32px;\n  padding: 6px 10px;\n  border-radius: 999px;\n  background: #f1f5f9;\n  color: var(--muted);\n  font-size: 13px;\n  font-weight: 650;\n}\n.qr-status[data-qr-tone=\"success\"] {\n  background: #dcfce7;\n  color: var(--success);\n}\n.qr-status[data-qr-tone=\"warning\"] {\n  background: #fef3c7;\n  color: var(--warning);\n}\n.qr-status[data-qr-tone=\"danger\"] {\n  background: #fee2e2;\n  color: var(--danger);\n}\n.qr-section {\n  padding: 24px;\n  border-right: 1px solid var(--border);\n  border-bottom: 1px solid var(--border);\n  border-left: 1px solid var(--border);\n  background: var(--surface);\n}\n.qr-section-heading {\n  margin-bottom: 16px;\n}\n.qr-section-heading p {\n  margin-bottom: 0;\n  color: var(--muted);\n  font-size: 13px;\n  font-weight: 500;\n}\n.qr-chart-card {\n  padding: 20px;\n  border: 1px solid var(--border);\n  border-radius: 8px;\n  background: var(--surface);\n  box-shadow: 0 1px 2px rgba(15, 23, 42, .06);\n}\n.qr-chart-intro {\n  max-width: 760px;\n  margin-bottom: 16px;\n  color: var(--muted);\n  font-size: 13px;\n  font-weight: 500;\n}\n.qr-chart-cluster {\n  display: grid;\n  grid-template-columns: minmax(0, 1fr);\n  align-items: center;\n  justify-content: center;\n  gap: 20px;\n  max-width: 760px;\n  margin: 0 auto;\n}\n.qr-plot-wrap {\n  display: flex;\n  align-items: center;\n  justify-content: center;\n  width: 100%;\n  max-width: 320px;\n  margin: 0 auto;\n}\n.qr-chart-svg {\n  display: block;\n  width: 100%;\n  height: auto;\n  max-width: 320px;\n  overflow: visible;\n}\n.qr-donut-track {\n  fill: none;\n  stroke: #e2e8f0;\n  stroke-width: 44;\n}\n.qr-donut-segment {\n  fill: none;\n  stroke-width: 44;\n  stroke-linecap: butt;\n}\n.qr-donut-total-label {\n  fill: var(--muted);\n  font-size: 13px;\n  font-weight: 650;\n  text-anchor: middle;\n}\n.qr-donut-total-value {\n  fill: var(--ink);\n  font-size: 22px;\n  font-weight: 700;\n  text-anchor: middle;\n  font-variant-numeric: tabular-nums;\n}\n.qr-chart-side {\n  display: flex;\n  flex-direction: column;\n  gap: 16px;\n}\n.qr-legend {\n  display: grid;\n  gap: 10px;\n}\n.qr-legend-row {\n  display: grid;\n  grid-template-columns: 12px minmax(0, max-content) minmax(0, max-content) minmax(0, max-content);\n  align-items: center;\n  justify-content: start;\n  gap: 8px 12px;\n  font-size: 13px;\n  font-weight: 500;\n}\n.qr-legend-swatch {\n  width: 12px;\n  height: 12px;\n  border-radius: 3px;\n}\n.qr-legend-label {\n  color: var(--ink);\n}\n.qr-legend-value,\n.qr-legend-percent {\n  color: var(--muted);\n  font-variant-numeric: tabular-nums;\n}\n.qr-chart-caption {\n  margin-top: 16px;\n  padding: 10px 12px;\n  border: 1px solid var(--border);\n  border-radius: 6px;\n  background: var(--tint);\n  color: var(--muted);\n  font-size: 13px;\n  font-weight: 500;\n}\n.qr-empty-state {\n  display: none;\n  max-width: 520px;\n  margin: 8px auto 0;\n  padding: 12px;\n  border: 1px dashed #cbd5e1;\n  border-radius: 6px;\n  background: var(--tint);\n  color: var(--muted);\n  font-size: 13px;\n  font-weight: 600;\n  text-align: center;\n}\n.qr-chart-card.qr-is-empty .qr-chart-cluster,\n.qr-chart-card.qr-is-empty .qr-chart-caption {\n  display: none;\n}\n.qr-chart-card.qr-is-empty .qr-empty-state {\n  display: block;\n}\n.qr-safe-stack .qr-chart-cluster {\n  grid-template-columns: minmax(0, 1fr) !important;\n  gap: 20px !important;\n  max-width: 560px;\n}\n.qr-safe-stack .qr-chart-side {\n  gap: 16px;\n}\n.qr-safe-stack .qr-chart-caption {\n  margin-top: 16px !important;\n}\n.qr-table-card {\n  padding: 20px;\n  border: 1px solid var(--border);\n  border-radius: 8px;\n  background: var(--surface);\n  box-shadow: 0 1px 2px rgba(15, 23, 42, .06);\n}\n.qr-table-wrap {\n  width: 100%;\n  max-width: 100%;\n  overflow-x: auto;\n  border: 1px solid var(--border);\n  border-radius: 6px;\n}\n.qr-table {\n  width: 100%;\n  min-width: 720px;\n  border-collapse: collapse;\n  color: var(--ink);\n  font-size: 13px;\n}\n.qr-table th,\n.qr-table td {\n  padding: 11px 12px;\n  border-bottom: 1px solid var(--border);\n  text-align: left;\n  vertical-align: top;\n}\n.qr-table th {\n  background: #1e3a8a;\n  color: #ffffff;\n  font-weight: 700;\n}\n.qr-table td.qr-number,\n.qr-table th.qr-number {\n  text-align: right;\n  font-variant-numeric: tabular-nums;\n  white-space: nowrap;\n}\n.qr-table tbody tr:last-child td {\n  border-bottom: 0;\n}\n.qr-table tbody tr:hover td {\n  background: #f8fafc;\n}\n.qr-table-note {\n  margin-top: 16px;\n  padding: 10px 12px;\n  border: 1px solid var(--border);\n  border-radius: 6px;\n  background: var(--tint);\n  color: var(--muted);\n  font-size: 13px;\n  font-weight: 500;\n}\n.qr-safe-table-stack .qr-table-note {\n  margin-top: 20px !important;\n}\n.qr-education {\n  padding: 24px;\n  border-right: 1px solid var(--border);\n  border-bottom: 1px solid var(--border);\n  border-left: 1px solid var(--border);\n  border-radius: 0 0 8px 8px;\n  background: var(--surface);\n}\n.qr-education-content {\n  max-width: 860px;\n}\n.qr-education h2 {\n  margin-top: 28px;\n  font-size: 22px;\n}\n.qr-education h2:first-child {\n  margin-top: 0;\n}\n.qr-education h3 {\n  margin-top: 20px;\n}\n.qr-education p {\n  margin-bottom: 14px;\n  color: #334155;\n}\n.qr-education ul {\n  margin: 0 0 16px;\n  padding-left: 20px;\n  color: #334155;\n}\n.qr-education li + li {\n  margin-top: 8px;\n}\n.qr-inline-formula {\n  padding: 2px 6px;\n  border-radius: 4px;\n  background: #eef2ff;\n  color: #3730a3;\n  font-weight: 650;\n  font-variant-numeric: tabular-nums;\n}\n.qr-screen-reader {\n  position: absolute !important;\n  width: 1px !important;\n  height: 1px !important;\n  padding: 0 !important;\n  margin: -1px !important;\n  overflow: hidden !important;\n  clip: rect(0, 0, 0, 0) !important;\n  white-space: nowrap !important;\n  border: 0 !important;\n}\n@container (min-width: 640px) {\n  .qr-chart-cluster {\n    grid-template-columns: minmax(260px, 320px) minmax(0, 1fr);\n    gap: 24px;\n  }\n}\n@container (min-width: 900px) {\n  .qr-workspace {\n    grid-template-columns: minmax(0, 1.12fr) minmax(320px, .88fr);\n  }\n}\n@container (max-width: 639px) {\n  .qr-header,\n  .qr-toolbar,\n  .qr-workspace,\n  .qr-section,\n  .qr-education {\n    padding: 16px;\n  }\n  .qr-card,\n  .qr-chart-card,\n  .qr-table-card {\n    padding: 16px;\n  }\n  .qr-metric-grid {\n    grid-template-columns: minmax(0, 1fr);\n  }\n  .qr-legend-row {\n    grid-template-columns: 12px minmax(0, 1fr) max-content;\n  }\n  .qr-legend-percent {\n    grid-column: 2 \/ 4;\n    padding-left: 0;\n  }\n  .qr-button {\n    width: 100%;\n  }\n}\n\u003c\/style\u003e\n\u003cdiv class=\"qr-calculator\" data-calculator-root\u003e\n  \u003csection class=\"qr-header\"\u003e\n    \u003ch2\u003eQuick Ratio Calculator\u003c\/h2\u003e\n    \u003cp class=\"qr-header-copy\"\u003eMeasure whether cash, marketable securities, and receivables can cover current liabilities without relying on inventory sales.