Thirty industry financial models, with Excel tools, cash resources and Claude packs for recurring planning and performance review.
Move from the operating drivers behind a business to budgets, rolling forecasts, variance analysis and management reporting. Choose the model and supporting files that fit the question.
The 30-model selection spans professional services, SaaS and subscriptions, consumer operations, education, food, retail, property, transport and production. The groups below explain the starting points available. Open a model’s product page to inspect its scope before selecting your starting point.
The Accounting Firm Financial Model is an Excel template for building five-year financial projections for an outsourced accounting practice. It converts accountant capacity, billable utilization, service mix, and hourly rates into revenue, then links staffing and operating costs to projected earnings.
The Consulting Firm Financial Model is an Excel-based planning template for projecting a boutique management consulting practice from 2026 through 2030. It calculates service revenue from available consulting hours, billable utilization, the mix of five consulting services, and realized hourly fees.
The Digital Marketing Agency Financial Model is an Excel planning template for a remote US agency selling SEO, paid media management, social content, email campaigns, and analytics strategy. It connects billable capacity and realized service rates to monthly revenue, operating costs, staffing, and financial projections for 2026 through 2030.
The Web Design Agency Financial Model is an Excel template for a remote U.S. agency billing small and midsize clients by the hour. Monthly calculations connect production capacity, service mix, rates, staffing, and expenses to projections for 2026–2030.
This Software Development Financial Model is an Excel template for forecasting a remote-first custom software studio in Richmond, Virginia. It converts delivery hours, billable utilization, five service rates, staffing, and operating costs into monthly financial projections for 2026–2030.
The AI Consulting Financial Model is an Excel financial planning template for a US boutique advisory firm selling AI strategy, data readiness, workflow prototyping, governance, and team training. It connects consultant capacity, billable utilization, service mix, and realized hourly fees to a monthly revenue forecast and related financial reports.
The Engineering Consulting Firm Financial Model is an Excel template that builds monthly and annual financial projections from engineering staff capacity, billable utilization, service mix, and hourly fees. It connects the revenue forecast to direct costs, operating expenses, payroll, capital spending, financing, and financial reports.
The Architectural Firm Financial Model is an Excel financial model for planning an independent US architecture studio. It converts scheduled professional hours, billable utilization, service mix, and realized hourly rates into a monthly revenue forecast and five-year operating projections for 2026–2030.
The Advertising Agency Financial Model is an Excel template for building a five-year financial forecast for a US independent agency. It translates staff delivery capacity, billable utilization, service mix, and hourly fees into revenue, then connects the resulting costs to operating profitability.
The Cleaning Service Financial Model is an Excel template linking subcontracted cleaning capacity, utilization, service mix, and hourly prices to monthly revenue and five-year financial projections.
This five-year SaaS Startup Financial Model is an Excel template for a remote U.S. B2B workflow-automation software company serving small and midsize businesses. It projects paying accounts and subscription revenue from qualified trials, trial-to-paid conversion, monthly churn, account mix and monthly plan prices.
The Subscription Box Financial Model is an Excel template projecting a Dallas-based direct-to-consumer lifestyle box service shipping across the contiguous United States. It connects subscriber acquisition, cancellations, theme pricing, fulfillment costs, staffing and startup funding across 2026–2030.
The Print-on-Demand Store Financial Model is an Excel template for forecasting a U.S. direct-to-consumer gift store selling original designs through Shopify. It converts qualified store sessions, accepted-order conversion, category mix and selling prices into monthly sales and 2026–2030 financial projections.
The Online Grocery Store Financial Model is an Excel template for an Indianapolis retailer that owns grocery inventory and delivers five curated basket formats. Buying households, order frequency, basket selection, and inclusive checkout prices drive monthly and annual financial projections.
The Coworking Space Financial Model is an Excel planning template for a single independent, 100-workpoint coworking location in Columbus, Ohio. It turns membership capacity, occupancy, membership mix, and monthly realized prices into a 2026–2030 revenue forecast and connects those sales to staffing and operating expenses.
The Gym Financial Model is an Excel template that connects paid memberships, inclusive package prices, operating expenses and staffing to financial projections. Its illustrative 2026–2030 operating case shows how a growing member base changes revenue and EBITDA.
The Beauty Salon Financial Model is an Excel planning template for a salon offering hair, color, facials, nails and waxing. It converts provider capacity, utilization, hourly pricing and service mix into monthly sales and a five-year operating forecast.
The Daycare Center Financial Model is an Excel template for planning tuition, staffing, operating expenses, startup investment, and financial projections. It connects enrollment capacity and age-group tuition rates to monthly calculations and reports.
