{"product_id":"vehicle-repair-shop-startup-costs","title":"Vehicle Repair Shop Startup Costs: $152K CAPEX And $731K Cash","description":"\u003cdiv class=\"container_new_design\"\u003e\n\u003cdiv class=\"text-section text-1_new_design\"\u003e\n\u003cdiv class=\"line_top\"\u003e\u003c\/div\u003e\n\u003cp\u003eYou’re not just buying lifts and tools you’re funding the launch period until the shop can carry itself This startup budget for a vehicle repair shop includes \u003cstrong\u003e$152,000 of CAPEX\u003c\/strong\u003e, pre-opening setup, deposits, payroll ramp-up, parts and fluids, and working capital across the 60-month model Under the researched assumptions, the shop reaches breakeven in \u003cstrong\u003eMonth 9\u003c\/strong\u003e after a first operating year EBITDA loss of \u003cstrong\u003e-$52,000\u003c\/strong\u003e\u003c\/p\u003e\n\n\n\u003c\/div\u003e\n\u003cdiv class=\"image-section image-1_new_design\" id=\"main_article_image\"\u003e\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eEstimate Startup Costs with Calculator\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-capex-calculator\" aria-label=\"Vehicle Repair Shop Startup CAPEX Calculator\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Startup CAPEX calculator.xlsx\" data-source-site-name=\"Financial Models Lab\" data-source-site-url=\"https:\/\/financialmodelslab.com\" data-source-page-title=\"Vehicle Repair Shop Startup CAPEX Calculator\" data-note-title=\"Excludes non-CAPEX\" data-note-text=\"This calculator covers capitalized startup assets only. It excludes inventory, payroll runway, rent deposits, debt service, working capital, marketing, taxes, and other operating expenses.\"\u003e\u003cdiv class=\"fml-capex-card\"\u003e\n\u003cheader class=\"fml-capex-header\"\u003e\u003cdiv class=\"fml-capex-heading\"\u003e\n\u003cp class=\"fml-capex-eyebrow\"\u003eStartup CAPEX Calculator\u003c\/p\u003e\n\u003cp class=\"fml-capex-intro\"\u003eEstimates the capitalized startup assets needed to open a vehicle repair shop, with phased purchases across Month 1 to Month 8.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-scenarios\" aria-label=\"Scenario presets\"\u003e\n\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"lean\"\u003eLean\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-capex-scenario\" type=\"button\" data-scenario=\"full\"\u003eFull\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-capex-layout\"\u003e\n\u003cform class=\"fml-capex-inputs\"\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eDiagnostic Equipment Suite\u003c\/span\u003e\u003csmall\u003eCore scan, test, and diagnostic gear\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"diagnostic_equipment_suite\" data-capex-kind=\"money\" data-capex-label=\"Diagnostic Equipment Suite\" data-capex-note=\"Core scan, test, and diagnostic gear\" data-lean=\"40000\" data-base=\"45000\" data-full=\"50000\" name=\"diagnostic_equipment_suite\" type=\"text\" inputmode=\"numeric\" value=\"45,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eVehicle Lifts\u003c\/span\u003e\u003csmall\u003eLift hardware and install-ready units\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"vehicle_lifts\" data-capex-kind=\"money\" data-capex-label=\"Vehicle Lifts\" data-capex-note=\"Lift hardware and install-ready units\" data-lean=\"26000\" data-base=\"30000\" data-full=\"34000\" name=\"vehicle_lifts\" type=\"text\" inputmode=\"numeric\" value=\"30,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eShop Furniture \u0026amp; Fixtures\u003c\/span\u003e\u003csmall\u003eWorkstations, benches, and shop fitout\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"shop_furniture_fixtures\" data-capex-kind=\"money\" data-capex-label=\"Shop Furniture \u0026amp; Fixtures\" data-capex-note=\"Workstations, benches, and shop fitout\" data-lean=\"12000\" data-base=\"15000\" data-full=\"18000\" name=\"shop_furniture_fixtures\" type=\"text\" inputmode=\"numeric\" value=\"15,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eIT \u0026amp; POS Systems\u003c\/span\u003e\u003csmall\u003eHardware, terminals, and shop systems\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"it_pos_systems\" data-capex-kind=\"money\" data-capex-label=\"IT \u0026amp; POS Systems\" data-capex-note=\"Hardware, terminals, and shop systems\" data-lean=\"8000\" data-base=\"10000\" data-full=\"12000\" name=\"it_pos_systems\" type=\"text\" inputmode=\"numeric\" value=\"10,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eTools, Specialty Equipment \u0026amp; Site Setup\u003c\/span\u003e\u003csmall\u003eInitial tool sets, signage, waste oil storage, AC service machine, and wheel alignment system\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-money\"\u003e\n\u003cspan\u003e$\u003c\/span\u003e\u003cinput data-capex-field=\"tools_specialty_setup\" data-capex-kind=\"money\" data-capex-label=\"Tools, Specialty Equipment \u0026amp; Site Setup\" data-capex-note=\"Initial tool sets, signage, waste oil storage, AC service machine, and wheel alignment system\" data-lean=\"45000\" data-base=\"52000\" data-full=\"60000\" name=\"tools_specialty_setup\" type=\"text\" inputmode=\"numeric\" value=\"52,000\"\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-row\"\u003e\n\u003clabel class=\"fml-capex-label\"\u003e\u003cspan\u003eContingency Reserve\u003c\/span\u003e\u003csmall\u003eCovers freight, install overruns, and minor scope changes\u003c\/small\u003e\u003c\/label\u003e\u003cdiv class=\"fml-capex-percent\"\u003e\n\u003cinput data-capex-field=\"contingency_reserve\" data-capex-kind=\"percent\" name=\"contingency_reserve\" type=\"range\" min=\"0\" max=\"20\" step=\"1\" data-lean=\"5\" data-base=\"10\" data-full=\"15\" value=\"10\"\u003e\u003coutput data-capex-output=\"contingencyValue\"\u003e10%\u003c\/output\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003c\/form\u003e\n\u003caside