\u003c\/p\u003e\n    \u003cdiv class=\"qr-summary-pills\" aria-label=\"Live liquidity summary\"\u003e\n      \u003cspan class=\"qr-pill\"\u003eQuick assets \u003cstrong data-qr-pill=\"assets\"\u003e$150,000.00\u003c\/strong\u003e\u003c\/span\u003e\n      \u003cspan class=\"qr-pill\"\u003eLiabilities \u003cstrong data-qr-pill=\"liabilities\"\u003e$100,000.00\u003c\/strong\u003e\u003c\/span\u003e\n      \u003cspan class=\"qr-pill\"\u003eCoverage \u003cstrong data-qr-pill=\"coverage\"\u003e150.00%\u003c\/strong\u003e\u003c\/span\u003e\n      \u003cspan class=\"qr-pill\"\u003eStatus \u003cstrong data-qr-pill=\"status\"\u003eAbove 1.0\u003c\/strong\u003e\u003c\/span\u003e\n    \u003c\/div\u003e\n  \u003c\/section\u003e\n\n  \u003cdiv class=\"qr-toolbar\" aria-label=\"Calculator actions\"\u003e\n    \u003cbutton class=\"qr-button qr-button-primary\" type=\"button\" data-qr-action=\"download\"\u003e\n      \u003csvg class=\"qr-button-icon\" viewbox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"\u003e\n        \u003cpath fill=\"currentColor\" d=\"M6 2h9l3 3v6h-2V6h-2V4H6v16h10v-5h2v7H4V2h2zm5 8h2v5.17l1.59-1.58L16 15l-4 4-4-4 1.41-1.41L11 15.17V10z\"\u003e\u003c\/path\u003e\n      \u003c\/svg\u003e\n      \u003cspan\u003eDownload Excel\u003c\/span\u003e\n    \u003c\/button\u003e\n    \u003cbutton class=\"qr-button qr-button-secondary\" type=\"button\" data-qr-action=\"reset\"\u003eReset\u003c\/button\u003e\n  \u003c\/div\u003e\n\n  \u003csection class=\"qr-workspace\"\u003e\n    \u003cdiv class=\"qr-card\"\u003e\n      \u003cdiv class=\"qr-card-header\"\u003e\n        \u003ch3\u003eLiquidity inputs\u003c\/h3\u003e\n        \u003cp\u003eEnter amounts from the same balance-sheet date and in the same currency.\u003c\/p\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"qr-input-grid\"\u003e\n        \u003cdiv class=\"qr-field\"\u003e\n          \u003clabel class=\"qr-label\" for=\"qr-cash\"\u003eCash and cash equivalents\u003c\/label\u003e\n          \u003cdiv class=\"qr-control-wrap\"\u003e\n            \u003cinput class=\"qr-control\" id=\"qr-cash\" data-qr-input=\"cash\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" value=\"$50,000.00\" aria-describedby=\"qr-cash-help qr-cash-error\"\u003e\n          \u003c\/div\u003e\n          \u003cp class=\"qr-helper\" id=\"qr-cash-help\"\u003eBank balances, petty cash, and highly liquid cash equivalents.\u003c\/p\u003e\n          \u003cp class=\"qr-error\" id=\"qr-cash-error\" data-qr-error=\"cash\" aria-live=\"polite\"\u003e\u003c\/p\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"qr-field\"\u003e\n          \u003clabel class=\"qr-label\" for=\"qr-securities\"\u003eMarketable securities\u003c\/label\u003e\n          \u003cdiv class=\"qr-control-wrap\"\u003e\n            \u003cinput class=\"qr-control\" id=\"qr-securities\" data-qr-input=\"securities\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" value=\"$25,000.00\" aria-describedby=\"qr-securities-help qr-securities-error\"\u003e\n          \u003c\/div\u003e\n          \u003cp class=\"qr-helper\" id=\"qr-securities-help\"\u003eShort-term investments that can be converted to cash quickly.\u003c\/p\u003e\n          \u003cp class=\"qr-error\" id=\"qr-securities-error\" data-qr-error=\"securities\" aria-live=\"polite\"\u003e\u003c\/p\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"qr-field\"\u003e\n          \u003clabel class=\"qr-label\" for=\"qr-receivables\"\u003eAccounts receivable\u003c\/label\u003e\n          \u003cdiv class=\"qr-control-wrap\"\u003e\n            \u003cinput class=\"qr-control\" id=\"qr-receivables\" data-qr-input=\"receivables\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" value=\"$75,000.00\" aria-describedby=\"qr-receivables-help qr-receivables-error\"\u003e\n          \u003c\/div\u003e\n          \u003cp class=\"qr-helper\" id=\"qr-receivables-help\"\u003eCustomer balances expected to be collected in the near term.