SMALL BUSINESS CONSULTING BUSINESS PLAN

I. Executive Summary

Company Description

Northstar Advisory Group was founded in 2026 and is based in Austin, Texas. We operate in the professional services sector, delivering on-demand consulting to small and medium-sized businesses across the United States. Our core services are marketing strategy, financial planning, and operations improvement, all delivered through flexible engagements priced for SMBs. We use a data-informed approach to drive measurable outcomes—marketing ROI and operational efficiency—and position ourselves as a trusted advisory partner for busy entrepreneurs. One-line: We turn strategic confusion into clear, measurable growth.

We deliver services via short-term sprints, monthly retainers, and project-based implementations, combining senior consultant time with standardized templates and dashboards to keep costs low and speed high. What sets us apart is affordable on-demand expertise, rapid time-to-impact, and a commitment to KPIs clients can see in 30–90 days. Target customers are US-based SMBs with $500k–$10M revenue, typically founder-led and resource-constrained. Short-term goal: reach 200 clients and hire three full-time consultants by end of 2027. Long-term goal: scale to a multi-consultant firm serving 1,000+ clients nationwide by 2030. One-line: We scale methodically from solo practice to a national multi-consultant firm by 2030.

Problem

Many U.S. small business owners are skilled tradespeople but lack broad management knowledge in marketing, finance, and operations, creating a chronic capacity gap where owners spend most time on day-to-day work and little on strategy. This causes wasted marketing spend, poor cash-flow visibility, inefficient labor, low repeat customer rates, and scaling bottlenecks.

Existing advisory options are either too expensive or too generic for these firms, leaving a clear need for an affordable, on-demand consulting alternative. Founded in 2026 and based in Austin, Texas, our firm offers data-informed marketing, financial planning, and operations improvement services tailored to overwhelmed owners who need measurable, hands-on fixes and clear roadmaps. One sentence: owners are experts at their trade, not at running a growing business.

Solution

Small business owners lack the specialized marketing, financial, and operational expertise needed to lower customer-acquisition costs, raise lifetime value, and scale beyond current capacity. We deliver expert, on‑demand consulting that combines marketing, financial planning, and operations improvement into a single, flexible advisory service so owners can focus on their core trade while we optimize spend, simplify finances, and fix operational bottlenecks. We make professional-grade consulting accessible.

Core offerings are fixed-scope advisory blocks, modular financial plans, and operational playbooks that produce lender-ready cash-flow forecasts, reallocate marketing spend to higher-ROI channels, and standardize frontline hiring and onboarding. Focused modules turn urgent problems into repeatable solutions. One line: practical, part-time expertise that drives measurable profit improvement.

Mission Statement

We empower U.S. small business owners with expert, data-driven advisory services that drive measurable growth.

We deliver flexible, affordable, results-oriented guidance in marketing, finance, and operations, focused on customer acquisition, lifetime value, and maximizing return on investment.

Our goal is to make professional-grade strategy accessible so clients build more efficient, profitable, and sustainable businesses and can focus on what they do best.

Key Success Factors

Success depends on cost-efficient growth, recurring revenue, strategic partners, skilled team capacity, and measurable client outcomes.

• Lower CAC: reduce Customer Acquisition Cost from $550 to $350 by 2030.
• Recurring revenue: transition to retainer model targeting 42% recurring revenue by Year 5.
• Strategic alliances: partnerships with accounting software and local business groups to supply high-quality leads.
• Team capacity: scale a multidisciplinary team to 6.5 FTEs to solve complex client problems.
• Measurable ROI: use data-driven strategies to improve retention and strengthen market reputation.

Financial Summary

Brief financial snapshot: the firm reaches breakeven on Sep-26 and achieves rapid EBITDA growth from Year 1 to Year 5.

Financial requirements: minimum cash of $846,000 (required by Jun-27); payback in 28 months; expected returns: IRR 8.0% and ROE 3.8%.

The business shows breakeven in Sep‑26 and a clear path to profitability and investor returns.

Funding Requirements

We need $1,111,500 to cover 2026 CAPEX, first-year operating loss, 2027 hires, and working capital to maintain a minimum cash balance through June 2027.

Funding will come from founder equity and potential small business loans.