class=\"fml-capex-results\" aria-live=\"polite\"\u003e\u003cspan class=\"fml-capex-tag\"\u003eCAPEX need\u003c\/span\u003e\u003cdiv class=\"fml-capex-total\"\u003e\n\u003cspan\u003eTotal startup CAPEX\u003c\/span\u003e\u003cstrong data-capex-output=\"totalCapex\"\u003e$167,200\u003c\/strong\u003e\n\u003c\/div\u003e\n\u003cdl class=\"fml-capex-result-list\"\u003e\n\u003cdiv\u003e\n\u003cdt\u003eSubtotal before contingency\u003c\/dt\u003e\n\u003cdd data-capex-output=\"subtotal\"\u003e$152,000\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eContingency amount\u003c\/dt\u003e\n\u003cdd data-capex-output=\"contingencyAmount\"\u003e$15,200\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003cdiv\u003e\n\u003cdt\u003eLargest cost driver\u003c\/dt\u003e\n\u003cdd data-capex-output=\"largestDriver\"\u003eTools, Specialty Equipment \u0026amp; Site Setup\u003c\/dd\u003e\n\u003c\/div\u003e\n\u003c\/dl\u003e\n\u003cdiv class=\"fml-capex-chart\" aria-label=\"CAPEX cost category breakdown\"\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eDiagnostics\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"diagnostic_equipment_suite\" style=\"--fml-capex-share: 30%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"diagnostic_equipment_suite\"\u003e30%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eLifts\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"vehicle_lifts\" style=\"--fml-capex-share: 20%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"vehicle_lifts\"\u003e20%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eFixtures\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"shop_furniture_fixtures\" style=\"--fml-capex-share: 10%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"shop_furniture_fixtures\"\u003e10%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eIT\/POS\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"it_pos_systems\" style=\"--fml-capex-share: 7%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"it_pos_systems\"\u003e7%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-bar-row\"\u003e\n\u003cspan\u003eTools \u0026amp; setup\u003c\/span\u003e\u003cdiv\u003e\u003ci data-capex-bar=\"tools_specialty_setup\" style=\"--fml-capex-share: 34%;\"\u003e\u003c\/i\u003e\u003c\/div\u003e\n\u003cb data-capex-share=\"tools_specialty_setup\"\u003e34%\u003c\/b\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-capex-export\" type=\"button\" data-capex-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/aside\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-capex-note\"\u003e\n\u003cspan class=\"fml-capex-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003eExcludes non-CAPEX\u003c\/strong\u003e This calculator covers capitalized startup assets only. It excludes inventory, payroll runway, rent deposits, debt service, working capital, marketing, taxes, and other operating expenses.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\u003cdiv class=\"container_new_design_blog\"\u003e\n\n\u003cdiv class=\"text-section_blog text-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"line_top_blog\"\u003e\u003cbr\u003e\u003c\/div\u003e\n\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eDoes the Vehicle Repair Shop model show startup costs clearly?\u003c\/span\u003e\u003c\/h3\u003e\n\n\u003cp\u003eThis \u003ca href=\"\/products\/vehicle-repair-shop-financial-model\"\u003eVehicle Repair Shop Financial Model Template\u003c\/a\u003e screenshot shows \u003cstrong\u003eCAPEX\u003c\/strong\u003e and startup costs; review categories, timing, amounts, depreciation, amortization. Open and adjust assumptions.\u003c\/p\u003e\n\n\u003ch4\u003eModel highlights\u003c\/h4\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eStartup expenses and CAPEX\u003c\/li\u003e\n\u003cli\u003eMonth 1-8 equipment\u003c\/li\u003e\n\u003cli\u003eMonth 8 cash $731k\u003c\/li\u003e\n\u003cli\u003eMonth 9 breakeven\u003c\/li\u003e\n\u003cli\u003eYear 1 EBITDA -$52k\u003c\/li\u003e\n\u003cli\u003eYear 2 EBITDA $296k\u003c\/li\u003e\n\u003cli\u003e26-month payback\u003c\/li\u003e\n\u003cli\u003e007% modeled IRR\u003c\/li\u003e\n\u003c\/ul\u003e\n\n\u003c\/div\u003e\n\n\u003cdiv class=\"image-section_blog image-2_new_design_blog\"\u003e\n\n\u003cdiv class=\"preview-card\" data-preview-src=\"\/cdn\/shop\/files\/vehicle-repair-shop-financial-model-capex-financialmodelslab_00449407-2468-4ec6-afa5-1f66fb50a0ad.webp\"\u003e\n\u003cimg class=\"preview-img\" width=\"100%\" height=\"auto\" src=\"\/cdn\/shop\/files\/vehicle-repair-shop-financial-model-capex-financialmodelslab_00449407-2468-4ec6-afa5-1f66fb50a0ad.webp?width=500\" alt=\"Vehicle Repair Shop Financial Model capex inputs showing capital expenditure categories and timelines, letting users customize equipment purchases, facility investments and depreciation assumptions for scenario-ready forecasts\"\u003e\n\u003cdiv class=\"preview-overlay\"\u003e\n\u003cbutton class=\"preview-btn\" type=\"button\" style=\"align-items: center; vertical-align: middle; display: inline-flex; justify-content: center; gap: 6px; line-height: 1;\"\u003e\nPREVIEW \u003csvg fill=\"#fff\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" aria-hidden=\"true\" focusable=\"false\" role=\"presentation\" viewbox=\"0 0 448 512\" width=\"14\"\u003e\u003cpath d=\"M416 176V86.63L246.6 256L416 425.4V336c0-8.844 7.156-16 16-16s16 7.156 16 16v128c0 8.844-7.156 16-16 16h-128c-8.844 0-16-7.156-16-16s7.156-16 16-16h89.38L224 278.6L54.63 448H144C152.8 448 160 455.2 160 464S152.8 480 144 480h-128C7.156 480 0 472.8 0 464v-128C0 327.2 7.156 320 16 320S32 327.2 32 336v89.38L201.4 256L32 86.63V176C32 184.8 24.84 192 16 192S0 184.8 0 176v-128C0 39.16 7.156 32 16 32h128C152.8 32 160 39.16 160 48S152.8 64 144 64H54.63L224 233.4L393.4 64H304C295.2 64 288 56.84 288 48S295.2 32 304 32h128C440.8 32 448 39.16 448 48v128C448 184.8 440.8 192 432 192S416 184.8 416 176z\"\u003e\u003c\/path\u003e\u003c\/svg\u003e\n\u003c\/button\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\n\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eHow much money do I need to open an auto repair shop?