\u003c\/p\u003e\n          \u003cp class=\"qr-error\" id=\"qr-receivables-error\" data-qr-error=\"receivables\" aria-live=\"polite\"\u003e\u003c\/p\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"qr-field\"\u003e\n          \u003clabel class=\"qr-label\" for=\"qr-liabilities\"\u003eCurrent liabilities\u003c\/label\u003e\n          \u003cdiv class=\"qr-control-wrap\"\u003e\n            \u003cinput class=\"qr-control\" id=\"qr-liabilities\" data-qr-input=\"liabilities\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" value=\"$100,000.00\" aria-describedby=\"qr-liabilities-help qr-liabilities-error\"\u003e\n          \u003c\/div\u003e\n          \u003cp class=\"qr-helper\" id=\"qr-liabilities-help\"\u003eObligations due within the operating cycle or the next year.\u003c\/p\u003e\n          \u003cp class=\"qr-error\" id=\"qr-liabilities-error\" data-qr-error=\"liabilities\" aria-live=\"polite\"\u003e\u003c\/p\u003e\n        \u003c\/div\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"qr-formula-plate\" aria-label=\"Quick ratio formula\"\u003eQuick ratio = (cash + marketable securities + accounts receivable) ÷ current liabilities\u003c\/div\u003e\n    \u003c\/div\u003e\n\n    \u003caside class=\"qr-results\" aria-label=\"Quick ratio results\"\u003e\n      \u003cdiv class=\"qr-primary-result\"\u003e\n        \u003cp class=\"qr-primary-label\"\u003eQuick ratio\u003c\/p\u003e\n        \u003cdiv class=\"qr-primary-value\" data-qr-output=\"ratio\"\u003e1.50\u003c\/div\u003e\n        \u003cp class=\"qr-primary-copy\" data-qr-output=\"interpretation\"\u003eQuick assets exceed current liabilities by 50.00%.\u003c\/p\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"qr-metric-grid\"\u003e\n        \u003cdiv class=\"qr-metric\"\u003e\n          \u003cp class=\"qr-metric-label\"\u003eTotal quick assets\u003c\/p\u003e\n          \u003cp class=\"qr-metric-value\" data-qr-output=\"quickAssets\"\u003e$150,000.00\u003c\/p\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"qr-metric\"\u003e\n          \u003cp class=\"qr-metric-label\"\u003eSurplus \/ shortfall\u003c\/p\u003e\n          \u003cp class=\"qr-metric-value\" data-qr-output=\"surplus\"\u003e$50,000.00\u003c\/p\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"qr-metric\"\u003e\n          \u003cp class=\"qr-metric-label\"\u003eLiability coverage\u003c\/p\u003e\n          \u003cp class=\"qr-metric-value\" data-qr-output=\"coverage\"\u003e150.00%\u003c\/p\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"qr-metric\"\u003e\n          \u003cp class=\"qr-metric-label\"\u003eGap to 1.0 ratio\u003c\/p\u003e\n          \u003cp class=\"qr-metric-value\" data-qr-output=\"gap\"\u003e$0.00\u003c\/p\u003e\n        \u003c\/div\u003e\n      \u003c\/div\u003e\n      \u003cspan class=\"qr-status\" data-qr-output=\"status\" data-qr-tone=\"success\"\u003eAbove 1.0 benchmark\u003c\/span\u003e\n      \u003cdiv class=\"qr-screen-reader\" aria-live=\"polite\" data-qr-live\u003eQuick ratio 1.50. Quick assets are $150,000.00 and current liabilities are $100,000.00.\u003c\/div\u003e\n    \u003c\/aside\u003e\n  \u003c\/section\u003e\n\n  \u003csection class=\"qr-section qr-breakdown\"\u003e\n    \u003cdiv class=\"qr-section-heading\"\u003e\n      \u003ch3\u003eQuick asset composition\u003c\/h3\u003e\n      \u003cp\u003eThe chart and legend use the same live values as the calculator and Excel workbook.\u003c\/p\u003e\n    \u003c\/div\u003e\n    \u003cdiv class=\"qr-chart-card\" data-qr-chart-card\u003e\n      \u003cp class=\"qr-chart-intro\" data-qr-chart-intro\u003eAccounts receivable is the largest quick-asset component at 50.00% of the total.