PROPERTY VERIFICATION SERVICE BUSINESS PLAN

I. Executive Summary

Company Description

Verity Title Works — named for verity (truth) and the craft of title work — is a U.S.-based professional services firm launching in 2026 in the property due-diligence sector. We provide on-demand property documentation and ownership verification as an alternative to traditional title insurance, selling a la carte research services at an hourly rate. Our core offerings are expert ownership searches, lien and encumbrance reports, chain-of-title reconstructions, and bespoke risk memos, combined with proprietary workflow software that enforces quality checks and audit trails. One-line: we deliver precise, transparent title work billed by the hour, not by insurance premium.

We run nationwide for sophisticated real estate professionals — lenders, funds, developers, and complex transaction attorneys — by combining experienced title examiners, paralegals, and technologists who perform record retrieval, document analysis, and report generation. What sets us apart is strict process control, visible audit trails, and client-controlled scope that reduce over-insurance, improve speed, and limit closing surprises. Short-term goal: onboard 25 repeat professional clients and reach break-even within 12 months of launch. Long-term goal: scale to a national practice with regional centers, platform licensing for law firms, and metrics-driven risk products. One-line: we protect clients’ financial interests through accurate, accountable title verification.

Problem

Real estate closings in the U.S. regularly fail or expose parties to catastrophic loss because property records are complex, fragmented, and vulnerable to fraud and undisclosed liens. Buyers and lenders face missed red flags, hidden ownership disputes, and unsecured loans that standard title insurance packages often do not catch. Clients pay for bundled coverage yet still miss specific, transaction-critical risks.

There is a clear gap for on-demand, targeted documentation and ownership verification for sophisticated investors and lenders. Launching in 2026, we are a U.S.-based professional services firm providing a la carte, hourly research and proprietary-technology–driven due diligence to fill that gap and put control back with the client. One-liner: precise, targeted property verification that prevents surprise losses at closing.

Solution

Real estate transactions face fraud, undisclosed liens, and ownership disputes that can void multimillion-dollar deals. Our service delivers on-demand, deep-dive property documentation and ownership verification—including Title Search Reports, lien verifications, and chain of title analysis—through specialized examiners and a secure case-management platform that gives clients real-time updates and plain‑language reports.

One line: Provide targeted, legally useful property verification without the cost and rigidity of full-title insurance.

Mission Statement

We provide the most transparent, accurate, and flexible property verification services in the U.S. real estate market to reduce transaction risk through meticulous research and expert analysis of property documentation. We empower real estate professionals with targeted data and clear findings so they can execute complex transactions with confidence. By combining advanced technology with human expertise, we set the national standard for independent due diligence and commit to integrity, clarity, and the protection of our clients' investments.

Key Success Factors

Success rests on specialist people, proprietary systems, clear pricing, disciplined risk controls, and referral partnerships.

• Specialized title examiners: experienced team delivering accurate, high-volume property research.
• Proprietary case management software: improves throughput, traceability, and quality control.
• Transparent hourly billing: appeals to cost-conscious, high-volume investors and differentiates pricing.
• Risk management and security: comprehensive Errors & Omissions insurance and secure data protocols.
• Scalable operations and partnerships: flexible research staffing plus referrals from legal and lender partners.

Financial Summary

Key financial highlights for the Property Verification Service, showing early revenue growth, rapid breakeven, and measured investor returns.

Financial requirements: maintain a minimum cash reserve of $613,000 (minimum cash month: Aug-26). The business reaches breakeven in Sep-26 (9 months after launch) with a payback period of 35 months. Anticipated investor returns are IRR 4.52% and ROE 2.79%.

Outlook: steady revenue growth to $3.73M by 2030 and EBITDA of $1.392M show a stable, profit-generating service business.

Funding Requirements

We are raising capital to cover capital expenditures, launch marketing, first‑year core salaries, pre‑breakeven operating losses, and to maintain a $613,000 minimum cash reserve.

One-liner: Total raise targets full launch runway and the required minimum cash position.

Financial snapshot: Year 1 revenue of $668,000 scaling to $3,731,000 by Year 5; breakeven expected Sep 2026; projected 2030 EBITDA of $1,392,000; IRR 4.52% and ROE 2.79%.