Terms of service
Use of Our Website
The content on this website is provided solely for informational, educational, and training purposes. Financial Models Lab makes no representations or warranties regarding the accuracy, reliability, or applicability of any ideas, strategies, or information presented in our articles or materials. Content may contain inaccuracies or typographical errors, and Financial Models Lab assumes no responsibility for any such issues.
Licensing
When a user downloads a template from our website, they may be required to select a license type. The rights and limitations associated with the product depend on the specific license chosen.
By downloading, copying, accessing, or otherwise using any template from Financial Models Lab, you agree to the following terms:
- - You may NOT sell, resell, license, rent, lease, lend, sublicense, or otherwise transfer the template for value without prior written permission from Financial Models Lab.
- - You are solely responsible for any decisions, results, or outcomes derived from the calculations or algorithms within the templates. Financial Models Lab shall not be liable for any indirect, incidental, special, or consequential damages, including but not limited to loss of profits, business interruption, or loss of data.
- - You may NOT distribute, publish, upload to an online gallery, host on a website, or place any template on a server accessible to the general public.
Customizations
All templates and downloadable products available on the website are provided “as is.” We welcome feedback for improvement; however, submitting feedback does not create an obligation for Financial Models Lab to modify or update any product. If you require additional customization or tailored solutions, please refer to our Custom Services offering.
Pricing Policy
Financial Models Lab offers both free and paid templates. Prices for paid templates may change at any time at our sole discretion. Updated prices apply prospectively and do not qualify existing customers for refunds, partial refunds, or additional charges.
Templates from Financial Models Lab may also be sold through third-party platforms or marketplaces. Prices may vary across platforms, and we do not guarantee price consistency.
Refund Policy
Financial Models Lab does not offer refunds on downloadable templates or custom products. All digital sales are final due to the nature of digital content delivery.
Intellectual Property Rights
All intellectual property rights—including but not limited to copyrights, database rights, design rights, trade secrets, and proprietary algorithms—contained on this website or within its downloadable products are owned by Financial Models Lab or its licensors. All rights are reserved. No materials may be copied, reproduced, modified, distributed, or used to create derivative works without express written permission.
Third-Party Websites
Our website may contain links to external websites operated by third parties. These links are provided for convenience only. Financial Models Lab is not responsible for the content, security, or risks associated with visiting third-party websites.
Use of the Website by Individuals Under 18
Our services are not intended for minors without the supervision and involvement of a parent or legal guardian. Individuals under the age of 18 may access the website only for educational purposes.
Law and Jurisdiction
These terms and conditions are governed by and construed in accordance with applicable international laws. Any disputes arising out of or relating to these terms will be subject to the jurisdiction of recognized international courts or tribunals, unless otherwise required by mandatory local laws.
Entire Agreement
These terms and conditions, together with our Privacy Policy and any other documents expressly referenced therein, constitute the entire agreement between you and Financial Models Lab regarding your use of this website and our digital products. They supersede all prior negotiations, understandings, or agreements, whether oral or written.
You acknowledge that you have not relied upon any representation, promise, or statement not expressly set out in these terms.