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eYou need about \u003cstrong\u003e$731,000\u003c\/strong\u003e to open this Vehicle Repair Shop because the cash low point hits in \u003cstrong\u003eMonth 8\u003c\/strong\u003e, even though modeled CAPEX is only \u003cstrong\u003e$152,000\u003c\/strong\u003e; track service trust early with \u003ca href=\"\/blogs\/kpi-metrics\/vehicle-repair-shop\"\u003eWhat Is The Current Customer Satisfaction Level For Your Vehicle Repair Shop?\u003c\/a\u003e. Breakeven lands in \u003cstrong\u003eMonth 9\u003c\/strong\u003e, but Year 1 still shows \u003cstrong\u003e-$52,000 EBITDA\u003c\/strong\u003e and a \u003cstrong\u003e26-month payback\u003c\/strong\u003e, so funding must cover the ramp, not just equipment. The number changes with lease deposits, equipment financing, used equipment, and owner salary choices.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eFunding Need\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eStart with \u003cstrong\u003e$152,000\u003c\/strong\u003e modeled CAPEX\u003c\/li\u003e\n\u003cli\u003eAdd startup costs and lease deposits\u003c\/li\u003e\n\u003cli\u003eStock parts inventory before opening\u003c\/li\u003e\n\u003cli\u003eFund payroll ramp-up and working capital\u003c\/li\u003e\n\u003cli\u003eYear 1 payroll: \u003cstrong\u003e$227,500\u003c\/strong\u003e before bonuses\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eFixed Overhead\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eLease: \u003cstrong\u003e$4,500\/month\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eUtilities: \u003cstrong\u003e$800\u003c\/strong\u003e; insurance: \u003cstrong\u003e$400\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eSoftware: \u003cstrong\u003e$250\u003c\/strong\u003e; accounting\/legal: \u003cstrong\u003e$500\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eEquipment maintenance: \u003cstrong\u003e$350\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003cli\u003eOffice and cleaning: \u003cstrong\u003e$200\u003c\/strong\u003e\n\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eHow much do auto repair shop equipment costs and mechanic tools cost?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eA basic \u003cstrong\u003eVehicle Repair Shop\u003c\/strong\u003e setup modeled at \u003cstrong\u003e$152,000\u003c\/strong\u003e in equipment and tools, with \u003cstrong\u003e$45,000\u003c\/strong\u003e for diagnostics, \u003cstrong\u003e$30,000\u003c\/strong\u003e for 2 lifts, and \u003cstrong\u003e$12,000\u003c\/strong\u003e for initial tool sets. A lean shop can stay lighter, but once you add alignment, AC work, and broader diagnostics, costs move toward a fuller-service build. New vs. used pricing still needs vendor quotes and a real inspection.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eCore equipment cost\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$45,000\u003c\/strong\u003e diagnostic equipment suite\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$30,000\u003c\/strong\u003e for 2 vehicle lifts\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$20,000\u003c\/strong\u003e wheel alignment system\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$12,000\u003c\/strong\u003e initial mechanic tool sets\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eFull shop build items\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$8,000\u003c\/strong\u003e AC service machine\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$10,000\u003c\/strong\u003e IT and POS systems\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$15,000\u003c\/strong\u003e furniture and fixtures\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$7,000\u003c\/strong\u003e signage and \u003cstrong\u003e$5,000\u003c\/strong\u003e fluid storage\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\n\u003cp\u003eService mix drives the spend: Year 1 routine maintenance at \u003cstrong\u003e80%\u003c\/strong\u003e, diagnostic repair at \u003cstrong\u003e40%\u003c\/strong\u003e, parts sales at \u003cstrong\u003e60%\u003c\/strong\u003e, and specialized services at \u003cstrong\u003e15%\u003c\/strong\u003e. Broader diagnostics, alignment work, and AC service push the shop from basic to fuller-service, so the tool list gets longer fast.\u003c\/p\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eWhat hidden costs of opening an auto repair shop get missed?\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\n\u003cp\u003eThe hidden costs in a \u003ca href=\"\/blogs\/how-much-makes\/vehicle-repair-shop\"\u003eVehicle Repair Shop\u003c\/a\u003e are usually not the lifts and tools; they’re the cash drains that hit before the bays fill. In Year 1, \u003cstrong\u003e$12,000\u003c\/strong\u003e marketing, \u003cstrong\u003e$75\u003c\/strong\u003e customer acquisition cost, \u003cstrong\u003e$227,500\u003c\/strong\u003e payroll, \u003cstrong\u003e$400\u003c\/strong\u003e monthly insurance, \u003cstrong\u003e$250\u003c\/strong\u003e monthly shop software, and \u003cstrong\u003e$500\u003c\/strong\u003e monthly accounting and legal can move fast. Parts and fluids take \u003cstrong\u003e19%\u003c\/strong\u003e of revenue, shop supplies add \u003cstrong\u003e25%\u003c\/strong\u003e, and working capital is the real trap because minimum cash reaches \u003cstrong\u003e$731,000\u003c\/strong\u003e in Month 8.