\u003c\/p\u003e\n      \u003cdiv class=\"qr-chart-cluster\"\u003e\n        \u003cdiv class=\"qr-plot-wrap\" data-qr-plot-wrap\u003e\n          \u003csvg class=\"qr-chart-svg\" data-qr-chart viewbox=\"0 0 320 320\" role=\"img\" aria-label=\"Quick asset composition chart\"\u003e\u003c\/svg\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"qr-chart-side\"\u003e\n          \u003cdiv class=\"qr-legend\" data-qr-legend aria-label=\"Quick asset legend\"\u003e\u003c\/div\u003e\n          \u003cdiv class=\"qr-table-wrap\" data-qr-chart-table-wrap\u003e\n            \u003ctable class=\"qr-table\" aria-label=\"Quick asset chart data\"\u003e\n              \u003cthead\u003e\n                \u003ctr\u003e\n                  \u003cth\u003eQuick asset\u003c\/th\u003e\n                  \u003cth class=\"qr-number\"\u003eAmount\u003c\/th\u003e\n                  \u003cth class=\"qr-number\"\u003eShare\u003c\/th\u003e\n                \u003c\/tr\u003e\n              \u003c\/thead\u003e\n              \u003ctbody data-qr-chart-table\u003e\u003c\/tbody\u003e\n            \u003c\/table\u003e\n          \u003c\/div\u003e\n        \u003c\/div\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"qr-chart-caption\" data-qr-chart-caption\u003eQuick assets total $150,000.00. Compare the mix with collection risk and the timing of each obligation.\u003c\/div\u003e\n      \u003cdiv class=\"qr-empty-state\" data-qr-chart-empty\u003eEnter quick-asset values above to see the breakdown.\u003c\/div\u003e\n    \u003c\/div\u003e\n  \u003c\/section\u003e\n\n  \u003csection class=\"qr-section qr-table-section\"\u003e\n    \u003cdiv class=\"qr-section-heading\"\u003e\n      \u003ch3\u003eLiquidity detail\u003c\/h3\u003e\n      \u003cp\u003eEach line shows its contribution to quick assets and its direct coverage of current liabilities.\u003c\/p\u003e\n    \u003c\/div\u003e\n    \u003cdiv class=\"qr-table-card\" data-qr-table-card\u003e\n      \u003cdiv class=\"qr-table-wrap\" data-qr-table-wrap\u003e\n        \u003ctable class=\"qr-table\" aria-label=\"Quick ratio liquidity detail\"\u003e\n          \u003cthead\u003e\n            \u003ctr\u003e\n              \u003cth\u003eMetric\u003c\/th\u003e\n              \u003cth class=\"qr-number\"\u003eAmount\u003c\/th\u003e\n              \u003cth class=\"qr-number\"\u003eShare of quick assets\u003c\/th\u003e\n              \u003cth class=\"qr-number\"\u003eCoverage of liabilities\u003c\/th\u003e\n            \u003c\/tr\u003e\n          \u003c\/thead\u003e\n          \u003ctbody data-qr-detail-table\u003e\u003c\/tbody\u003e\n        \u003c\/table\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"qr-table-note\" data-qr-table-note\u003eCoverage percentages are undefined when current liabilities are zero. A ratio above 1.0 is not automatically optimal; compare it with industry norms, collection quality, and prior periods.\u003c\/div\u003e\n    \u003c\/div\u003e\n  \u003c\/section\u003e\n\n  \u003csection class=\"qr-education\"\u003e\n    \u003cdiv class=\"qr-education-content\"\u003e\n      \u003ch2\u003eWhat does the quick ratio estimate?\u003c\/h2\u003e\n      \u003cp\u003eThe quick ratio, also called the acid-test ratio, estimates whether a business can meet current liabilities using assets that are generally expected to become cash quickly. It intentionally excludes inventory and most prepaid expenses. The calculator adds cash and cash equivalents, marketable securities, and accounts receivable, then divides that total by current liabilities. A result of 1.00 means the selected quick assets equal the selected short-term obligations. A result of 1.50 means there are $1.50 of quick assets for every $1.00 of current liabilities.