{"product_id":"real-estate-commission","title":"Real Estate Commission Calculator","description":"\u003cstyle\u003e\n.rec-calculator {\n  --ink: #0f172a;\n  --muted: #475569;\n  --border: #e2e8f0;\n  --surface: #ffffff;\n  --tint: #f8fafc;\n  --primary: #1d4ed8;\n  --accent: #c2410c;\n  --accent-hover: #9a3412;\n  --chart-1: #1e40af;\n  --chart-2: #0d9488;\n  --chart-3: #7c3aed;\n  --chart-4: #be185d;\n  --chart-5: #334155;\n  width: 100%;\n  max-width: 1200px;\n  margin: 0 auto;\n  color: var(--ink);\n  background: var(--surface);\n  border: 1px solid var(--border);\n  border-radius: 8px;\n  box-shadow: 0 1px 2px rgba(15,23,42,.06);\n  font-family: -apple-system, BlinkMacSystemFont, \"Segoe UI\", Roboto, Helvetica, Arial, sans-serif;\n  font-size: 15px;\n  line-height: 1.55;\n  container-type: inline-size;\n}\n.rec-calculator, .rec-calculator *, .rec-calculator *::before, .rec-calculator *::after { box-sizing: border-box; }\n.rec-calculator * { min-width: 0; }\n.rec-calculator h2, .rec-calculator h3, .rec-calculator p { margin-top: 0; }\n.rec-calculator h2 { font-size: 24px; line-height: 1.25; font-weight: 700; letter-spacing: -.02em; margin-bottom: 8px; }\n.rec-calculator h3 { font-size: 18px; line-height: 1.35; font-weight: 650; margin-bottom: 12px; }\n.rec-calculator p { margin-bottom: 12px; }\n.rec-header { padding: 24px; border-bottom: 1px solid var(--border); background: var(--tint); border-radius: 8px 8px 0 0; }\n.rec-subtitle { color: var(--muted); max-width: 760px; margin-bottom: 16px !important; }\n.rec-pills { display: flex; flex-wrap: wrap; gap: 8px; }\n.rec-pill { display: inline-flex; align-items: baseline; gap: 8px; padding: 6px 10px; border: 1px solid var(--border); border-radius: 999px; background: var(--surface); color: var(--muted); font-size: 13px; font-weight: 500; }\n.rec-pill strong { color: var(--ink); font-variant-numeric: tabular-nums; }\n.rec-toolbar { display: flex; flex-wrap: wrap; align-items: center; gap: 12px; padding: 16px 24px; border-bottom: 1px solid var(--border); }\n.rec-button { min-height: 44px; border: 1px solid var(--border); border-radius: 6px; padding: 11px 16px; background: var(--surface); color: var(--ink); font: inherit; font-weight: 650; cursor: pointer; transition: box-shadow .15s ease, border-color .15s ease, background .15s ease; }\n.rec-button:hover { border-color: #94a3b8; box-shadow: 0 2px 6px rgba(15,23,42,.10); }\n.rec-button:focus-visible, .rec-input:focus-visible, .rec-summary-toggle:focus-visible, .rec-link:focus-visible { outline: 3px solid rgba(29,78,216,.35); outline-offset: 2px; }\n.rec-download { display: inline-flex; align-items: center; gap: 10px; padding: 12px 18px; color: #ffffff; background: var(--accent); border-color: var(--accent); white-space: nowrap; }\n.rec-download:hover { color: #ffffff; background: var(--accent-hover); border-color: var(--accent-hover); }\n.rec-download:active { background: #7c2d12; }\n.rec-icon { width: 18px; height: 18px; flex: 0 0 auto; }\n.rec-workspace { display: grid; grid-template-columns: 1fr; gap: 24px; padding: 24px; border-bottom: 1px solid var(--border); }\n.rec-panel { min-width: 0; }\n.rec-panel-title { display: flex; align-items: baseline; justify-content: flex-start; gap: 8px; margin-bottom: 16px; }\n.rec-panel-title span { color: var(--muted); font-size: 13px; font-weight: 500; }\n.rec-fields { display: grid; grid-template-columns: repeat(auto-fit, minmax(210px, 1fr)); gap: 