RENTAL PROPERTY BUSINESS PLAN

I. Executive Summary

Company Description

Aurum Residential Partners (Aurum, Latin for gold) is a United States–based real estate investment firm launching in 2026 that specializes in acquiring, developing, and managing residential rental properties for accredited investors and family offices. We operate in the residential rental sector and provide a full-service platform that sources off-market opportunities, executes $50,000+ renovations, and delivers professional property management. Our core products are pooled investment vehicles and managed single-asset sponsorships built on advanced financial modeling to maximize returns and reduce downside. One-liner: We turn off-market homes into institutional-grade rental assets for passive investors.

Daily operations cover sourcing, underwriting, renovation oversight, leasing, and asset management in targeted high-growth U.S. regions. We differentiate through proprietary data-backed underwriting, integrated renovation pipelines, and transparent investor reporting. Our target market is accredited investors and family offices seeking passive, income-producing housing exposure with professional operations. Short-term goal: deploy capital and complete initial acquisitions in 2026. Long-term goal: scale a multi-regional portfolio that delivers predictable cash yield and long-term equity growth for partners. One-liner: We pair institutional processes with hands-on operations to deliver repeatable rental returns.

Problem

Accredited investors and family offices seeking U.S. residential real estate lack specialized local underwriting and operational capacity to source, renovate, and exit properties at scale. This gap prevents scalable, passive exposure to housing for capital-rich investors.

Without a professional intermediary investors face poor underwriting, inconsistent renovations, slow dispositions, and uneven asset management—issues that reduce net returns, increase holding time, and raise execution risk. Our U.S.-based firm, launching in 2026, offers a full-service platform covering the entire asset lifecycle, including identification of off-market opportunities, $50,000+ renovations, and professional property management, to directly address these unmet needs.

Solution

Many investors lack time, local expertise, or scale to source, renovate, and manage rental properties, exposing them to underwriting errors and project inefficiency; our full-service residential real estate investment platform fills that gap by managing the entire asset lifecycle from off-market sourcing and standardized cash-flow underwriting through value-add renovations, active asset management, and data-backed exit planning. One clear result: passive income plus long-term capital appreciation.

Core features include rigorous off-market underwriting, fixed-timeline and budgeted renovations, monthly occupancy and rental optimization, and quantitative hold-versus-sell modeling—so private capital gains hands-off access to institutional-grade deal flow and operations. We deliver predictable distributions and clear exit options.

Mission Statement

We empower investors to build lasting wealth through expertly managed, data-driven U.S. residential real estate investments. We deliver superior risk-adjusted returns by combining sophisticated financial modeling with hands-on asset optimization and by removing the operational burdens of property ownership for our partners. We commit to a seamless, transparent, and professional experience grounded in integrity and innovation, and to being the premier choice for accredited investors seeking passive exposure to high-quality housing.

Key Success Factors

Success depends on sourcing off-market deals, executing controlled renovations, maintaining strong occupancy and rents, and holding a prudent cash reserve under experienced management.

• Proprietary data analytics to underwrite and acquire assets at the right price (e.g., Hillcrest, Meadowlane).
• Renovation discipline keeping scope and costs within $35,000–$55,000 per unit.
• Operational oversight from an experienced management team led by a Founder paid $95,000 per year.
• Leasing performance driven by a dedicated Leasing Agent to sustain high occupancy and achieve $2,600–$3,400 rents.
• Liquidity buffer maintaining a minimum cash reserve of $184,000 for stability and downturns.

Financial Summary

Brief financial snapshot: the portfolio reaches breakeven in May 2028 with a 60‑month payback horizon and minimum cash of $184,000.

Financial requirements: capital to cover acquisition, construction, capex, and operating losses through breakeven; minimum cash cushion is $184,000. Anticipated return: IRR is -0.01% and ROE is -27% based on the current five‑year plan; final disposition is scheduled for 31‑Dec‑2030.

Overall outlook: capital intensive early years, breakeven May 2028, controlled cash buffer maintained.

Funding Requirements

The venture seeks $2,481,000 to fund seven property acquisitions, initial construction and CAPEX, and to preserve a minimum $184,000 cash reserve; breakeven is projected for May 2028 with full payback in 60 months.