\u003c\/p\u003e\n\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eLaunch costs\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eRent deposits and permit fees\u003c\/li\u003e\n\u003cli\u003eInsurance down payments and setup\u003c\/li\u003e\n\u003cli\u003eWaste oil disposal setup\u003c\/li\u003e\n\u003cli\u003eUniforms, recruiting, and training\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch3\u003eCash burn\u003c\/h3\u003e\n\u003c\/div\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003e\n\u003cstrong\u003e$227,500\u003c\/strong\u003e Year 1 payroll\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$12,000\u003c\/strong\u003e Year 1 marketing\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$250\u003c\/strong\u003e monthly software\u003c\/li\u003e\n\u003cli\u003e\n\u003cstrong\u003e$731,000\u003c\/strong\u003e Month 8 cash floor\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCalculate Fuding Needs\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-summary-static\" aria-label=\"Vehicle Repair Shop Startup Cost Summary\" data-locale=\"en-US\" data-currency=\"USD\" data-default-scenario=\"base\" data-export-filename=\"Vehicle Repair Shop Startup Cost Summary.xlsx\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Vehicle Repair Shop Startup Cost Summary\" data-source-url=\"\"\u003e\u003cdiv class=\"fml-summary-static-card\"\u003e\n\u003cheader class=\"fml-summary-static-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-summary-static-eyebrow\"\u003eStartup cost summary\u003c\/p\u003e\n\u003cp class=\"fml-summary-static-description\"\u003eThis table shows the main startup costs and opening cash reserve to compare before signing a lease.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-actions\"\u003e\n\u003cdiv class=\"fml-summary-static-scenarios\" aria-label=\"Highlight scenario\"\u003e\n\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"low\"\u003eLow\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario is-active\" type=\"button\" data-scenario=\"base\"\u003eBase\u003c\/button\u003e\u003cbutton class=\"fml-summary-static-scenario\" type=\"button\" data-scenario=\"high\"\u003eHigh\u003c\/button\u003e\n\u003c\/div\u003e\n\u003cbutton class=\"fml-summary-static-export\" type=\"button\" data-summary-export\u003eEXPORT XLSX\u003c\/button\u003e\n\u003c\/div\u003e\u003c\/header\u003e\u003csection class=\"fml-summary-static-metrics\" aria-live=\"polite\"\u003e\u003cdiv class=\"fml-summary-static-metric is-primary\"\u003e\n\u003cspan\u003eHighlighted CAPEX\u003c\/span\u003e\u003cstrong data-summary-metric=\"capex\"\u003e$122,000\u003c\/strong\u003e\u003csmall data-summary-metric=\"scenario\"\u003eBase planning example\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric is-warning\"\u003e\n\u003cspan\u003eExcluded cash needs\u003c\/span\u003e\u003cstrong data-summary-metric=\"working\"\u003e$731,000\u003c\/strong\u003e\u003csmall\u003eOutside CAPEX total\u003c\/small\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-summary-static-metric\"\u003e\n\u003cspan\u003eFunding need\u003c\/span\u003e\u003cstrong data-summary-metric=\"funding\"\u003e$853,000\u003c\/strong\u003e\u003csmall\u003eCAPEX + excluded cash needs\u003c\/small\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cdiv class=\"fml-summary-static-table-wrap\"\u003e\u003ctable class=\"fml-summary-static-table\"\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth scope=\"col\"\u003eCost Category\u003c\/th\u003e\n\u003cth scope=\"col\" class=\"fml-summary-static-estimate-header\" data-summary-estimate-header\u003eBase Estimate\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eMain Cost Driver\u003c\/th\u003e\n\u003cth scope=\"col\"\u003eCAPEX Calculator\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-summary-row data-low=\"40000\" data-base=\"45000\" data-high=\"52000\" data-capex=\"true\"\u003e\n\u003ctd\u003eDiagnostic Equipment Suite\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$45,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eTest and scan tools, calibration needs\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"27000\" data-base=\"30000\" data-high=\"34000\" data-capex=\"true\"\u003e\n\u003ctd\u003eVehicle Lifts (2 units)\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$30,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eLift grade, install work, safety setup\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"18000\" data-base=\"20000\" data-high=\"24000\" data-capex=\"true\"\u003e\n\u003ctd\u003eWheel Alignment System\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$20,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eAlignment precision and install scope\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"13000\" data-base=\"15000\" data-high=\"18000\" data-capex=\"true\"\u003e\n\u003ctd\u003eShop Furniture \u0026amp; Fixtures\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$15,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eFront office and shop fit-out\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-summary-row data-low=\"10000\" data-base=\"12000\" data-high=\"15000\" data-capex=\"true\"\u003e\n\u003ctd\u003eInitial Tool Sets\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$12,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eStarter hand tools and specialty tools\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill\"\u003eYes\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr class=\"is-excluded\" data-summary-row data-low=\"650000\" data-base=\"731000\" data-high=\"820000\" data-capex=\"false\"\u003e\n\u003ctd\u003eOpening Cash Buffer\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-estimate\" data-summary-value\u003e$731,000\u003c\/td\u003e\n\u003ctd class=\"fml-summary-static-driver\"\u003eMonth 8 cash peak before Month 9 breakeven\u003c\/td\u003e\n\u003ctd\u003e\u003cspan class=\"fml-summary-static-pill is-no\"\u003eNo\u003c\/span\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cfooter class=\"fml-summary-static-note\"\u003e\u003cspan class=\"fml-summary-static-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e Ranges are planning assumptions; excluded cash needs cover non-CAPEX launch items and runway.