This executive assistant startup budget covers US planning assumptions for the first operating year, including at least $330,000 in listed CAPEX, pre-opening expenses, working capital, and launch-month burn It separates equipment and setup costs from recurring items such as $8,500/month for software, $3,200/month for insurance and legal compliance, and $20,000/month in first-year marketing These ranges are planning assumptions, not vendor quotes or guaranteed costs
Calculate Fuding Needs
Startup cost summary
This table breaks startup costs into CAPEX and excluded cash needs using researched US planning assumptions for an executive assistant business.
Highlighted CAPEX$330,000Base planning example
Excluded cash needs$166,000Outside CAPEX total
Funding need$496,000CAPEX + excluded cash needs
Cost Category
Base Estimate
Main Cost Driver
CAPEX Calculator
Office Setup & Furnishings
$75,000
Workspace build-out and furniture
Yes
IT Infrastructure & Servers
$45,000
Hardware, network, and devices
Yes
Proprietary Matching Platform Development
$150,000
Custom platform build and testing
Yes
Security & Compliance Systems
$35,000
Security controls and compliance setup
Yes
CRM & Client Management System
$25,000
Client tracking and workflow setup
Yes
Working Capital Reserve
$166,000
Month 6 cash runway for payroll and fixed overhead
No
Estimate Startup Costs with Calculator
Startup CAPEX Calculator
Estimates capitalized startup assets only for an executive assistant business, before payroll, runway, and other operating costs.
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Non-CAPEX items This calculator covers one-time startup assets only. It excludes software subscriptions, insurance, marketing, payroll runway, owner draw, debt service, working capital, deposits, inventory, and other operating costs that need separate funding.
What should this CAPEX screenshot show?
The screenshot shows the Executive Assistant model tab for CAPEX/startup costs; open the template and review/adjust categories, timing, amounts, depreciation/amortization.
Screenshot highlights
$330k CAPEX
$38.7k overhead
$240k marketing, $1,200 CAC
Compare 3 Startup Cost Scenarios
Startup cost scenarios
Lean uses a solo remote founder model, Base adds a professional setup, and Full layers on a managed-service build with staff, systems, and marketing, so cash needs rise fast.
Lean vs Base vs Full launch cost bands
Scenario
Lean LaunchLowest cash risk
Base LaunchProfessional launch
Full LaunchScale-ready
Launch model
Solo remote founder with an existing network, home office, limited paid marketing, and no proprietary platform.
Independent professional launch with paid software, contracts, website, insurance, and structured outreach.
Managed-service launch with $453,000 in listed CAPEX, $38,700 monthly fixed overhead, $240,000 Year 1 marketing, and $1.085 million Year 1 payroll.
Typical setup
Uses basic admin tools, contract help, and a simple workflow without heavy build costs.
Adds a client-ready site, insurance, onboarding steps, and recurring admin support.
Builds platform, compliance, office setup, and a larger team; working capital, owner runway, taxes, and emergency reserves sit outside CAPEX.
Cost drivers
Home office tools
basic software
contract help
light marketing
minimal travel
Website launch
software licenses
insurance
onboarding
structured outreach
Platform build
payroll
fixed overhead
marketing
compliance
Planning rangeCAPEX only
Lowest funding bandCash-light
Mid-range setupBalanced spend
$453k+ before reservesCapital heavy
Best fit
Best for an independent operator testing demand before hiring or building custom systems.
Best for a founder who wants a clean launch without the full managed-service build.
Best for a team aiming to run a managed service with hiring, systems, and growth spend from day one.
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Planning note: Scenario ranges are researched planning assumptions, not vendor quotes or exact bids.
What is the biggest cost to start an executive assistant business?
For an Executive Assistant business, the biggest cost is usually client acquisition and payroll, not basic equipment. In a full-service model, Year 1 marketing is $240,000 at $20,000/month with $1,200 CAC, and Year 1 payroll is $1.085M, or about $90,400/month. Software licenses and SaaS tools add $8,500/month, while CAPEX starts at least $330,000. If the founder already has a strong executive network, paid marketing can shrink, but enterprise buyers bring more credibility, compliance, and sales-cycle cost.
