SKIP TRACING INVESTIGATION SERVICE BUSINESS PLAN

I. Executive Summary

Company Description

NorthPoint Locate LLC (name chosen to reflect precise direction and outcome) is a Dallas, Texas–based, tech-enabled investigative agency launching in 2026. We operate in the investigative services and collections-support sector, specializing in professional skip tracing and asset location for law firms, debt collection agencies, and financial institutions across the United States. Our core services combine advanced data analytics, proprietary link-mapping, and licensed investigator fieldwork to deliver verified contact points and asset leads that automated platforms alone cannot produce. One-liner: We find people and assets reliably when records and automation fall short.

Day-to-day we ingest client cases, run multi-source data enrichment, perform analyst-led correlation, and deploy licensed investigators for field verification, all under strict legal compliance and a high-security IT stack. What sets us apart is the blend of human investigation with analytics, formal chain-of-custody reporting, and enterprise-grade data security. Short-term goals: acquire 50 recurring clients and reach break-even within 12 months of launch. Long-term goals: become the national leader in person-of-interest location tools, expand to two additional regional hubs by year four, and license our analytics platform to strategic partners. One-liner: We turn complex, cross-jurisdictional investigations into verified, court-ready results.

Problem

Debtors and persons of interest deliberately disappearing causes measurable financial loss and legal stagnation for law firms, creditors, and financial institutions. When parties evade service, skip routine, and obscure digital footprints, automated tools often return incomplete or stale leads, producing uncollectible judgments and stalled litigation.

There is a clear gap between automated data scraping and on-the-ground investigative intelligence. Current solutions focus on databases and algorithms but fail against deliberate evasion tactics such as identity manipulation, transient living situations, and use of third-party proxies, leaving cases unresolved and enforcement delayed.

Clients face higher legal costs, longer case durations, delayed enforcement and asset seizure, strained client relationships, and reduced ability to close files and recognize revenue—creating a persistent, underserved need for accurate, legally compliant person-location services.

Solution

We deliver high-speed, verified location data and asset reports that reduce failed recovery attempts. Our service combines advanced analytics, proprietary databases, and expert review to provide residency, employment, and asset information that legal and financial teams can act on, while we manage the compliance risk tied to data privacy laws.

One line: Fast, legally defensible location intelligence that cuts wasted fees and recovery delays.

Mission Statement

Our mission is to provide the legal and financial communities with the most accurate, timely, and compliant investigative intelligence available, so clients can mitigate losses and meet legal obligations. We combine ethical technology and experienced investigators to turn complex data into clear, actionable results. We operate with transparency, integrity, and a relentless focus on client success.

Key Success Factors

Success hinges on technology, pricing, regulatory compliance, scalable staffing, and focus on high-value clients.

• Proprietary technology that integrates multiple data streams for superior search accuracy.
• No-find, no-fee pricing that differentiates the offering and accelerates customer acquisition.
• Regulatory compliance with federal and state investigative licensing that creates a high barrier to entry.
• Scalable staffing plan growing from 7.0 to 26.0 FTEs to match revenue and capacity needs.
• Focus on Asset Investigation delivering higher margins and stronger client retention.

Financial Summary

This section summarizes key financial outcomes for the Skip Tracing Investigation Service over the first three forecast years.

Financial needs include initial CAPEX (~$535,000 total listed) and working capital; minimum cash reached is -$434,000 (Feb-28). The plan reaches breakeven in Oct-27, with a payback of 48 months and overall IRR 2.61% / ROE 4.83%.

Overall outlook: revenues scale from $834k in Year 1 to $9,067k in Year 5 with profitable operations by Year 4 and strong Year 5 EBITDA of $3,699,000.

Funding Requirements

Raise $1,000,000 to fund capex, go-to-market, and the operating runway to breakeven.

Year 1 revenue is projected at $834,000, scaling to $9,067,000 by Year 5; breakeven is forecast for October 2027, Year 5 EBITDA is $3,699,000, IRR 2.61%, ROE 4.83%, and payback 48 months.