16px; align-items: start; }\n.rec-field { display: flex; flex-direction: column; gap: 8px; min-width: 0; }\n.rec-label { display: block; font-size: 14px; font-weight: 600; color: var(--ink); }\n.rec-input-wrap { position: relative; min-width: 0; }\n.rec-input { width: 100%; min-height: 44px; border: 1px solid #cbd5e1; border-radius: 6px; padding: 10px 12px; color: var(--ink); background: var(--surface); font: inherit; font-size: 15px; font-variant-numeric: tabular-nums; }\n.rec-input:hover { border-color: #94a3b8; }\n.rec-helper { color: var(--muted); font-size: 13px; font-weight: 500; line-height: 1.4; min-height: 36px; margin: 0 !important; }\n.rec-error { color: #b91c1c; font-size: 13px; font-weight: 600; line-height: 1.35; min-height: 18px; margin: 0 !important; }\n.rec-advanced { margin-top: 16px; border: 1px solid var(--border); border-radius: 6px; background: var(--tint); }\n.rec-summary-toggle { width: 100%; list-style: none; cursor: pointer; padding: 12px 16px; font-weight: 650; color: var(--ink); }\n.rec-summary-toggle::-webkit-details-marker { display: none; }\n.rec-summary-toggle::after { content: \"+\"; float: right; color: var(--primary); font-size: 18px; line-height: 1; }\n.rec-advanced[open] .rec-summary-toggle::after { content: \"−\"; }\n.rec-advanced-body { padding: 4px 16px 16px; }\n.rec-results { display: grid; gap: 16px; align-content: start; }\n.rec-primary { padding: 20px; border: 1px solid #bfdbfe; border-radius: 8px; background: #eff6ff; }\n.rec-primary-label { display: block; color: #1e3a8a; font-size: 13px; font-weight: 650; margin-bottom: 4px; }\n.rec-primary-value { display: block; font-size: 30px; line-height: 1.15; font-weight: 700; letter-spacing: -.02em; font-variant-numeric: tabular-nums; overflow-wrap: anywhere; }\n.rec-primary-note { color: var(--muted); font-size: 13px; font-weight: 500; margin: 8px 0 0 !important; }\n.rec-result-grid { display: grid; grid-template-columns: repeat(auto-fit, minmax(150px, 1fr)); gap: 12px; }\n.rec-result-card { padding: 16px; border: 1px solid var(--border); border-radius: 8px; background: var(--surface); }\n.rec-result-label { color: var(--muted); font-size: 13px; font-weight: 600; margin-bottom: 4px; }\n.rec-result-value { font-size: 20px; line-height: 1.25; font-weight: 700; font-variant-numeric: tabular-nums; overflow-wrap: anywhere; }\n.rec-formula { padding: 12px 14px; border-left: 3px solid var(--primary); background: var(--tint); color: var(--muted); font-size: 13px; border-radius: 0 6px 6px 0; }\n.rec-section { padding: 24px; border-bottom: 1px solid var(--border); }\n.rec-section:last-child { border-bottom: 0; }\n.rec-section-intro { color: var(--muted); max-width: 820px; }\n.rec-chart-card { border: 1px solid var(--border); border-radius: 8px; padding: 20px; background: var(--surface); }\n.rec-chart-cluster { display: grid; grid-template-columns: 1fr; gap: 20px; align-items: center; justify-items: center; max-width: 820px; margin: 0 auto; }\n.rec-chart-visual { width: min(100%, 320px); aspect-ratio: 1 \/ 1; display: grid; place-items: center; }\n.rec-chart-svg { display: block; width: 100%; height: auto; overflow: visible; }\n.rec-chart-center-label { fill: var(--muted); font-size: 13px; font-weight: 600; text-anchor: middle; }\n.rec-chart-center-value { fill: var(--ink); font-size: 22px; font-weight: 700; text-anchor: middle; font-variant-numeric: tabular-nums; }\n.rec-legend { display: grid; gap: 10px; width: 