Biggest cash drains
Payroll: $1.085M in Year 1
Marketing: $240K in Year 1
Software: $8.5K per month
CAPEX: at least $330K
What changes the mix
Strong network: lowers paid ads need
Enterprise buyers: raise trust costs
CAC: $1,200 per customer
Sales cycle: longer before cash comes in
What hidden costs come with starting an executive assistant business?
If you’re starting an Executive Assistant business, the hidden costs are mostly cash timing, not equipment. The biggest drains are unpaid client-acquisition time, proposal work, and onboarding, plus the How Much Does The Owner Of An Executive Assistant Business Usually Make? gap before revenue catches up. In the model here, payment processing is 28% of revenue, client onboarding is 32% in Year 1, and customer success and account management adds 80% of revenue, while insurance and legal compliance runs $3,200/month.
Pre-opening costs
Unpaid client-acquisition time
Proposal and contract review
Confidentiality term setup
Software trials that turn paid
Working capital hits
Bookkeeping setup and renewals
$3,200/month compliance cost
28% payment processing drag
Owner living expenses before cash comes in
How should I fund an executive assistant business?
Fund the Executive Assistant business with at least $330,000 for launch CAPEX, then budget for about $149,100 a month in Year 1 fixed burn before revenue-linked costs. At a weighted monthly revenue of $3,219 per active customer and $1,963 contribution per customer, break-even before CAC is about 76 active customers. So the funding plan should match your client ramp, not just your setup bill.
Launch budget
Start with $330,000 CAPEX.
Add $38,700 monthly overhead.
Add $90,400 monthly payroll.
Add $20,000 monthly marketing.
Break-even math
Break-even starts near 76 active customers.
Each customer adds $1,963 contribution.
Revenue per active customer is $3,219.
Contribution margin is about 61%.
Key Takeaways
Treat equipment as one-time CAPEX before opening.
Software is recurring; security drives spend fastest.
Legal and insurance costs rise with sensitive client work.
Marketing and onboarding can dominate Year 1 cash.
Executive Assistant Core Five Startup Costs
Equipment And Home Office Setup Startup Expense
Founder setup
This is one-time CAPEX, not monthly spend. For a solo founder, it covers a laptop, monitor, keyboard, webcam, headset, desk, ergonomic chair, printer or scanner if needed, backup drive, and reliable phone setup. Before launch, buy the founder workstation first; by opening month, confirm whether you’re staying home-based or moving to an office.
Scaled build
If you are building a team, use the listed blocks: $75,000 for office setup and furnishings, $45,000 for IT infrastructure and servers, $35,000 for security and compliance systems, and $25,000 for CRM and client management. That totals $180,000 of startup capex before launch.
Keep it lean
Cut waste by buying only what protects service quality and data. Use refurbished furniture, one strong monitor setup, and delay printer or scanner purchases unless paper flow is real. Don’t push software, marketing, payroll, or insurance into capex; those belong elsewhere, so your launch budget stays clean and comparable.
Cash timing
Track cash in two buckets: pre-launch buys for the founder’s workstation, then opening-month spend for team-ready systems. Ask one question first: is the business home-based, office-based, or team-based? That answer drives whether the opening-month cash need stays small or moves toward the full $180,000 build.
Website, Branding, And Client Acquisition Startup Expense
Launch Spend
Website, branding, and client acquisition are a major variable cost, not a nice-to-have. This bucket covers domain, site build, logo, professional email, profile optimization, proposal materials, case-study-style service pages, directory listings, networking, referrals, and ads. In this model, Year 1 marketing is $240,000; at $1,200 CAC, that supports about 200 customers if performance holds.
Budget Inputs
Build the budget from channel spend, sales materials, and launch speed. Paid ads should match the target executive, service tier, and close rate, while referral outreach and directory work usually cost less cash but more time. Use quotes for design, copy, and media buys, then check whether each dollar helps one booked call or one closed client.