The Dental Clinic Financial Model is an Excel financial planning template for projecting a general dental practice from patient-service capacity, realized fees, direct clinical costs, staffing, and startup investment. It converts editable operating assumptions into monthly calculations and annual financial projections for 2026 through 2030.
The Tutoring Center Financial Model is an Excel template for building monthly financial projections for a one-to-one academic tutoring business. It connects tutor-hour capacity, student bookings, subject prices, staffing, operating costs, startup investment, and financing assumptions to revenue and financial reports.
This Excel Restaurant Financial Model forecasts 2026–2030 sales for a 64-seat casual restaurant using seats, daily turns, service days, utilization, and five realized guest-ticket prices.
The Coffee Shop Financial Model is an Excel planning template that builds five-year financial projections for a counter-service coffee shop from daily drink demand, menu prices, beverage mix, operating costs, staffing, and startup investment. Monthly operating calculations feed the workbook’s financial statements and management reports.
The Bakery Financial Model is an Excel planning template for an independent neighborhood retail bakery with on-site production and a staffed sales counter. It links daily baking capacity, the mix of products sold, menu prices, operating expenses, and staffing to monthly financial projections and annual reports.
The Food Truck Financial Model projects an owner-operated Austin grill truck’s meal orders, revenue, and operating results for 2026–2030. Sales are driven by capacity, utilization, seasonality, meal prices, and menu mix.
The Grocery Store Financial Model is an Excel template for building financial projections from checkout transactions, items purchased, departmental prices, operating expenses, and staffing. Its illustrative operating case covers 2026 through 2030 and shows how these assumptions determine revenue and EBITDA.
This Property Management Financial Model is an Excel template for planning fee revenue, staffing, operating costs, and funding at an independent US residential manager. Its demand-based forecast converts managed-unit counts and monthly fees into financial projections for 2026–2030.
This Real Estate Brokerage Financial Model projects qualified leads, completed transaction sides, negotiated fees, operating expenses, and EBITDA for an independent US brokerage over 2026–2030.
The Construction Company Financial Model is an Excel template for US contractors handling residential renovations, home additions, and small commercial fit-outs. It links active projects and earned-work prices to revenue, job costs, staffing, and financial reports.
The Trucking Service Financial Model is an Excel template for planning freight revenue, operating costs, staffing, startup investment, and financial statements for a regional dry-van carrier. Its revenue forecast links available driving capacity to sold loaded miles and the realized price of each freight service.
The Food Manufacturing Financial Model is an Excel template for planning a regional granola production business from pouch capacity and wholesale pricing through operating expenses, staffing, EBITDA, and financial reporting. It links editable operating assumptions to monthly calculations and annual projections.
Choose a reporting or analysis workbook that fits the decision you are reviewing. Inspect its sample data, definitions, units and input structure, then adapt it to the business.
Review monthly profit, budget variance and fiscal year-to-date results with an editable P&L dashboard and report.
Keep the next 12 months of revenue, profit and cash in view as the latest closed month changes.
Follow opening accruals, additions and releases, then investigate differences against the ledger.
Schedule earned revenue across the relevant service or performance periods.
Compare your budget with actual results in one Excel workbook, from the latest month to the year so far.
Turn a scattered list of regular and time-limited costs into a structured expense forecast with clear dates, payment timing, and growth assumptions.
Build a connected view of profitability, financial position, and cash movement across a five-year reporting period, then use the resulting statement summaries and charts to review how the business changes over time.
Organize year-end assets, liabilities, and equity in one structured Excel workbook, then review how the company’s financial position changes across annual periods.
Turn annual revenue and expense figures into a structured profit-and-loss view that shows how sales move through gross margin, operating profit, and net profit.
Build a connected 12-month view of profitability, cash movement, and financial position from one structured Excel workbook.
Organize a full year of monthly balance-sheet figures in one structured Excel view, then review how assets, liabilities, net working capital, and equity change from January through December.
Organize a full year of monthly profit-and-loss data in one Excel view, following revenue through gross margin, operating costs, EBITDA, EBIT, and net profit.
Turn monthly operating and balance-sheet data into a concise view of financial efficiency, liquidity, profitability, and performance against budget.
Turn monthly financial actuals into a concise annual management view that compares the current year with the previous year across revenue, margins, operating costs, EBITDA, and net profit.
Turn monthly financial actuals into a structured current-versus-prior-year performance review, with the key income-statement metrics, variances, and trend charts visible in one workbook.
Turn a long expense list into a focused view of the cost categories that have the greatest effect on total spending.
Turn a long list of revenue streams into a focused view of the categories that contribute most to total revenue and explain how those contributions change over time.
Review stage-weighted pipeline value and its relationship to the sales target.
Investigate conversion-stage economics and the constraint on the next incremental sale.
Review how much attributable contribution remains after media spend.