100%; max-width: 390px; }\n.rec-legend-row { display: grid; grid-template-columns: 12px minmax(100px, auto) auto auto; gap: 12px; align-items: center; justify-content: start; font-size: 13px; font-weight: 500; }\n.rec-swatch { width: 12px; height: 12px; border-radius: 3px; }\n.rec-legend-name { color: var(--ink); }\n.rec-legend-value, .rec-legend-percent { color: var(--muted); font-variant-numeric: tabular-nums; white-space: nowrap; }\n.rec-chart-callout { margin-top: 16px; padding: 10px 12px; border: 1px solid var(--border); border-radius: 6px; background: var(--tint); color: var(--muted); font-size: 13px; font-weight: 500; }\n.rec-chart-empty { width: 100%; max-width: 520px; margin: 0 auto; padding: 16px; border: 1px dashed #94a3b8; border-radius: 6px; text-align: center; color: var(--muted); background: var(--tint); }\n.rec-chart-summary { margin-top: 20px; }\n.rec-safe-chart-stack .rec-chart-cluster { grid-template-columns: 1fr !important; gap: 24px !important; }\n.rec-safe-chart-stack .rec-chart-callout { margin-top: 20px !important; }\n.rec-table-wrap { width: 100%; overflow-x: auto; border: 1px solid var(--border); border-radius: 8px; background: var(--surface); }\n.rec-table { width: 100%; min-width: 650px; border-collapse: collapse; font-size: 14px; font-variant-numeric: tabular-nums; }\n.rec-table th, .rec-table td { padding: 11px 12px; border-bottom: 1px solid var(--border); text-align: right; vertical-align: middle; }\n.rec-table th:first-child, .rec-table td:first-child { text-align: left; }\n.rec-table th { background: #0f2747; color: #ffffff; font-size: 13px; font-weight: 700; white-space: nowrap; }\n.rec-table tr:last-child td { border-bottom: 0; }\n.rec-table tbody tr:hover { background: var(--tint); }\n.rec-table .rec-current-row { background: #eff6ff; font-weight: 650; }\n.rec-table-note { margin-top: 16px; padding: 10px 12px; border: 1px solid var(--border); border-radius: 6px; background: var(--tint); color: var(--muted); font-size: 13px; font-weight: 500; }\n.rec-safe-table-stack .rec-table-note { margin-top: 20px !important; }\n.rec-education { max-width: 920px; }\n.rec-education h3 { margin-top: 24px; }\n.rec-education ul { margin: 0 0 16px 20px; padding: 0; }\n.rec-education li { margin-bottom: 8px; }\n.rec-link { color: var(--primary); text-decoration: underline; text-underline-offset: 2px; }\n.rec-link:hover { color: #1e40af; }\n.rec-visually-hidden { position: absolute !important; width: 1px !important; height: 1px !important; padding: 0 !important; margin: -1px !important; overflow: hidden !important; clip: rect(0,0,0,0) !important; white-space: nowrap !important; border: 0 !important; }\n@container (min-width: 640px) {\n  .rec-chart-cluster { grid-template-columns: minmax(260px, 320px) minmax(280px, 390px); gap: 24px; justify-content: center; justify-items: stretch; }\n}\n@container (min-width: 900px) {\n  .rec-workspace { grid-template-columns: minmax(0, 1fr) minmax(330px, .86fr); gap: 32px; }\n}\n@container (max-width: 639px) {\n  .rec-header, .rec-toolbar, .rec-workspace, .rec-section { padding-left: 16px; padding-right: 16px; }\n  .rec-header { padding-top: 20px; padding-bottom: 20px; }\n  .rec-fields { grid-template-columns: 1fr; }\n  .rec-result-grid { grid-template-columns: 1fr; }\n  .rec-chart-card { padding: 16px; }\n  .rec-legend-row { grid-template-columns: 12px minmax(95px, auto) auto; gap: 8px 10px; }\n  .rec-legend-percent { grid-column: 2 \/ 4; }\n  .rec-chart-callout { margin-top: 16px; }\n}\n@media (max-width: 360px) {\n  .rec-calculator { border-left: 0; border-right: 0; border-radius: 0; }\n  .rec-toolbar { align-items: stretch; }\n  .rec-download, .rec-button { width: 100%; justify-content: center; }\n  .rec-primary-value { font-size: 26px; }\n}\n\u003c\/style\u003e\n\u003cdiv class=\"rec-calculator\" data-calculator-root\u003e\n  \u003cheader class=\"rec-header\"\u003e\n    \u003ch2\u003eReal Estate Commission Calculator\u003c\/h2\u003e\n    \u003cp class=\"rec-subtitle\"\u003eEstimate the agent commission deducted from a property sale and the amount the owner keeps, with an optional listing-side and buyer-side split.\u003c\/p\u003e\n    \u003cdiv class=\"rec-pills\" aria-label=\"Live calculation summary\"\u003e\n      \u003cspan class=\"rec-pill\"\u003eSale price \u003cstrong class=\"rec-pill-price\"\u003e$1,000,000.00\u003c\/strong\u003e\u003c\/span\u003e\n      \u003cspan class=\"rec-pill\"\u003eCommission rate \u003cstrong class=\"rec-pill-rate\"\u003e6.00%\u003c\/strong\u003e\u003c\/span\u003e\n      \u003cspan class=\"rec-pill\"\u003eOwner share \u003cstrong class=\"rec-pill-owner-share\"\u003e94.00%\u003c\/strong\u003e\u003c\/span\u003e\n    \u003c\/div\u003e\n  \u003c\/header\u003e\n  \u003cdiv class=\"rec-toolbar\" aria-label=\"Calculator actions\"\u003e\n    \u003cbutton class=\"rec-button rec-download\" type=\"button\"\u003e\n      \u003csvg class=\"rec-icon\" viewbox=\"0 0 24 24\" aria-hidden=\"true\" focusable=\"false\"\u003e\u003cpath fill=\"currentColor\" d=\"M12 3a1 1 0 0 1 1 1v9.59l2.3-2.29a1 1 0 1 1 1.4 1.42l-4 3.99a1 1 0 0 1-1.4 0l-4-3.99a1 1 0 1 1 1.4-1.42l2.3 2.29V4a1 1 0 0 1 1-1Zm-7 15a1 1 0 0 1 1 1v1h12v-1a1 1 0 1 1 2 0v2a1 1 0 0 1-1 1H5a1 1 0 0 1-1-1v-2a1 1 0 0 1 1-1Z\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\n      \u003cspan\u003eDownload Excel\u003c\/span\u003e\n    \u003c\/button\u003e\n    \u003cbutton class=\"rec-button rec-reset\" type=\"button\"\u003eReset\u003c\/button\u003e\n  \u003c\/div\u003e\n  \u003cdiv class=\"rec-workspace\"\u003e\n    \u003csection class=\"rec-panel rec-inputs\" aria-labelledby=\"rec-input-heading\"\u003e\n      \u003cdiv class=\"rec-panel-title\"\u003e\n\u003ch3 id=\"rec-input-heading\"\u003eSale assumptions\u003c\/h3\u003e\n\u003cspan\u003eUpdates live\u003c\/span\u003e\n\u003c\/div\u003e\n      \u003cdiv class=\"rec-fields\"\u003e\n        \u003cdiv class=\"rec-field\"\u003e\n          \u003clabel class=\"rec-label\" for=\"rec-house-price\"\u003eHouse price\u003c\/label\u003e\n          \u003cdiv class=\"rec-input-wrap\"\u003e\u003cinput class=\"rec-input rec-money-input\" id=\"rec-house-price\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" value=\"$1,000,000.00\" aria-describedby=\"rec-house-price-help rec-house-price-error\"\u003e\u003c\/div\u003e\n          \u003cp class=\"rec-helper\" id=\"rec-house-price-help\"\u003eUse the expected final sale price in U.S. dollars.\u003c\/p\u003e\n          \u003cp class=\"rec-error\" id=\"rec-house-price-error\" aria-live=\"polite\"\u003e\u003c\/p\u003e\n        \u003c\/div\u003e\n        \u003cdiv class=\"rec-field\"\u003e\n          \u003clabel class=\"rec-label\" for=\"rec-commission-rate\"\u003eCommission\u003c\/label\u003e\n          \u003cdiv class=\"rec-input-wrap\"\u003e\u003cinput class=\"rec-input rec-percent-input\" id=\"rec-commission-rate\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" value=\"6.00%\" aria-describedby=\"rec-commission-rate-help rec-commission-rate-error\"\u003e\u003c\/div\u003e\n          \u003cp class=\"rec-helper\" id=\"rec-commission-rate-help\"\u003eEnter the total agreed commission rate, from 0% to 100%.