Price by channel and month
Separate paid and earned reach
Track CAC by service tier
Keep It Lean
If the founder already has referrals, cash spend can drop, but time spend goes up. Enterprise positioning pushes up proof, website quality, sales materials, and compliance. Keep the site tight, show clear service tiers, and avoid paying for broad traffic that does not reach executives who can buy fast.
Reuse referral proof first
Spend on executive-facing pages
Cut weak ad channels fast
Unit Math
Here’s the quick math: $240,000 divided by $1,200 CAC equals about 200 customers. If CAC rises, the same budget buys fewer clients, so track spend by channel and stop anything that adds clicks but not qualified executive conversations.
Legal Setup, Contracts, And Insurance Startup Expense
Entity Basics
Treat this as state-specific, not one-size-fits-all. Budget for entity formation, a registered agent if needed, and an EIN setup, then build your launch file around the state rules that apply to your entity and work location. No universal license is implied for executive assistant work in the United States.
Contract Package
Use a service agreement with confidentiality, privacy language, subcontractor terms, and contract review before launch. Executive clients often expect tighter terms because the assistant may handle calendars, inboxes, travel, files, payments, and sensitive data. In the model, professional services and consulting run $5,000/month.
Insurance Spend
Cover both general liability and professional liability so a client issue does not become a cash hit. The model includes insurance and legal compliance at $3,200/month, so keep this in the recurring budget, not the one-time setup bucket. Ask for quotes by state, entity type, and coverage limits.
Cost Control
Keep costs down by using a standard contract set, getting one outside review, and renewing coverage only after you match the policy to the actual service scope. The big mistake is skipping privacy terms or underinsuring a high-trust role. For executive support, stronger paperwork is cheap compared with a dispute over payments or sensitive information.
Training, Credentials, And Onboarding Assets Startup Expense
Credibility Spend
Treat training and credentials as optional unless the niche demands them. For an executive assistant service, the real setup spend is in SOPs, intake forms, confidentiality workflows, proposal templates, and service agreement setup. In Year 1, quality assurance and training can run at 25% of revenue, so this is a working cost, not a prestige item.
What To Budget
Budget with inputs, not guesses: course fees, certification fees, internal training hours, and template build time. The onboarding pack should cover intake forms, checklists, confidentiality workflows, proposal templates, and service agreements. Year 1 client onboarding and setup adds 32% of revenue, so setup design can cost more than the training itself.
Keep It Lean
Use one setup path, short internal training, and proven templates. Don’t buy certifications unless they help win the niche or meet client expectations. Strong onboarding protects the assumed 25 billable hours per month per active customer, because service complexity, travel coordination, enterprise support, and subcontractor use all raise non-billable time.
Why It Pays
The math is blunt: 25% for quality assurance and training plus 32% for client onboarding and setup equals 57% of Year 1 revenue. If onboarding is messy, assistants burn time on admin instead of billable work, and the model loses margin fast.
Software And Secure Workflow Tools Startup Expense
What it covers
Treat most tools as recurring operating expense or pre-opening setup, not CAPEX. The stack usually covers calendar management, video meetings, email, cloud storage, password management, e-signature, invoicing, bookkeeping, CRM, task management, secure file sharing, and client communication tools. The model shows $8,500/month for licenses and SaaS, so budget setup cash before launch and month-one renewals.
Keep it lean
Security and client volume drive the bill. A solo service can stay leaner; a managed service needs more access control, audit trail, and matching logic. Here’s the quick math: if platform and matching costs run 45% of Year 1 revenue, every $100 of revenue needs $45 for tech. Cut duplicate tools and avoid custom builds too early.
Use only when needed
Only the proprietary build belongs in CAPEX. The model lists $150,000 for platform development if you build your own matching system. Use that only when you need custom workflow control or stronger security; otherwise keep software spend as operating expense and pre-opening setup cash.
Match spend to scale
The real cost driver is security, client volume, and whether the service is solo or managed. If you can buy standard tools, do that first. If you need a custom matching layer for higher-touch clients, that’s when the model’s $150,000 development line starts to make sense.