\u003c\/p\u003e\n      \u003cp\u003eUse figures from the same reporting date. Mixing a quarter-end cash balance with year-end liabilities can create a ratio that never existed. The \u003ca href=\"https:\/\/www.investor.gov\/introduction-investing\/investing-basics\/how-read-financial-statements\" target=\"_blank\" rel=\"noopener noreferrer\"\u003eSEC guide to reading financial statements\u003c\/a\u003e explains how the balance sheet connects assets, liabilities, and equity, while \u003ca href=\"https:\/\/www.ifrs.org\/issued-standards\/list-of-standards\/ias-1-presentation-of-financial-statements\/\" target=\"_blank\" rel=\"noopener noreferrer\"\u003eIAS 1\u003c\/a\u003e provides the broader presentation framework used in IFRS reporting.\u003c\/p\u003e\n\n      \u003ch2\u003eHow should each input be entered?\u003c\/h2\u003e\n      \u003ch3\u003eCash and cash equivalents\u003c\/h3\u003e\n      \u003cp\u003eEnter unrestricted cash, demand deposits, and qualifying cash equivalents. Use the balance-sheet amount, not an average bank balance. Restricted cash may not be available to pay ordinary current liabilities, so include it only when the restriction and obligation are aligned. A higher cash balance increases the quick ratio dollar for dollar. A common mistake is including unused credit facilities: borrowing capacity is not a quick asset because drawing it creates a new liability.\u003c\/p\u003e\n\n      \u003ch3\u003eMarketable securities\u003c\/h3\u003e\n      \u003cp\u003eEnter short-term investments that can be sold promptly with limited price uncertainty. Treasury bills and actively traded short-duration securities may qualify; strategic equity holdings, illiquid private investments, and long-term securities usually do not. Use current carrying values consistent with the financial statements. Higher marketable securities increase both total quick assets and the ratio, but the chart helps reveal when liquidity depends heavily on investment liquidation rather than operating cash.\u003c\/p\u003e\n\n      \u003ch3\u003eAccounts receivable\u003c\/h3\u003e\n      \u003cp\u003eEnter trade receivables expected to be collected in the near term, preferably net of the allowance for doubtful accounts. Gross receivables can overstate liquidity when customers are slow, disputed balances are material, or concentrations are high. The ratio rises as receivables rise, yet that improvement may be misleading if days sales outstanding also increases. Review aging schedules and subsequent collections before treating all receivables as equally liquid.\u003c\/p\u003e\n\n      \u003ch3\u003eCurrent liabilities\u003c\/h3\u003e\n      \u003cp\u003eEnter obligations classified as current on the same balance sheet: accounts payable, accrued expenses, short-term borrowings, taxes payable, current lease obligations, and the current portion of long-term debt where applicable. Higher liabilities reduce the quick ratio. Entering zero is allowed, but the ratio becomes undefined because division by zero has no meaningful interpretation. The calculator still reports quick assets, while coverage percentages display a dash.\u003c\/p\u003e\n\n      \u003ch2\u003eHow are the results calculated and interpreted?\u003c\/h2\u003e\n      \u003cp\u003eThe core model is \u003cspan class=\"qr-inline-formula\"\u003equick ratio = quick assets ÷ current liabilities\u003c\/span\u003e, where quick assets equal the three asset inputs. The total quick assets result shows the numerator. Surplus or shortfall subtracts current liabilities from quick assets. Liability coverage expresses the same relationship as a percentage. The gap to a 1.0 ratio shows how much additional quick asset value would be required to reach dollar-for-dollar coverage; once the ratio reaches 1.0, that gap is zero.