\u003c\/p\u003e\n          \u003cp class=\"rec-error\" id=\"rec-commission-rate-error\" aria-live=\"polite\"\u003e\u003c\/p\u003e\n        \u003c\/div\u003e\n      \u003c\/div\u003e\n      \u003cdetails class=\"rec-advanced\"\u003e\n        \u003csummary class=\"rec-summary-toggle\"\u003eCommission split details\u003c\/summary\u003e\n        \u003cdiv class=\"rec-advanced-body\"\u003e\n          \u003cdiv class=\"rec-field\"\u003e\n            \u003clabel class=\"rec-label\" for=\"rec-listing-share\"\u003eListing-side share of total commission\u003c\/label\u003e\n            \u003cdiv class=\"rec-input-wrap\"\u003e\u003cinput class=\"rec-input rec-percent-input\" id=\"rec-listing-share\" type=\"text\" inputmode=\"decimal\" autocomplete=\"off\" value=\"50.00%\" aria-describedby=\"rec-listing-share-help rec-listing-share-error\"\u003e\u003c\/div\u003e\n            \u003cp class=\"rec-helper\" id=\"rec-listing-share-help\"\u003eThis only allocates the commission between sides; it does not change the owner's proceeds.\u003c\/p\u003e\n            \u003cp class=\"rec-error\" id=\"rec-listing-share-error\" aria-live=\"polite\"\u003e\u003c\/p\u003e\n          \u003c\/div\u003e\n        \u003c\/div\u003e\n      \u003c\/details\u003e\n    \u003c\/section\u003e\n    \u003csection class=\"rec-panel rec-results\" aria-labelledby=\"rec-results-heading\"\u003e\n      \u003cdiv class=\"rec-panel-title\"\u003e\n\u003ch3 id=\"rec-results-heading\"\u003eEstimated proceeds\u003c\/h3\u003e\n\u003cspan\u003eBefore other closing costs\u003c\/span\u003e\n\u003c\/div\u003e\n      \u003cdiv class=\"rec-primary\"\u003e\n        \u003cspan class=\"rec-primary-label\"\u003eOwner receives\u003c\/span\u003e\n        \u003cstrong class=\"rec-primary-value rec-owner-receives\"\u003e$940,000.00\u003c\/strong\u003e\n        \u003cp class=\"rec-primary-note\"\u003eSale price less the estimated real estate commission.\u003c\/p\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"rec-result-grid\"\u003e\n        \u003cdiv class=\"rec-result-card\"\u003e\n\u003cdiv class=\"rec-result-label\"\u003eCommission amount\u003c\/div\u003e\n\u003cdiv class=\"rec-result-value rec-commission-amount\"\u003e$60,000.00\u003c\/div\u003e\n\u003c\/div\u003e\n        \u003cdiv class=\"rec-result-card\"\u003e\n\u003cdiv class=\"rec-result-label\"\u003eListing side\u003c\/div\u003e\n\u003cdiv class=\"rec-result-value rec-listing-amount\"\u003e$30,000.00\u003c\/div\u003e\n\u003c\/div\u003e\n        \u003cdiv class=\"rec-result-card\"\u003e\n\u003cdiv class=\"rec-result-label\"\u003eBuyer side\u003c\/div\u003e\n\u003cdiv class=\"rec-result-value rec-buyer-amount\"\u003e$30,000.00\u003c\/div\u003e\n\u003c\/div\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"rec-formula\"\u003eCommission amount = house price × commission rate. Owner receives = house price − commission amount.\u003c\/div\u003e\n      \u003cdiv class=\"rec-visually-hidden rec-live\" aria-live=\"polite\"\u003eOwner receives $940,000.00 after a $60,000.00 commission.