\u003c\/p\u003e\u003c\/footer\u003e\n\u003c\/div\u003e\u003c\/section\u003e\u003cbr\u003e\n\n\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eVehicle Repair Shop Core Five Startup Costs\u003c\/span\u003e\u003c\/h2\u003e\u003cbr\u003e\u003cbr\u003e\n\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eFacility Buildout and Leasehold Improvements Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eLeased space setup\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe buildout is for a rented shop, not a property buy. Here’s the quick math: the source model includes \u003cstrong\u003e$4,500\u003c\/strong\u003e monthly rent, \u003cstrong\u003e$7,000\u003c\/strong\u003e for signage and exterior branding, and \u003cstrong\u003e$5,000\u003c\/strong\u003e for waste oil and fluid storage. Leasehold improvements stay separate from equipment and should be quoted by the landlord, contractor, electrician, and permitting office.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat drives the quote\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eAsk early if the space already has \u003cstrong\u003eautomotive use approval\u003c\/strong\u003e, floor drains, adequate power, ceiling height, and customer parking. The buildout quote should cover bay layout, lift spacing, flooring, electrical upgrades, ventilation, lighting, office and waiting area, parking flow, code items, and environmental handling. One missing utility can change the whole budget.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eCheck zoning and use approval first\u003c\/li\u003e\n\u003cli\u003ePrice electrical before layout\u003c\/li\u003e\n\u003cli\u003eConfirm parking and truck access\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eKeep it tight\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eCut cost by reusing what already works: good slab, existing power, and usable ventilation. Don’t spend on cosmetic work before code and safety. The biggest waste is fixing the wrong space after signing the lease. One clean rule: if the bay can’t support lifts, power, and fluid handling, walk before you write checks.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eReuse approved shop infrastructure\u003c\/li\u003e\n\u003cli\u003eDefer nonessential finish work\u003c\/li\u003e\n\u003cli\u003eAvoid paying twice for rework\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eOpening cash impact\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eOpening-month cash includes \u003cstrong\u003efirst rent of $4,500\u003c\/strong\u003e, plus any \u003cstrong\u003erefundable deposits\u003c\/strong\u003e, plus all \u003cstrong\u003enonrefundable setup costs\u003c\/strong\u003e. On the source numbers alone, the nonrefundable items shown are \u003cstrong\u003e$12,000\u003c\/strong\u003e for signage and waste storage; the leasehold buildout and deposits still need quotes, so cash need depends on the landlord, contractor, and local permit costs.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eEquipment, Lifts, and Tools Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eOpening Equipment\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe core shop equipment budget starts at \u003cstrong\u003e$140,000\u003c\/strong\u003e for the listed items, and the modeled total CAPEX is \u003cstrong\u003e$152,000\u003c\/strong\u003e once signage and waste fluid storage are included. This covers the visible bay assets: \u003cstrong\u003e$45,000\u003c\/strong\u003e diagnostics, \u003cstrong\u003e$30,000\u003c\/strong\u003e for \u003cstrong\u003e2\u003c\/strong\u003e lifts, \u003cstrong\u003e$12,000\u003c\/strong\u003e tools, \u003cstrong\u003e$20,000\u003c\/strong\u003e alignment, \u003cstrong\u003e$8,000\u003c\/strong\u003e AC service, \u003cstrong\u003e$10,000\u003c\/strong\u003e IT and POS, and \u003cstrong\u003e$15,000\u003c\/strong\u003e furniture.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eCost Drivers\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eQuote this with \u003cstrong\u003enumber of bays\u003c\/strong\u003e, \u003cstrong\u003enew versus used\u003c\/strong\u003e gear, and service scope. A shop doing diagnostics, tire, brake, and AC work needs deeper capital than a basic oil-change bay. Here’s the quick math: every added service line raises both equipment spend and technician output potential, so the right setup is the one that matches your first-year mix, not the biggest catalog.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eCount bays before buying lifts\u003c\/li\u003e\n\u003cli\u003ePrice new and used separately\u003c\/li\u003e\n\u003cli\u003eMatch gear to service mix\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eDefer Smart\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eSeparate \u003cstrong\u003erequired-at-opening\u003c\/strong\u003e assets from \u003cstrong\u003edeferred\u003c\/strong\u003e ones. The AC machine can slip to \u003cstrong\u003eMonth 5 to Month 6\u003c\/strong\u003e, and the alignment system can move to \u003cstrong\u003eMonth 7 to Month 8\u003c\/strong\u003e if launch cash is tight. Don’t mix capital gear with consumables like oils, filters, and replacement parts; that keeps the opening budget clean and stops you from overbuying stock before demand shows up.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eBuy only launch-critical assets first\u003c\/li\u003e\n\u003cli\u003eDelay niche tools until demand proves\u003c\/li\u003e\n\u003cli\u003eProtect cash for payroll and rent\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eOpening Set\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eA practical opening set is the \u003cstrong\u003ediagnostic suite\u003c\/strong\u003e, \u003cstrong\u003e2 lifts\u003c\/strong\u003e, tools, IT, and basic fixtures, while AC and alignment can wait. That keeps the shop usable on day one without tying up cash in services you may not sell heavily until month 5 or month 8. If technician productivity is the goal, spend first on the gear that shortens cycle time in every bay.