\u003c\/p\u003e\n      \u003cp\u003eA ratio below 1.0 means the selected quick assets are less than current liabilities at that moment. A ratio near or above 1.0 often indicates a stronger immediate liquidity position, but the appropriate level varies by business model. Subscription businesses with predictable cash inflows may operate differently from seasonal distributors or project-based contractors. Very high ratios can reflect a strong buffer, but they can also indicate idle cash, conservative working-capital deployment, or weak reinvestment. Compare the ratio with prior periods, peer companies, debt covenants, and cash-flow forecasts rather than using one universal cutoff. Investopedia’s \u003ca href=\"https:\/\/www.investopedia.com\/terms\/q\/quickratio.asp\" target=\"_blank\" rel=\"noopener noreferrer\"\u003equick ratio overview\u003c\/a\u003e provides additional context on common interpretations.\u003c\/p\u003e\n\n      \u003ch2\u003eWhat do the chart and table reveal?\u003c\/h2\u003e\n      \u003cp\u003eThe donut chart divides total quick assets into cash, marketable securities, and receivables. Each segment, legend value, percentage, and chart-data row comes from the same calculation model. A cash-heavy mix is usually more immediately available than a receivables-heavy mix, even when the total ratio is identical. The liquidity detail table adds two views: each component’s share of quick assets and the percentage of current liabilities it could cover by itself. The surplus or shortfall row shows the overall buffer after current liabilities are deducted.\u003c\/p\u003e\n      \u003cp\u003eAfter resetting, all values become zero and the chart switches to a compact empty state instead of drawing a placeholder. Entering one nonzero asset produces a clearly labeled 100% category. Download Excel captures the current inputs, outputs, breakdown, detail rows, and methodology at the moment of download, which is useful for review files and recurring reporting.\u003c\/p\u003e\n\n      \u003ch2\u003eWhat are the main limitations and common mistakes?\u003c\/h2\u003e\n      \u003cul\u003e\n        \u003cli\u003eThe quick ratio is a point-in-time measure. It does not replace a weekly cash forecast or a maturity schedule.\u003c\/li\u003e\n        \u003cli\u003eReceivables quality matters. Overdue or concentrated balances may be less liquid than their accounting value suggests.\u003c\/li\u003e\n        \u003cli\u003eClassification policies can differ across companies and accounting frameworks, so peer comparisons require consistent definitions.\u003c\/li\u003e\n        \u003cli\u003eSeasonal balance sheets can make one reporting date unusually strong or weak. Review several periods.\u003c\/li\u003e\n        \u003cli\u003eA healthy ratio does not guarantee profitability, positive operating cash flow, or access to financing.\u003c\/li\u003e\n      \u003c\/ul\u003e\n      \u003cp\u003eFor broader working-capital planning, the \u003ca href=\"https:\/\/www.sba.gov\/business-guide\/manage-your-business\/manage-your-finances\" target=\"_blank\" rel=\"noopener noreferrer\"\u003eU.S. Small Business Administration finance guidance\u003c\/a\u003e emphasizes bookkeeping, cash-flow visibility, and financial statement review. This calculator is an analytical aid and does not provide personalized accounting, lending, tax, or investment advice.\u003c\/p\u003e\n    \u003c\/div\u003e\n  \u003c\/section\u003e\n\u003c\/div\u003e","brand":"FinancialModelsLab","offers":[{"title":"Default Title","offer_id":49909489729779,"sku":"quick-ratio","price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0522\/6191\/2762\/files\/quick-ratio.webp?v=1783935585","url":"https:\/\/financialmodelslab.com\/products\/quick-ratio","provider":"Financial Models Lab","version":"1.0","type":"link"}