\u003c\/div\u003e\n    \u003c\/section\u003e\n  \u003c\/div\u003e\n  \u003csection class=\"rec-section rec-breakdown\" aria-labelledby=\"rec-breakdown-heading\"\u003e\n    \u003ch3 id=\"rec-breakdown-heading\"\u003eSale proceeds breakdown\u003c\/h3\u003e\n    \u003cp class=\"rec-section-intro\"\u003eThe chart separates the owner's net proceeds from each side of the commission using the current split assumption.\u003c\/p\u003e\n    \u003cdiv class=\"rec-chart-card\" data-rec-chart-card\u003e\n      \u003cdiv class=\"rec-chart-cluster\"\u003e\n        \u003cdiv class=\"rec-chart-visual\" data-rec-chart-visual\u003e\u003c\/div\u003e\n        \u003cdiv class=\"rec-legend\" data-rec-legend\u003e\u003c\/div\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"rec-chart-callout\" data-rec-chart-caption\u003eAt a 6.00% commission rate, the owner retains 94.00% of the sale price before other closing costs.\u003c\/div\u003e\n      \u003cdiv class=\"rec-chart-summary\"\u003e\n        \u003cdiv class=\"rec-table-wrap\"\u003e\n          \u003ctable class=\"rec-table\" aria-label=\"Exact sale proceeds breakdown\"\u003e\n            \u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eCategory\u003c\/th\u003e\n\u003cth\u003eAmount\u003c\/th\u003e\n\u003cth\u003eShare of sale price\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n            \u003ctbody data-rec-breakdown-body\u003e\u003c\/tbody\u003e\n          \u003c\/table\u003e\n        \u003c\/div\u003e\n      \u003c\/div\u003e\n    \u003c\/div\u003e\n  \u003c\/section\u003e\n  \u003csection class=\"rec-section rec-scenarios\" aria-labelledby=\"rec-scenario-heading\"\u003e\n    \u003ch3 id=\"rec-scenario-heading\"\u003eCommission rate comparison\u003c\/h3\u003e\n    \u003cp class=\"rec-section-intro\"\u003eCompare the same house price across common commission rates. The current custom rate is included and highlighted.\u003c\/p\u003e\n    \u003cdiv class=\"rec-table-card\" data-rec-table-card\u003e\n      \u003cdiv class=\"rec-table-wrap\" data-rec-table-wrap\u003e\n        \u003ctable class=\"rec-table\" aria-label=\"Commission rate comparison table\"\u003e\n          \u003cthead\u003e\u003ctr\u003e\n\u003cth\u003eCommission rate\u003c\/th\u003e\n\u003cth\u003eCommission amount\u003c\/th\u003e\n\u003cth\u003eOwner receives\u003c\/th\u003e\n\u003cth\u003eDifference vs. current\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n          \u003ctbody data-rec-scenario-body\u003e\u003c\/tbody\u003e\n        \u003c\/table\u003e\n      \u003c\/div\u003e\n      \u003cdiv class=\"rec-table-note\" data-rec-table-note\u003ePositive differences mean the owner would retain more than under the current commission rate. This comparison excludes taxes, title charges, concessions, loan payoff, repairs, and other closing costs.\u003c\/div\u003e\n    \u003c\/div\u003e\n  \u003c\/section\u003e\n  \u003csection class=\"rec-section\"\u003e\n    \u003cdiv class=\"rec-education\"\u003e\n      \u003ch3\u003eWhat this calculator estimates\u003c\/h3\u003e\n      \u003cp\u003eThis calculator estimates two core values for a property sale: the total real estate commission and the amount remaining for the owner after that commission is deducted. It follows a straightforward percentage-of-price model. The calculation is useful for early planning, comparing listing proposals, or understanding how a small change in the negotiated rate affects net sale proceeds.