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eLicenses, Permits, Insurance, and Compliance Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eSetup rules\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eFor a vehicle repair shop, one-time compliance setup covers \u003cstrong\u003ebusiness registration\u003c\/strong\u003e, local repair permits, sales tax setup, waste oil disposal, and hazardous fluid storage rules. Price these with quotes from the city, state, landlord, and insurer. \u003cstrong\u003eNational Institute for Automotive Service Excellence (ASE)\u003c\/strong\u003e credentials can support hiring quality, but licensing rules still vary by state and service type.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eOne-time items\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eUse quotes for the setup work. The total depends on the services you offer, the lease, and local code. Ask for pricing on registrations, permits, sales tax setup, environmental handling, waste oil pickup, and hazardous storage before you lock cash into opening.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eBusiness registration\u003c\/li\u003e\n\u003cli\u003eRepair shop permits\u003c\/li\u003e\n\u003cli\u003eSales tax setup\u003c\/li\u003e\n\u003cli\u003eWaste oil contract\u003c\/li\u003e\n\u003cli\u003eHazard storage plan\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eMonthly load\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003ePlan \u003cstrong\u003e$900\/month\u003c\/strong\u003e for ongoing compliance: \u003cstrong\u003e$400\u003c\/strong\u003e insurance plus \u003cstrong\u003e$500\u003c\/strong\u003e accounting and legal. If property taxes sit with the lease, add \u003cstrong\u003e$300\u003c\/strong\u003e for a \u003cstrong\u003e$1,200\u003c\/strong\u003e monthly load. That bucket should cover workers’ compensation, garage liability, property insurance, and equipment coverage.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eCost drivers\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eCompliance costs move with \u003cstrong\u003epayroll size\u003c\/strong\u003e, the services you sell, city rules, and state requirements. More fluid work means tighter waste handling and storage needs; more staff means higher workers’ compensation exposure. Keep the lease structure clear, because property taxes may add \u003cstrong\u003e$300\/month\u003c\/strong\u003e if the landlord passes them through.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eInitial Parts, Fluids, and Consumables Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eWhat to Stock\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003e\u003cstrong\u003eStartup inventory\u003c\/strong\u003e is the shelf stock you need on day one, not ongoing cost of goods sold. Cover oils, filters, fluids, fasteners, brake cleaner, gloves, rags, shop towels, safety items, cleaning products, common replacement parts, and specialty fluids. Size each item with opening-job counts, unit prices, supplier quotes, and lead times.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eBuild the Mix\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eUse the Year 1 service mix to shape depth: \u003cstrong\u003e80%\u003c\/strong\u003e routine maintenance, \u003cstrong\u003e40%\u003c\/strong\u003e diagnostic repair, \u003cstrong\u003e60%\u003c\/strong\u003e parts sales, and \u003cstrong\u003e15%\u003c\/strong\u003e specialized services. Routine work justifies more fluids and filters on hand. Diagnostic jobs and specialty work should stay lean until the repair is confirmed.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eStock fast movers first\u003c\/li\u003e\n\u003cli\u003eKeep slow movers tight\u003c\/li\u003e\n\u003cli\u003eOrder complex parts later\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eUse the Ratios\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe model puts \u003cstrong\u003eparts and fluids\u003c\/strong\u003e at \u003cstrong\u003e19%\u003c\/strong\u003e of revenue in Year 1, easing to \u003cstrong\u003e17%\u003c\/strong\u003e by Year 5. \u003cstrong\u003eShop supplies\u003c\/strong\u003e run \u003cstrong\u003e25%\u003c\/strong\u003e of revenue in Year 1, then \u003cstrong\u003e20%\u003c\/strong\u003e by Year 5. Use those shares as a budget ceiling for opening stock, not a reason to overbuy slow-moving items.\u003c\/p\u003e\n\u003cul class=\"lst_crct_blog\"\u003e\n\u003cli\u003eWatch first-month cash use\u003c\/li\u003e\n\u003cli\u003eMatch buys to service volume\u003c\/li\u003e\n\u003cli\u003eAvoid dead stock on shelves\u003c\/li\u003e\n\u003c\/ul\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eShelf vs. Job Parts\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eKeep \u003cstrong\u003eshelf stock\u003c\/strong\u003e to high-turn items like oils, filters, fluids, towels, and safety consumables. Put \u003cstrong\u003ejob-specific parts\u003c\/strong\u003e on order after diagnosis, especially for engines, brakes, and electrical repairs. That split protects cash, cuts write-offs, and keeps the opening inventory aligned with actual repair flow.