Review upcoming subscription renewals, their timing and the assumptions behind the renewal pipeline.
Compare the contribution recovered per original customer across cohorts.
Follow the recovery of acquisition spending through the contribution earned by a customer cohort.
Review customer and recurring-revenue retention by cohort, particularly for subscription formats.
Explain the movement in monthly recurring revenue through its expansion, contraction and customer-change components.
Bring customer acquisition, recurring revenue, unit economics, and cash runway into one monthly SaaS performance view.
Turn subscription bookings into a structured monthly view of earned revenue and deferred revenue, so you can see when contracted value becomes recognizable revenue rather than treating every booking as immediate income.
Turn monthly acquisition spending, new-customer volume, and revenue per customer into a clear view of customer acquisition cost and the time required to recover it.
Evaluate whether the value generated by a customer is proportionate to the cost of acquiring that customer, using a structured Excel workbook that brings CAC, lifetime value, payback time, and the LTV-to-CAC ratio into one monthly view.
Estimate how monthly customer churn affects expected customer lifetime and revenue-based customer lifetime value, then review the movement of those metrics across a 24-month period.
Measure customer and revenue churn in one structured Excel workbook, then review how retention performance changes from month to month across a 24-month reporting view.
Turn a five-year SaaS profit-and-loss history into a focused view of the trade-off between revenue growth and operating profitability.
Compare available capacity and incremental costs when choosing overtime or outside support.
Review commission payouts as eligible bookings move against the selected quota.
Plan headcount and compensation in one structured Excel workbook, then review how hiring dates, work arrangements, salary assumptions, bonuses, taxes, and wage increases shape total payroll cost.
Review the depreciation schedule and the period in which each asset stops contributing depreciation.
Trace the effect of returned goods and reverse-logistics costs on contribution per unit shipped.
Stress the exposure to major customers and review the resulting effect on the business.
Turn customer additions, churn, and recurring revenue assumptions into a structured monthly waterfall that shows how the subscriber base and active revenue change over time.
Compare project contribution and the delivery capacity supporting the portfolio.
Compare account profitability after the service activities and delivery costs used by each customer.
Investigate which products drive contribution and why a SKU can sell more units while earning less.
Compare proposed discounts with the margin floor and remaining discount headroom.
Review price and volume assumptions against a defined operating-profit target.
Examine the sales level needed to cover costs and the headroom above break-even.
Reconcile net sales, variable costs and contribution per fulfilled order.
Explain the movement between planned and actual revenue through product quantities, selling prices and mix.
The Financial Profitability Ratios Calculator turns company financial figures into a structured set of margins, returns, per-share measures, and earnings-based valuation context. It helps business leaders and analysts see how effectively revenue becomes profit and how productively the company uses its financial resources.
Evaluate how effectively a company turns its asset base, shareholders’ equity, and employed capital into earnings with a structured monthly return-ratio worksheet.
Turn financial-statement and operating data into practical efficiency measures that show how effectively the business uses assets, people, inventory, receivables, and supplier credit.
Measure the average operating cost required to serve an active customer, month by month, and see how changes in service spending or customer volume affect unit economics.
Reconcile energy spending and review cost intensity against the chosen operating unit.
Review the distribution of quality-related costs and the components driving the total.
Compare supplier and freight costs on a landed-cost basis per usable unit.
Review stock cover, reorder triggers and safety-stock assumptions by SKU.
Bridge negotiated purchasing savings to the savings realised in the operating result.
Review the minimum economically supportable bid for an order using available idle capacity.
Compare the relevant costs of internal production and external purchasing at different demand levels.
Prioritise constrained capacity using contribution per bottleneck hour and demand limits.
Review manufacturing unit costs and the cost transferred from work in process.
Trace physical output through production stages and review the economics of yield and scrap.
Evaluate the trade-off between taking an early-payment discount and retaining cash.
Compare gross profit earned against the capital held in inventory.
Review the price an investor can pay when future receipts and investment assumptions change.
Schedule the release of upfront payments into the expense periods they support.
Review uncovered currency exposure by currency and settlement month alongside hedge coverage.
Compare repricing buckets and the effect of higher rates on interest expense.
Review covenant headroom and the agreement-based test limiting additional borrowing.
Review borrowing availability after eligibility exclusions, reserves and existing drawings.
Follow monthly principal, interest and outstanding balances for the selected loan.
Compare available operating cash earnings with principal and interest commitments.
Follow lease cash commitments and the scheduled liability across future periods.
Review credit exposure and orders that need release approval before shipment.
Compare cash burn with the recurring-revenue growth achieved during the selected period.
Plan major asset purchases with a structured capital expenditure schedule that connects spending timing to depreciation and the closing net book value of fixed assets.
