TRUST ADMINISTRATION SERVICES BUSINESS PLAN

I. Executive Summary

Company Description

We are a professional fiduciary firm launching in 2026 in Houston, Texas, offering independent trustee and estate settlement services in the trust administration sector. Our practice combines traditional trustee duties with a proprietary technology platform that gives clients 24/7 transparency into accounts, documents, and settlement progress. Our core team includes experienced trust officers, in-house legal counsel, and tax specialists who manage fiduciary duties, asset administration, beneficiary communications, and regulatory reporting for high-net-worth families and business owners across the U.S. One-liner: a modern fiduciary practice that runs trust administration with full legal and tax coverage plus live client visibility.

We deliver services through hands-on trust administration, estate settlement, tax filing, and periodic fiduciary reporting, supported by the platform for secure document sharing, audit trails, and workflow automation. What sets us apart is impartiality, meticulous regulatory compliance, and the integration of human expertise with real-time technology to reduce disputes and accelerate settlement timelines. Short-term goal: commence Houston operations and onboard initial trusts in 2026. Long-term goal: build a nationwide reputation and scale the platform to support larger, multi-jurisdictional estates. One-liner: integrity-led fiduciary services that scale through technology and specialist teams.

Problem

Individuals appointed as trustees often lack the financial, tax, and legal expertise required to manage complex estate assets, creating heightened personal liability, tax errors, and asset mismanagement. The absence of an impartial fiduciary and modern, transparent reporting routinely provokes intense family disputes, litigation risk, and delayed distributions.

High-net-worth families and business owners nationwide cannot find a solution that blends personalized trustee service with 24/7 digital transparency and rigorous compliance; families need a professional entity that executes grantors' wishes precisely while preserving family harmony.

Solution

Many individual trustees lack the legal and financial expertise to manage trusts, which creates risk of asset mismanagement, family disputes, and legal liability; our service replaces overwhelmed individual trustees with fiduciary-grade operations combined with a tech-enabled reporting platform to protect estate value, ensure compliance, and preserve grantor intent.

We deliver end-to-end trust administration: manage assets and enforce investment policy; prepare and file fiduciary tax returns; maintain audit-ready records; execute beneficiary distributions per instructions; provide 24/7 digital performance access; and act as a single administrative contact to simplify communication and reduce execution errors.

Mission Statement

We protect and manage our clients' life work with the highest standard of fiduciary integrity and modern transparency.

We deliver expert, impartial, tech-enabled trust administration that gives grantors peace of mind and tangible support to beneficiaries.

We navigate estate law and taxation with precision and clarity to preserve legacies for future generations while upholding our commitment to personal service and innovative reporting.

Key Success Factors

These factors drive client acquisition, operational reliability, and the financial milestone of breaking even by March 2028.

• Referral network with estate attorneys and financial advisors to drive steady client acquisition.
• Proprietary platform providing 24/7 transparency and real-time beneficiary reporting.
• Highly qualified team including legal and tax experts to ensure error-free administration and compliance.
• Transparent hourly pricing that aligns interests and avoids asset-based fee conflicts.
• Operational cash target to reach break-even by March 2028 with a minimum cash position of $102,000.

Financial Summary

Concise financial snapshot: rapid revenue scale from $605,000 in 2026 to $1,944,000 in 2028 with breakeven in Mar-28 (month 27).

Initial capital needs include $252,500 in planned capex and a minimum cash cushion of $102,000; marketing starts at $45,000 (CAC $1,500) and scales to $85,000 by 2028; aggregate expected return is IRR 1.86% and ROE 1.7 over the five-year forecast.

Financial outlook: revenue growth drives a return to profitability in March 2028 and positive EBITDA thereafter.

Funding Requirements

We require capital to fund 2026 capital expenditures, cover forecasted EBITDA shortfalls, and hold a minimum cash floor, totaling $878,500.