\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch3\u003e\u003cspan style=\"color: #126CFF;\"\u003eStaffing, Software, and Launch Marketing Startup Expense\u003c\/span\u003e\u003c\/h3\u003e\u003cbr\u003e\n\u003cdiv class=\"card_smpl blue_card\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-colons-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003ePre-open cash\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eBefore the first ticket, budget for \u003cstrong\u003erecruiting\u003c\/strong\u003e, background checks if used, onboarding, uniforms, and payroll before revenue. The Year 1 wage base is \u003cstrong\u003e$227,500\u003c\/strong\u003e: owner\/general manager \u003cstrong\u003e$90,000\u003c\/strong\u003e, lead ASE technician \u003cstrong\u003e$75,000\u003c\/strong\u003e, service advisor \u003cstrong\u003e$50,000\u003c\/strong\u003e, and bookkeeper \u003cstrong\u003e$25,000\u003c\/strong\u003e. Keep this separate from one-time launch spend.\u003c\/p\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"container_2_clmn_row\"\u003e\n\u003cdiv class=\"card_smpl_2\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-tips-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eSoftware setup\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eShop management software runs at \u003cstrong\u003e$250 per month\u003c\/strong\u003e, or \u003cstrong\u003e$3,000\u003c\/strong\u003e in Year 1. Add website and local search setup before opening, then keep the system live for scheduling, approvals, and invoicing. Use vendor quotes and months of coverage to size this line. \u003cstrong\u003eSetup is one-time; the software fee repeats.\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"card_smpl\"\u003e\n\u003cdiv class=\"card_smpl_head\ner\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-intro-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003eOpening marketing\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eThe Year 1 marketing budget is \u003cstrong\u003e$12,000\u003c\/strong\u003e, and Year 1 customer acquisition cost is \u003cstrong\u003e$75\u003c\/strong\u003e. That spend should cover opening promotions, signage support, and local search setup. Quick math: \u003cstrong\u003e160 customers × $75\u003c\/strong\u003e uses the full budget. \u003cstrong\u003eTrack CAC early so spend does not outrun traffic.\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003cbr\u003e\u003cdiv class=\"card_smpl\"\u003e\u003cdiv class=\"double_border\"\u003e\n\u003cdiv class=\"card_smpl_header\"\u003e\n\u003cimg src=\"\/cdn\/shop\/files\/fml_20_fml-Orange-blog-pin-icon.svg\" alt=\"Icon\" class=\"icon_how_to_use\"\u003e\u003ch4\u003e\u003cspan style=\"color: #ffffff;\"\u003eVariable launch costs\u003c\/span\u003e\u003c\/h4\u003e\n\u003c\/div\u003e\n\u003cp\u003eTechnician bonuses are modeled at \u003cstrong\u003e45%\u003c\/strong\u003e of revenue in Year 1, and digital inspection platform fees are \u003cstrong\u003e15%\u003c\/strong\u003e. Those are variable costs, so they rise with sales and should sit below base payroll in the model. \u003cstrong\u003eFixed wages fund readiness; variable pay follows demand.\u003c\/strong\u003e\u003c\/p\u003e\n\u003c\/div\u003e\u003c\/div\u003e\u003cbr\u003e\u003cbr\u003e\u003ch2\u003e\u003cspan style=\"color: #126CFF;\"\u003eCompare 3 Startup Cost Scenarios\u003c\/span\u003e\u003c\/h2\u003e\n\u003csection class=\"fml-scenario-table\" aria-label=\"Vehicle Repair Shop Startup Cost Scenarios\" data-site-name=\"Financial Models Lab\" data-site-url=\"https:\/\/financialmodelslab.com\" data-source-title=\"Vehicle Repair Shop Startup Cost Scenarios\" data-note-label=\"Planning note\" data-note-text=\"These ranges are planning assumptions from the model, not exact vendor quotes; the base case also carries a $731,000 minimum cash need in Month 8.\"\u003e\u003cdiv class=\"fml-scenario-table-card\"\u003e\n\u003cheader class=\"fml-scenario-table-header\"\u003e\u003cdiv\u003e\n\u003cp class=\"fml-scenario-table-eyebrow\"\u003eStartup cost scenarios\u003c\/p\u003e\n\u003cp class=\"fml-scenario-table-description\"\u003eScenario scale changes startup cash because this shop is equipment-heavy. More bays, deeper diagnostics, faster hiring, and longer working capital needs can push funding well above the lean opening build.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-actions\"\u003e\u003cbutton class=\"fml-scenario-table-export\" type=\"button\" data-scenario-export\u003eEXPORT XLSX\u003c\/button\u003e\u003c\/div\u003e\u003c\/header\u003e\u003cdiv class=\"fml-scenario-table-wrap\"\u003e\u003ctable class=\"fml-scenario-table-grid\"\u003e\n\u003ccaption\u003eLean, Base, and Full launch cost comparison for a vehicle repair shop.\u003c\/caption\u003e\n\u003cthead\u003e\u003ctr\u003e\n\u003cth class=\"fml-scenario-table-stub\" scope=\"col\" data-export-value=\"Scenario\"\u003eScenario\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Lean Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eLean Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eMaintenance-led shop\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Base Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eBase Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eIndependent repair shop\u003c\/span\u003e\n\u003c\/th\u003e\n\u003cth class=\"fml-scenario-table-column\" scope=\"col\" data-export-value=\"Full Launch\"\u003e\n\u003cspan class=\"fml-scenario-column-title\"\u003eFull Launch\u003c\/span\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003eBroader diagnostics shop\u003c\/span\u003e\n\u003c\/th\u003e\n\u003c\/tr\u003e\u003c\/thead\u003e\n\u003ctbody\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Launch model\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-launch\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-launch-model.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eLaunch model\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Open with the required opening assets and defer the AC machine and alignment system.\"\u003eOpen with the required opening assets and defer the AC machine and alignment system.\u003c\/td\u003e\n\u003ctd data-export-value=\"Build the full modeled shop through Month 8, including both lifts and the core specialty add-ons.