Turn monthly balance-sheet inputs into a focused view of short-term financial capacity, so you can see whether current resources are keeping pace with obligations due in the near term.
Turn monthly balance-sheet, earnings, interest, and operating cash-flow figures into a clear view of leverage and debt-servicing capacity.
Turn share-price, earnings, sales, cash-flow, equity, growth, and dividend figures into a focused view of how the market values a company.
Organize founder and investor ownership across successive funding rounds, then see how new share issuances change each holder’s percentage of the company.
Turn planned cost of goods sold and operating expenses into a structured accounts payable schedule so you can see when trade-credit obligations become cash payments and how the payable balance changes over time.
Cash planning, reporting and working-capital resources help you investigate receipts, obligations and funding. The broader selections also include the named cash-flow valuation tools. Every item below is separate from the Excel-tools list above.
Lay out twelve monthly periods in one cash planning table so you can follow expected receipts, scheduled payments, monthly net cash movement, and the resulting ending cash balance across a full year.
Build a three-year view of where cash is expected to come from, where it will be used, and how those movements affect the balance available at the end of each year.
Organize annual cash movements into a clear statement that shows where cash comes from, where it is used, and how each period changes the closing cash balance.
Turn annual profit and balance-sheet movements into a structured view of operating, investing, and financing cash flow.
Compare planned cash inflows and outflows with recorded results, quantify the variance, and see how the difference affects monthly cash movement and the ending cash balance.
Turn expected receipts and payments into a day-by-day view of available cash, so you can see when liquidity is tightening before deciding which collections, purchases, or payments need attention.
Estimate the value of a business or investment by translating operating forecasts into unlevered free cash flow, discounting those cash flows to present value, and calculating terminal value.
Organize a full year of monthly cash activity in one structured Excel view, then see how operating, investing, and financing movements affect the cash available at the end of each month.
Build a month-by-month view of cash coming into the business, cash leaving through operations and investment, financing activity, and the resulting cash balance across a 12-month period.
Turn monthly accrual-based results into a structured view of cash movement by reconciling net income with working-capital changes and other operating adjustments.
Compare operating profit with cash movement and review the working-capital and timing items that separate them.
Turn individual cash receipts and payments into a structured statement that shows where cash came from, where it was used, and how the period changed your available balance.
Organise expected cash receipts and payments by week and follow the opening and closing cash balances.
Review the connection between inventory, customer collection and supplier-payment timing.
Review aging, overdue exposure and the receivables requiring collection attention.
Arrange upcoming supplier obligations by due date so concentrated payment periods are visible.
Review collection performance and the activity behind expected customer receipts.
Test cash-buffer assumptions and identify the timing and size of a potential liquidity shortfall.
Trace bank and ledger differences to their adjusted balances and identify reconciling items.
Investigate differences between marketplace activity, settlements and the amounts received.
The named packs provide instructions, templates, worked examples and review checks for use with your own source information and compatible Claude access.
25 finance playbooks covering data checks, planning, profitability, cash, funding and CFO decisions.
A 13-week cash forecast and eight focused agent definitions for reviewing receipts, payments and minimum cash balances.
A monthly review from source intake and account mapping through revenue and cost analysis, management commentary and independent checks.
25 self-contained Claude Skills for financial planning and analysis, from preparing source data to reviewing a management result.
A collection of finance workflows, guides and templates for recurring planning, liquidity and performance work.
A planning and review kit for founders, owners and small finance teams.
A 68-page English PDF containing 150 practical FP&A workflows for QuickBooks information and Claude-assisted analysis.
A 70-page English PDF containing 150 practical FP&A workflows for Xero information and Claude-assisted analysis.
Use the collection for a new budget, a forecast refresh, a monthly review or a client planning engagement. Start with the business model, then use the relevant reporting and analysis files.
Microsoft Excel for the workbooks and your own compatible Claude access for the AI resources. Some workflows use Claude Code; selected instructions can also be used in regular Claude chat. Code-based examples may require Python and separate API access, as stated in their setup guides.
Review the selected file’s scope, inspect its worked example and prepare the required inputs. Adapt the assumptions and reporting periods, then compare the calculations with your source information.
The bundle contains separate files, each with its own structure and instructions. Select the tools that fit the task and the operating business.
The four groups contain 138 named catalogue products. AI packs include multiple files; the counts do not represent a total of unique agents or individual worksheets.
The financial-model cases and supporting examples are illustrations for planning and review. Replace the relevant assumptions with information appropriate to the business.
Use your own Excel and Claude access. Software subscriptions, API charges, custom integrations and individual consulting services are separate from this digital collection.
Some supporting dashboards and AI resources are also available individually at no charge. This bundle combines the selected industry financial models with the named supporting resources. Created by Henry Sheykin / FinModelsLab.