\u003c\/p\u003e\n      \u003cp\u003eThe estimate is deliberately limited to commission. It does not subtract a mortgage payoff, transfer taxes, title charges, escrow fees, legal fees, seller concessions, repairs, staging, moving costs, or capital-gains tax. Those items can materially change cash received at closing. The \u003ca class=\"rec-link\" href=\"https:\/\/www.consumerfinance.gov\/owning-a-home\/closing-disclosure\/\" target=\"_blank\" rel=\"noopener noreferrer\"\u003eConsumer Financial Protection Bureau's Closing Disclosure guide\u003c\/a\u003e explains how closing costs are presented in a residential transaction, while the \u003ca class=\"rec-link\" href=\"https:\/\/www.consumerfinance.gov\/rules-policy\/regulations\/1026\/Interp-38\" target=\"_blank\" rel=\"noopener noreferrer\"\u003eCFPB's Regulation Z interpretation\u003c\/a\u003e identifies real estate brokerage fees among costs disclosed at closing.\u003c\/p\u003e\n      \u003ch3\u003eHow to use each input\u003c\/h3\u003e\n      \u003cp\u003e\u003cstrong\u003eHouse price\u003c\/strong\u003e is the expected final selling price, not necessarily the original listing price or an online valuation. Enter the amount in U.S. dollars. A higher sale price increases the commission dollar-for-dollar at the same rate, but the commission remains the same percentage of price. Zero or an empty field produces a neutral state because there is no sale value to allocate. Negative prices are not accepted.\u003c\/p\u003e\n      \u003cp\u003e\u003cstrong\u003eCommission\u003c\/strong\u003e is the total percentage applied to the sale price. Use the rate in the signed listing agreement or a rate you are evaluating. The calculator accepts values from 0% to 100%, although practical rates are normally far lower. A higher rate increases the commission and reduces the owner's proceeds by the same dollar amount. A 0% rate produces no commission and assigns 100% of the sale price to the owner. The Federal Trade Commission discusses competition and consumer choice in the \u003ca class=\"rec-link\" href=\"https:\/\/www.ftc.gov\/news-events\/topics\/competition-enforcement\/real-estate-competition\" target=\"_blank\" rel=\"noopener noreferrer\"\u003ereal estate brokerage market\u003c\/a\u003e; actual compensation terms depend on the services and agreement involved.\u003c\/p\u003e\n      \u003cp\u003e\u003cstrong\u003eListing-side share of total commission\u003c\/strong\u003e is an optional analytical split. At 50%, the listing side and buyer side each receive half of the total commission. Raising the listing-side share moves dollars from the buyer side to the listing side but leaves the total commission and owner proceeds unchanged. Enter 100% when the whole calculated commission belongs to the listing side, or 0% when it belongs entirely to the buyer side. This field is for allocation only and should not be treated as a statement about who is legally obligated to pay a particular broker.\u003c\/p\u003e\n      \u003ch3\u003eHow to read the results\u003c\/h3\u003e\n      \u003cp\u003e\u003cstrong\u003eOwner receives\u003c\/strong\u003e is the primary result. It equals the sale price minus the total commission. A larger number means more of the gross sale price remains before other costs. A zero value can occur when the house price is zero or when the commission rate is 100%. A negative owner amount is prevented because the commission rate cannot exceed 100%.