\"\u003eBuild the full modeled shop through Month 8, including both lifts and the core specialty add-ons.\u003c\/td\u003e\n\u003ctd data-export-value=\"Expand into broader bay count or specialty capability only after vendor quotes confirm extra spend.\"\u003eExpand into broader bay count or specialty capability only after vendor quotes confirm extra spend.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Typical setup\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-setup\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-typical-setup.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eTypical setup\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Core diagnostics, maintenance, fixtures, IT, tools, signage, and fluid storage.\"\u003eCore diagnostics, maintenance, fixtures, IT, tools, signage, and fluid storage.\u003c\/td\u003e\n\u003ctd data-export-value=\"Diagnostics, maintenance, two lifts, tools, signage, IT, and waste fluid storage.\"\u003eDiagnostics, maintenance, two lifts, tools, signage, IT, and waste fluid storage.\u003c\/td\u003e\n\u003ctd data-export-value=\"Adds specialty capability or more bays after pricing is locked on equipment and staffing.\"\u003eAdds specialty capability or more bays after pricing is locked on equipment and staffing.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Cost drivers\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-drivers\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-cost-drivers.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eCost drivers\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"service mix; bay count; equipment depth; lease terms; working capital\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eservice mix\u003c\/li\u003e\n\u003cli\u003ebay count\u003c\/li\u003e\n\u003cli\u003eequipment depth\u003c\/li\u003e\n\u003cli\u003elease terms\u003c\/li\u003e\n\u003cli\u003eworking capital\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"service mix; two lifts; equipment depth; hiring pace; working capital\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003eservice mix\u003c\/li\u003e\n\u003cli\u003etwo lifts\u003c\/li\u003e\n\u003cli\u003eequipment depth\u003c\/li\u003e\n\u003cli\u003ehiring pace\u003c\/li\u003e\n\u003cli\u003eworking capital\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003ctd data-export-value=\"specialty services; bay count; extra technicians; equipment bids; lease terms\"\u003e\u003cul class=\"fml-scenario-list\"\u003e\n\u003cli\u003especialty services\u003c\/li\u003e\n\u003cli\u003ebay count\u003c\/li\u003e\n\u003cli\u003eextra technicians\u003c\/li\u003e\n\u003cli\u003eequipment bids\u003c\/li\u003e\n\u003cli\u003elease terms\u003c\/li\u003e\n\u003c\/ul\u003e\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Planning range\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-range\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-planning-range.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003ePlanning range\u003c\/span\u003e\u003cspan class=\"fml-scenario-row-subtitle\"\u003eCAPEX only\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"$124,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$124,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eLean opening\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"$152,000\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003e$152,000\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-soft\"\u003eBase build\u003c\/span\u003e\n\u003c\/td\u003e\n\u003ctd data-export-value=\"Vendor-quoted expansion\"\u003e\n\u003cstrong class=\"fml-scenario-range\"\u003eVendor-quoted expansion\u003c\/strong\u003e\u003cspan class=\"fml-scenario-badge is-warning\"\u003eQuote first\u003c\/span\u003e\n\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003ctr data-scenario-row\u003e\n\u003cth class=\"fml-scenario-row-heading\" scope=\"row\" data-export-value=\"Best fit\"\u003e\u003cspan class=\"fml-scenario-row-heading-inner\"\u003e\u003cspan class=\"fml-scenario-row-icon is-fit\" aria-hidden=\"true\"\u003e\u003cimg class=\"fml-scenario-row-icon-img\" src=\"\/cdn\/shop\/files\/scenario-best-fit.svg\" alt=\"\" loading=\"lazy\"\u003e\u003c\/span\u003e\u003cspan\u003e\u003cspan class=\"fml-scenario-row-title\"\u003eBest fit\u003c\/span\u003e\u003c\/span\u003e\u003c\/span\u003e\u003c\/th\u003e\n\u003ctd data-export-value=\"Best for a smaller maintenance-led shop that wants to limit startup cash.\"\u003eBest for a smaller maintenance-led shop that wants to limit startup cash.\u003c\/td\u003e\n\u003ctd data-export-value=\"Best for a standard independent repair shop with full core coverage.\"\u003eBest for a standard independent repair shop with full core coverage.\u003c\/td\u003e\n\u003ctd data-export-value=\"Best for owners planning broader diagnostics and specialty work after quotes.\"\u003eBest for owners planning broader diagnostics and specialty work after quotes.\u003c\/td\u003e\n\u003c\/tr\u003e\n\u003c\/tbody\u003e\n\u003c\/table\u003e\u003c\/div\u003e\n\u003cdiv class=\"fml-scenario-table-note\"\u003e\n\u003cspan class=\"fml-scenario-table-note-icon\" aria-hidden=\"true\"\u003e!\u003c\/span\u003e\u003cp\u003e\u003cstrong\u003ePlanning note:\u003c\/strong\u003e These ranges are planning assumptions from the model, not exact vendor quotes; the base case also carries a $731,000 minimum cash need in Month 8.\u003c\/p\u003e\n\u003c\/div\u003e\n\u003c\/div\u003e\u003c\/section\u003e","brand":"FinancialModelsLab","offers":[{"title":"Default Title","offer_id":49304299274483,"sku":"vehicle-repair-shop-startup-costs","price":0.0,"currency_code":"USD","in_stock":true}],"thumbnail_url":"\/\/cdn.shopify.com\/s\/files\/1\/0522\/6191\/2762\/files\/vehicle-repair-shop-startup-costs.webp?v=1782694652","url":"https:\/\/financialmodelslab.com\/products\/vehicle-repair-shop-startup-costs","provider":"Financial Models Lab","version":"1.0","type":"link"}