\u003c\/p\u003e\n      \u003cp\u003e\u003cstrong\u003eCommission amount\u003c\/strong\u003e is the total fee generated by the percentage calculation. For example, a $500,000 sale at 5% produces a $25,000 commission and $475,000 of owner proceeds. The listing-side and buyer-side cards then divide that $25,000 according to the optional split. Their values always add back to the total commission, allowing the breakdown to cross-foot.\u003c\/p\u003e\n      \u003cp\u003eThe donut chart presents the same model as the result cards. Each colored segment is proportional to the sale price: owner proceeds, listing-side commission, and buyer-side commission. The adjacent legend and exact-value table use the same live data. If every amount is zero, the chart is replaced by a compact prompt rather than displaying a misleading ring. A one-category result is explicitly labeled as 100%.\u003c\/p\u003e\n      \u003cp\u003eThe comparison table holds the house price constant and recalculates results at rates from 1% through 7%, plus the current custom rate when it is not already one of those rows. “Difference vs. current” compares owner proceeds under each row with the current calculation. A positive number means that row leaves more money with the owner; a negative number means it leaves less. The table is a sensitivity analysis, not a recommendation about which service level or agreement is appropriate.\u003c\/p\u003e\n      \u003ch3\u003eFormula, interpretation, and common mistakes\u003c\/h3\u003e\n      \u003cp\u003eThe core formula is \u003cstrong\u003ecommission = sale price × rate ÷ 100\u003c\/strong\u003e. Owner proceeds are then \u003cstrong\u003esale price − commission\u003c\/strong\u003e. The split calculation multiplies the commission by the listing-side percentage; the buyer-side amount is the remaining commission. Full precision is retained internally, and values are rounded to cents only for display and export.\u003c\/p\u003e\n      \u003cul\u003e\n        \u003cli\u003eDo not enter the rate as a decimal fraction. Type 6 for 6%, not 0.06.\u003c\/li\u003e\n        \u003cli\u003eUse the expected closing price rather than automatically using the asking price.\u003c\/li\u003e\n        \u003cli\u003eDo not add the listing and buyer percentages into the total-rate field unless the contract expresses them that way.\u003c\/li\u003e\n        \u003cli\u003eRemember that commission is only one component of seller net proceeds. Review the settlement statement and applicable local requirements.\u003c\/li\u003e\n        \u003cli\u003eCompare both price and service scope. A lower rate can save money, but the value and obligations of the agreement cannot be assessed by percentage alone.\u003c\/li\u003e\n      \u003c\/ul\u003e\n      \u003cp\u003eFor broader background on settlement-service charges and disclosures, see the U.S. Department of Housing and Urban Development's \u003ca class=\"rec-link\" href=\"https:\/\/www.hud.gov\/sites\/documents\/398h.pdf\" target=\"_blank\" rel=\"noopener noreferrer\"\u003ehome-buying settlement cost guide\u003c\/a\u003e. This calculator is educational and does not provide legal, tax, real estate, or financial advice.\u003c\/p\u003e\n    \u003c\/div\u003e\n  \u003c\/section\u003e\n\u003c\/div\u003e","brand":"FinancialModelsLab","offers":[{"title":"Default Title","offer_id":49909489860851,"sku":"real-estate-commission","price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0522\/6191\/2762\/files\/real-estate-commission.webp?v=1783935590","url":"https:\/\/financialmodelslab.com\/products\/real-estate-commission","provider":"Financial Models Lab","version":"1.0","type":"link"}